CARE — Carter Bankshares, Inc.

Nasdaq · Financials · Banks · CIK 1829576 ·
Last close
$32.33
Market Cap
$718.44M
52W High
$32.39
52W Low
$20.00
ADV30
347,061
Next earnings
2026-04-23
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company also provides commercial loans, such as secured and unsecured, real estate construction and acquisition, and commercial and industrial loans; consumer loans, such as automobiles, home improvements, education, overdraft protection, and personal, and residential mortgages loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it offers other banking services that include safe deposit boxes, direct deposit of payroll, social security checks, and debit cards; online banking products, including online and mobile banking, online account opening, bill payment, electronic statement, mobile deposit, Zelle, credit monitoring tools, digital wallet, MoneyPass, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 38,579,000 8,480,000 4,851,922,000 105,163,000 4,432,225,000
Sep 2025 38,130,000 5,419,000 4,840,119,000 106,948,000 4,427,281,000
Jun 2025 36,276,000 8,510,000 4,784,091,000 99,905,000 4,378,456,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$39,862,000
Investing CF
$-155,911,000
Financing CF
$90,041,000
CapEx
$-8,055,000
Dividends Paid
Buybacks
$-10,862,000
EPS Diluted TTM
$4.87
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$364,968,000
Inventory
Receivables
$63,604,000
ST Investments
$383,508,000
EBIT TTM
Pretax Income TTM
$40,001,000
Interest Exp TTM
$101,402,000
Analysts
4

Yahoo Snapshot (yfinance, live)

Total Revenue
$258,920,000
EBITDA
Free Cash Flow
Enterprise Value
$490,026,592
Total Cash
$238,550,000
Total Debt
$10,139,000
Shares Out
22,222,010
Trailing EPS
$4.87
Book Value
$22.78
ROE
23.9%
ROA
2.3%
Div Yield
1.24%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 149,032,000 31,362,000 4,851,922,000 4,432,225,000 39,862,000
Dec 2024 132,402,000 24,523,000 4,659,189,000 4,274,876,000 36,938,000
Dec 2023 137,713,000 23,384,000 4,512,539,000 4,161,296,000 46,730,000
Dec 2022 158,896,000 50,118,000 4,204,519,000 3,875,892,000 70,791,000

TTM Snapshot

Revenues TTM
$182,721,000
NetIncome TTM
$34,837,000
OpCashFlow TTM
$0
Assets (Latest)
$4,659,189,000
Forward EPS
$2.57

Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $20.00 · spot: $32.66 · call volume: 58 · put volume: 3

Peers — same industry

TickerNameMarket CapLastDaily %
WFC-PC WELLS FARGO & COMPANY/MN $713.58M $16.99
IBCP INDEPENDENT BANK CORP /MI/ $725.54M $35.21
CWBC Community West Bancshares $698.43M $25.74
SHBI SHORE BANCSHARES INC $752.09M $22.48
FISI FINANCIAL INSTITUTIONS INC $755.96M $38.40

News headlines (Yahoo Finance, 1h cache)

Should Value Investors Buy Carter Bankshares (CARE) Stock?
2026-06-04 13:40 · Yahoo
Carter Bank Opens First South Carolina Location in Greenville
2026-06-02 15:00 · Yahoo
Are Investors Undervaluing Carter Bankshares (CARE) Right Now?
2026-05-18 13:40 · Yahoo
Carter Bank Debuts No-Fee Youth Savings and Checking Accounts
2026-05-06 13:00 · Yahoo
What Makes Carter Bankshares, Inc. (CARE) a Strong Momentum Stock: Buy Now?
2026-05-04 16:00 · Yahoo
3 Undiscovered Gems In The US Market With Strong Potential
2026-04-30 11:32 · Yahoo
Carter Bankshares, Inc. (CARE) Lags Q1 Earnings and Revenue Estimates
2026-04-23 13:20 · Yahoo
Carter Bankshares, Inc. Declares Quarterly Dividend
2026-04-23 12:05 · Yahoo
Carter Bankshares, Inc. Announces First Quarter 2026 Financial Results
2026-04-23 12:00 · Yahoo
Carter Bankshares, Inc. (CARE) Earnings Expected to Grow: What to Know Ahead of Q1 Release
2026-04-16 14:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.