AFBI — Affinity Bancshares, Inc.

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1823406 ·
Last close
$22.48
Market Cap
$137.01M
52W High
$22.50
52W Low
$18.62
ADV30
14,910
Next earnings
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States. The company offers deposit products, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It also provides commercial and industrial, commercial real estate, residential mortgage, construction and land, consumer, balloon, and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates FitnessBank, a virtual bank which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 8,567,000 2,131,000 881,697,000 53,850,000 754,678,000
Sep 2025 8,358,000 2,217,000 925,221,000 84,845,000 799,816,000
Jun 2025 8,318,000 2,152,000 933,799,000 89,666,000 809,699,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$11,640,000
Investing CF
$-1,240,000
Financing CF
$2,025,000
CapEx
$-422,000
Dividends Paid
$-8,801,000
Buybacks
$-5,942,000
EPS Diluted TTM
$1.37
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$76,111,000
Inventory
Receivables
ST Investments
$17,189,000
EBIT TTM
Pretax Income TTM
$11,236,000
Interest Exp TTM
$19,872,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$14,280,000
EBITDA
Free Cash Flow
Enterprise Value
$139,661,248
Total Cash
$35,195,000
Total Debt
$7,570,000
Shares Out
6,094,885
Trailing EPS
$1.37
Book Value
$10.21
ROE
2.0%
ROA
0.5%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 33,061,000 8,332,000 881,697,000 754,678,000 11,640,000
Dec 2024 31,181,000 5,441,000 866,817,000 737,702,000 6,791,000
Dec 2023 29,664,000 6,448,000 843,259,000 721,743,000 7,872,000
Dec 2022 32,157,000 7,134,000 791,283,000 674,180,000 7,569,000

Peers — same industry

TickerNameMarket CapLastDaily %
SRBK SR Bancorp, Inc. $138.58M $18.64
FNWD Finward Bancorp $140.72M $32.50
LSBK Lake Shore Bancorp, Inc. /MD/ $122.66M $15.60
FGBI First Guaranty Bancshares, Inc. $155.92M $9.47
HYNE Hoyne Bancorp, Inc. $117.36M $15.75

News headlines (Yahoo Finance, 1h cache)

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Recent Insider Activity

No insider activity indexed for this ticker.