CHYM — Chime Financial, Inc.

Nasdaq · Financials · Consumer Finance · CIK 1795586 ·
Last close
$20.92
Market Cap
$7.30B
52W High
$24.75
52W Low
$15.88
ADV30
5,366,742
Next earnings
2026-08-06
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 647,387,000 580,313,000 46,163,000 53,456,000 1,950,383,000 607,677,000 508,941,000
Dec 2025 596,358,000 530,250,000 -53,768,000 -44,777,000 1,964,605,000 466,252,000 562,899,000
Sep 2025 543,519,000 474,118,000 -64,710,000 -54,722,000 1,962,311,000 445,026,000 519,037,000
Jun 2025 528,149,000 461,029,000 -930,638,000 -923,376,000 1,902,474,000 868,284,000 474,376,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$52,780,000
Investing CF
$-289,688,000
Financing CF
$367,668,000
CapEx
$-28,720,000
Dividends Paid
Buybacks
$-77,538,000
EPS Diluted TTM
$-7.66
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$-3,374,104,000
Inventory
Receivables
$329,465,000
ST Investments
$587,828,000
EBIT TTM
$-1,039,979,000
Pretax Income TTM
$-1,009,105,000
Interest Exp TTM
Analysts
18

Yahoo Snapshot (yfinance, live)

Total Revenue
$2,315,412,992
EBITDA
$-573,262,976
Free Cash Flow
$653,975,232
Enterprise Value
$7,135,156,736
Total Cash
$1,117,096,960
Total Debt
$132,736,000
Shares Out
348,886,850
Trailing EPS
$-4.14
Book Value
$3.77
ROE
-80.0%
ROA
-21.5%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 2,186,770,000 -1,039,979,000 -1,009,936,000 1,964,605,000 562,899,000 52,780,000
Dec 2024 1,673,269,000 -62,199,000 -25,344,000 1,461,037,000 501,516,000 64,140,000
Dec 2023 1,278,455,000 -235,785,000 -203,202,000 1,320,252,000 383,744,000 -156,594,000
Dec 2022 1,008,838,000 -478,702,000 -470,254,000 1,417,754,000 316,711,000 -434,133,000

TTM Snapshot

Revenues TTM
$421,871,000
NetIncome TTM
$-22,026,000
OpCashFlow TTM
$0
Assets (Latest)
$1,461,037,000
Forward EPS
$1.61

Max Pain — expiry 2026-07-17

max pain strike: $20.00 · spot: $20.92 · call oi: 5,679 · put oi: 2,563
Expected Move to 2026-07-17: ±$1.80 (8.60%) — implied range $19.12$22.72 · ATM straddle on $20.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
FNMA FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE $7.34B $6.34
KLAR Klarna Group plc $7.42B $19.62
CORZ Core Scientific, Inc./tx $7.47B $23.49
OMF OneMain Holdings, Inc. $6.85B $59.25
RIOT Riot Platforms, Inc. $7.93B $20.97

News headlines (Yahoo Finance, 1h cache)

Is Chime Financial (CHYM) Still Undervalued As Index Inclusions Put Valuation In Focus?
2026-07-08 23:13 · Yahoo
Chime Financial (CHYM) Joins Major Russell Indexes And Puts Its Stock In Focus
2026-07-08 15:13 · Yahoo
Chime (CHYM) Maps Out Its Next Phase of Growth at the William Blair Conference
2026-07-08 12:00 · Yahoo
Chime (CHYM) Stock Looks Reasonable With Shares Below Fair Value
2026-07-08 05:10 · Yahoo
Can Dave's ExtraCash Growth Engine Keep Delivering?
2026-07-07 14:38 · Yahoo
5 Reasons to Add Dave Stock to Your Portfolio Right Now
2026-07-03 15:39 · Yahoo
Circle Internet stock falls on new stablecoin venture report
2026-06-30 14:05 · Yahoo
Chime Financial, Inc. (CHYM) Surges 11.2%: Is This an Indication of Further Gains?
2026-06-29 17:43 · Yahoo
Chime Financial, Inc. (CHYM) Upgraded to Buy: What Does It Mean for the Stock?
2026-06-29 16:00 · Yahoo
The Street Expects More Than 70% Upside for Chime Financial (CHYM) Despite 5.3% Decline Over the Past Month
2026-06-26 21:13 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.