CBSH — COMMERCE BANCSHARES INC /MO/

Nasdaq · Financials · Banks · CIK 22356 ·
Last close
$58.37
Market Cap
$8.51B
52W High
$59.27
52W Low
$49.36
ADV30
1,338,175
Next earnings
2026-07-16
Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 452,289,000 140,662,000 32,915,089,000 3,547,632,000 29,100,317,000
Sep 2025 448,853,000 141,518,000 32,288,688,000 2,954,109,000 28,495,641,000
Jun 2025 446,197,000 152,479,000 32,284,247,000 3,146,313,000 28,624,133,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$645,136,000
Investing CF
$-462,370,000
Financing CF
$-11,043,000
CapEx
$-52,748,000
Dividends Paid
$-150,237,000
Buybacks
$-207,567,000
EPS Diluted TTM
$4.07
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$131,826,000
Inventory
Receivables
ST Investments
$9,095,513,000
EBIT TTM
Pretax Income TTM
$564,238,000
Interest Exp TTM
$276,602,000
Analysts
8

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,782,066,048
EBITDA
Free Cash Flow
Enterprise Value
$6,323,566,080
Total Cash
$4,795,992,064
Total Debt
$2,600,494,080
Shares Out
145,777,158
Trailing EPS
$4.07
Book Value
$29.42
ROE
14.9%
ROA
1.7%
Div Yield
1.89%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,767,799,000 566,251,000 32,915,089,000 29,100,317,000 645,136,000
Dec 2024 1,663,622,000 526,331,000 31,996,627,000 28,664,152,000 577,859,000
Dec 2023 1,586,159,000 477,060,000 31,701,061,000 28,736,831,000 488,769,000
Dec 2022 1,509,226,000 488,399,000 31,875,931,000 29,394,354,000 559,385,000

TTM Snapshot

Revenues TTM
$18,424,000
NetIncome TTM
$503,987,000
OpCashFlow TTM
$0
Assets (Latest)
$31,996,627,000
Forward EPS
$4.42

Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)

max pain strike: $50.00 · spot: $58.37 · call volume: 7 · put volume: 5
Expected Move to 2026-11-20: ±$10.15 (17.39%) — implied range $48.22$68.52 · ATM straddle on $60.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
BOKF BOK FINANCIAL CORP $8.43B $138.69
PB PROSPERITY BANCSHARES INC $8.63B $71.99
VLYPP VALLEY NATIONAL BANCORP $8.30B $25.03
VLYPO VALLEY NATIONAL BANCORP $8.25B $24.89
WAL WESTERN ALLIANCE BANCORPORATION $8.81B $80.69

News headlines (Yahoo Finance, 1h cache)

Commerce Bancshares (CBSH) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
2026-07-09 14:00 · Yahoo
Q1 Earnings Roundup: Commerce Bancshares (NASDAQ:CBSH) And The Rest Of The Regional Banks Segment
2026-07-06 17:40 · Yahoo
Commerce Bancshares (CBSH) Just Flashed Golden Cross Signal: Do You Buy?
2026-07-01 13:55 · Yahoo
CBSH Arm to Buy Nolan & Associates, Expand Advisory Capabilities
2026-06-30 12:59 · Yahoo
Commerce Bank in St. Louis to buy boutique firm
2026-06-30 12:12 · Yahoo
Commerce Bank to Acquire Nolan & Associates, Adding Investment Banking Capabilities for Middle-Market Clients
2026-06-29 11:00 · Yahoo
UMB (UMBF) Up 6.1% Since Last Earnings Report: Can It Continue?
2026-05-28 15:30 · Yahoo
Why Is Commerce (CBSH) Up 3.3% Since Last Earnings Report?
2026-05-21 15:30 · Yahoo
F.N.B. Corp Gains 26.9% in a Year: Should You Buy the Stock Now?
2026-05-21 13:48 · Yahoo
Visa Gain and Portfolio Shift Might Change The Case For Investing In Commerce Bancshares (CBSH)
2026-05-15 07:22 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.