ALLY — Ally Financial Inc.

NYSE · Financials · Banks · CIK 40729 ·
Last close
$42.45
Market Cap
$12.91B
52W High
$46.96
52W Low
$40.65
ADV30
3,073,404
Next earnings
2026-10-16
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026 2,544,000,000 410,000,000 199,772,000,000 7,840,000,000 184,281,000,000
Mar 2026 2,353,000,000 319,000,000 197,269,000,000 9,518,000,000 181,660,000,000
Dec 2025 2,362,000,000 327,000,000 196,002,000,000 10,030,000,000 180,504,000,000
Sep 2025 2,370,000,000 398,000,000 191,711,000,000 10,246,000,000 176,594,000,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$4,566,000,000
Investing CF
$-14,471,000,000
Financing CF
$8,029,000,000
CapEx
$-3,804,000,000
Dividends Paid
$-491,000,000
Buybacks
$-1,669,000,000
EPS Diluted TTM
$4.24
As of
2026-07-26

Balance + Analyst (yfinance extras)

Retained Earnings
$1,101,000,000
Inventory
Receivables
$1,259,000,000
ST Investments
$19,653,000,000
EBIT TTM
Pretax Income TTM
$1,836,000,000
Interest Exp TTM
$6,169,000,000
Analysts
17

Yahoo Snapshot (yfinance, live)

Total Revenue
$7,897,999,872
EBITDA
Free Cash Flow
Enterprise Value
$30,149,502,976
Total Cash
$7,840,000,000
Total Debt
$23,082,999,808
Shares Out
304,199,693
Trailing EPS
$4.25
Book Value
$44.38
ROE
9.7%
ROA
0.7%
Div Yield
2.80%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 8,770,000,000 852,000,000 196,002,000,000 180,504,000,000 3,729,000,000
Dec 2024 8,897,000,000 668,000,000 191,836,000,000 177,933,000,000 4,528,000,000
Dec 2023 9,070,000,000 957,000,000 196,329,000,000 182,626,000,000 4,557,000,000
Dec 2022 9,240,000,000 1,714,000,000 191,826,000,000 178,967,000,000 6,247,000,000

TTM Snapshot

Revenues TTM
$8,104,000,000
NetIncome TTM
$1,505,000,000
OpCashFlow TTM
$0
Assets (Latest)
$191,836,000,000
Forward EPS
$6.43

Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $43.00 · spot: $42.45 · call volume: 6,882 · put volume: 630
Expected Move to 2026-09-18: ±$2.22 (5.23%) — implied range $40.23$44.67 · ATM straddle on $42.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
WBS WEBSTER FINANCIAL CORP $12.57B $77.57
FHN FIRST HORIZON CORP $11.62B $24.53
CIB Grupo Cibest S.A. $11.10B $101.82
UMBF UMB FINANCIAL CORP $10.93B $143.96
PNFP Pinnacle Financial Partners, Inc. $15.31B $101.34

News headlines (Yahoo Finance, 1h cache)

Ally Financial to present at the Barclays Global Financial Services Conference
2026-08-20 14:01 · Yahoo
Driving the Next Generation Forward: Court Street Ford's Kenady Minley Recognized With 2026 Ally Sees Her Award
2026-08-14 13:01 · Yahoo
Ally Financial Chief Risk Officer Stephanie Richard Sells 5,000 Shares
2026-08-10 18:59 · Yahoo
Is the Options Market Predicting a Spike in Ally Financial Stock?
2026-08-06 12:50 · Yahoo
The machine-readable brand: Inside Ally Financial’s strategy to win AI search recommendations
2026-08-06 06:59 · Yahoo
Ally Financial (ALLY) After Strong Q2 And Buybacks, Is The Stock Still Undervalued?
2026-08-04 09:13 · Yahoo
Company Insider Sells $560,000 of Financial Stock in Tax-Driven Transaction, According to Latest SEC Filing
2026-08-03 13:30 · Yahoo
Ally Financial (ALLY) Down 3.5% Since Last Earnings Report: Can It Rebound?
2026-08-20 15:30 · Yahoo
Billionaires Battle on One Stock: Warren Buffett’s Berkshire Sells While Dan Loeb Loads Up
2026-08-17 14:24 · Yahoo
Berkshire Hathaway expands Alphabet stake and trims bank exposure in Q2
2026-08-14 21:23 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.