BCTF — Bancorp 34, Inc.

OTC · Financials · Thrifts & Mortgage Finance · CIK 1668340 ·
Last close
$14.80
Market Cap
$100.97M
52W High
$15.98
52W Low
$14.80
ADV30
2,287
Next earnings
Bancorp 34, Inc. operates as the holding company for Southwest Heritage Bank that offers various banking products and services to individuals and businesses in the United States. The company accepts various deposit products comprising noninterest bearing accounts, interest-bearing demand products, savings accounts, NOW and time deposits, money market accounts, and certificates of deposit. It also provides variable and fixed rate commercial loans to small-and medium-sized manufacturing, wholesale, retail and service businesses for working capital needs and business expansion; commercial real estate loans; multifamily loans; construction and land development loans comprising residential and commercial construction, and land acquisition, and development loans, as well as residential real estate loans; consumer loans, such as direct personal and automobile; and lines of credit and loans. In addition, the company offers online banking and bill payment services, online cash management, safe deposit box rentals, credit and debit cards, ATM cards, and treasury management services. Bancorp 34, Inc. was founded in 1934 and is headquartered in Scottsdale, Arizona.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2025 8,285,000 2,308,000 943,639,000 122,373,000 853,582,000
Dec 2024 8,572,000 148,000 918,095,000 111,510,000 831,580,000
Sep 2024 8,653,000 1,575,000 939,414,000 66,940,000 852,292,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$2,961,000
Investing CF
$38,005,000
Financing CF
$-6,003,000
CapEx
$-367,000
Dividends Paid
$0
Buybacks
$0
EPS Diluted TTM
$0.53
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$28,297,000
Inventory
Receivables
$2,572,000
ST Investments
$78,661,000
EBIT TTM
Pretax Income TTM
$5,294,000
Interest Exp TTM
$17,154,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$34,973,000
EBITDA
Free Cash Flow
Enterprise Value
$72,631,080
Total Cash
$65,937,000
Total Debt
$27,299,000
Shares Out
6,821,979
Trailing EPS
$0.87
Book Value
$13.05
ROE
7.7%
ROA
0.8%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2024 29,838,000 1,689,000 918,095,000 831,580,000 2,974,000
Dec 2023 15,905,000 -3,402,000 581,265,000 520,544,000 910,000
Dec 2022 19,017,000 1,330,000 574,340,000 525,102,000 9,761,000
Dec 2021 20,028,000 3,400,000 527,652,000 486,910,000 7,186,000

Peers — same industry

TickerNameMarket CapLastDaily %
SFBC Sound Financial Bancorp, Inc. $100.03M $42.05
PROV PROVIDENT FINANCIAL HOLDINGS INC $107.56M $17.20
BSBK Bogota Financial Corp. $108.23M $8.42
OFED Oconee Federal Financial Corp. $111.16M $19.10
MGYR Magyar Bancorp, Inc. $111.81M $17.30

News headlines (Yahoo Finance, 1h cache)

Bancorp 34, Inc. Reports 1st Quarter Performance
2026-04-27 22:30 · Yahoo
Bancorp 34, Inc. Reports 4th Quarter Performance
2026-01-29 23:10 · Yahoo
Bancorp 34 (BCTF) Swings to Profitability, Challenging Years of Bearish Sentiment
2025-11-05 12:19 · Yahoo
Bancorp 34, Inc Reports 3rd Quarter Performance
2025-11-03 23:45 · Yahoo
Bancorp 34, Inc. Reports 2nd Quarter Performance
2025-08-07 23:50 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.