CHMG — CHEMUNG FINANCIAL CORP

Nasdaq · Financials · Banks · CIK 763563 ·
Last close
$69.65
Market Cap
$335.70M
52W High
$70.83
52W Low
$50.31
ADV30
31,354
Next earnings
Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans, as well as automobile loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. The company was founded in 1833 and is based in Elmira, New York.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 30,201,000 7,741,000 2,710,235,000 50,097,000 2,455,526,000
Sep 2025 28,514,000 7,792,000 2,696,634,000 107,646,000 2,451,326,000
Jun 2025 9,807,000 -6,452,000 2,852,488,000 320,051,000 2,617,522,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$45,499,000
Investing CF
$68,320,000
Financing CF
$-110,757,000
CapEx
$-1,687,000
Dividends Paid
$-6,325,000
Buybacks
$-396,000
EPS Diluted TTM
$3.79
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$256,484,000
Inventory
Receivables
ST Investments
$254,294,000
EBIT TTM
Pretax Income TTM
$19,936,000
Interest Exp TTM
$45,678,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$95,354,000
EBITDA
Free Cash Flow
Enterprise Value
$407,834,400
Total Cash
$70,041,000
Total Debt
$145,596,992
Shares Out
4,819,820
Trailing EPS
$3.80
Book Value
$54.56
ROE
7.4%
ROA
0.7%
Div Yield
1.98%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 93,950,000 15,104,000 2,710,235,000 2,455,526,000 45,499,000
Dec 2024 96,107,000 23,671,000 2,776,147,000 2,560,838,000 29,815,000
Dec 2023 97,959,000 25,000,000 2,710,529,000 2,515,288,000 30,881,000
Dec 2022 94,614,000 28,783,000 2,645,553,000 2,479,165,000 35,047,000

TTM Snapshot

Revenues TTM
$99,033,000
NetIncome TTM
$25,734,000
OpCashFlow TTM
$0
Assets (Latest)
$2,776,147,000
Forward EPS
$7.53

Peers — same industry

TickerNameMarket CapLastDaily %
BCML BayCom Corp $335.68M $30.77
NWFL NORWOOD FINANCIAL CORP $334.34M $30.70
MVBF MVB FINANCIAL CORP $337.31M $26.25
AVBH Avidbank Holdings, Inc. $333.69M $30.46
USCB USCB FINANCIAL HOLDINGS, INC. $342.08M $18.73

News headlines (Yahoo Finance, 1h cache)

Chemung Financial Corporation Announces Quarterly Dividend
2026-05-21 20:10 · Yahoo
3 Growth Companies With High Insider Ownership And 79% Revenue Growth
2026-05-21 17:35 · Yahoo
Chemung Financial (CHMG) Upgraded to Strong Buy: What Does It Mean for the Stock?
2026-05-18 16:00 · Yahoo
Why Chemung Financial (CHMG) is a Great Dividend Stock Right Now
2026-05-11 15:45 · Yahoo
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Recent Insider Activity

No insider activity indexed for this ticker.