CHYM — Chime Financial, Inc.

Nasdaq · Financials · Consumer Finance · CIK 1795586 ·
Last close
$32.70
Market Cap
$11.35B
52W High
$33.74
52W Low
$15.88
ADV30
8,480,065
Next earnings
2026-11-04
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026 647,387,000 580,313,000 46,163,000 53,456,000 1,950,383,000 607,677,000 508,941,000
Dec 2025 596,358,000 530,250,000 -53,768,000 -44,777,000 1,964,605,000 466,252,000 562,899,000
Sep 2025 543,519,000 474,118,000 -64,710,000 -54,722,000 1,962,311,000 445,026,000 519,037,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$166,010,000
Investing CF
$-169,084,000
Financing CF
$294,437,000
CapEx
$-31,381,000
Dividends Paid
Buybacks
$-163,278,000
EPS Diluted TTM
$-0.07
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$-3,320,648,000
Inventory
Receivables
$400,153,000
ST Investments
$403,605,000
EBIT TTM
$-1,002,953,000
Pretax Income TTM
$-969,685,000
Interest Exp TTM
Analysts
20

Yahoo Snapshot (yfinance, live)

Total Revenue
$2,457,031,936
EBITDA
$383,883,008
Free Cash Flow
$437,652,256
Enterprise Value
$11,430,077,440
Total Cash
$1,160,823,040
Total Debt
$180,880,992
Shares Out
347,019,852
Trailing EPS
$5.37
Book Value
$3.71
ROE
-1.3%
ROA
12.0%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 2,186,770,000 -1,039,979,000 -1,009,936,000 1,964,605,000 562,899,000 52,780,000
Dec 2024 1,673,269,000 -62,199,000 -25,344,000 1,461,037,000 501,516,000 64,140,000
Dec 2023 1,278,455,000 -235,785,000 -203,202,000 1,320,252,000 383,744,000 -156,594,000
Dec 2022 1,008,838,000 -478,702,000 -470,254,000 1,417,754,000 316,711,000 -434,133,000

TTM Snapshot

Revenues TTM
$421,871,000
NetIncome TTM
$-22,026,000
OpCashFlow TTM
$0
Assets (Latest)
$1,461,037,000
Forward EPS
$1.61

Max Pain — expiry 2027-01-15 (volume-derived — Yahoo OI feed degraded)

max pain strike: $35.00 · spot: $32.70 · call volume: 824 · put volume: 6,617
Expected Move to 2027-01-15: ±$8.70 (26.61%) — implied range $24.00$41.40 · ATM straddle on $32.50 strike

Peers — same industry

TickerNameMarket CapLastDaily %
HUT Hut 8 Corp. $9.81B $79.56
IREN IREN Ltd $14.23B $39.81
BMNR BITMINE IMMERSION TECHNOLOGIES, INC. $14.56B $24.14
WULF TERAWULF INC. $7.72B $15.48
RIOT Riot Platforms, Inc. $7.51B $20.00

News headlines (Yahoo Finance, 1h cache)

Insider Liquidates More Than 26,000 Shares of Fintech Stock for Tax Obligations
2026-08-22 18:15 · Yahoo
The K-shaped millennial: Chime explains the 2008 dividing line in personal finance
2026-08-21 21:19 · Yahoo
Chime Financial, Inc. (CHYM) Is Up 10.03% in One Week: What You Should Know
2026-08-20 16:00 · Yahoo
Chime to Participate in Goldman Sachs Communacopia + Technology Conference
2026-08-19 20:05 · Yahoo
Is Chime Financial (CHYM) Fully Priced After Its Reorganization And Raised 2026 Guidance?
2026-08-19 17:09 · Yahoo
Chime (CHYM) Q2 2026 Earnings Call Transcript
2026-08-13 00:01 · Yahoo
Here's What to Know About Chime Financial's Latest Insider Filings After a Strong Quarter
2026-08-11 22:36 · Yahoo
Should You Worry That Chime's Founders Are Selling? Here's How to Read It
2026-08-11 22:14 · Yahoo
Chime's Ex-CFO Stepped Down a Day After Selling Shares. Here's What to Know
2026-08-11 22:08 · Yahoo
Chime's CEO Sold $16.5 Million in Stock. Here's What Long-Term Investors Should Know
2026-08-11 21:59 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.