CIZN — CITIZENS HOLDING CO /MS/

OTC · Financials · Banks · CIK 1075706 ·
Last close
$9.41
Market Cap
$53.50M
52W High
$10.20
52W Low
$8.86
ADV30
2,113
Next earnings
Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various banking products and services. It offers short-term and long-term demand, insured cash sweep, time, and non-interest-bearing deposits; health savings, individual retirement, business and personal savings and checking, and NOW and money market accounts; and long-term certificates of deposits, as well as mobile and remote deposits. The company also provides real estate land development and construction, farmland, 1-4 family mortgage, and commercial real estate loans; and business loans, including commercial and industrial, working capital, machinery and equipment, inventory, business acquisition, agricultural, municipal, commercial building, multi-family apartment, land development, and construction loans, as well as consumer and personal loans. In addition, it offers cash management, merchant services, credit and debit cards, online banking/bill pay, phone teller, in-branch services, electronic statements, credit boost CD, title insurance services, and lockbox services. Its digital services include digital banking, mobile banking app, mobile pay, and text message banking. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 14,357,000 1,886,000 1,528,470,000 89,713,000 1,464,840,000
Mar 2025 13,033,000 1,850,000

Balance + Analyst (yfinance extras)

Retained Earnings
$111,045,000
Inventory
Receivables
$5,274,000
ST Investments
$146,138,000
EBIT TTM
Pretax Income TTM
$4,431,000
Interest Exp TTM
$13,519,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$52,659,000
EBITDA
Free Cash Flow
Enterprise Value
$60,756,248
Total Cash
$89,714,000
Total Debt
$96,971,000
Shares Out
5,685,361
Trailing EPS
$1.44
Book Value
$11.19
ROE
14.7%
ROA
Div Yield
3.83%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 53,209,000 8,148,000 1,511,324,000 1,449,193,000 15,205,000
Dec 2024 41,135,000 5,490,000 1,469,843,000 1,421,757,000 6,750,000
Dec 2023 37,736,000 1,854,000 1,404,597,000 1,361,824,000 5,523,000
Dec 2022 44,995,000 9,620,000 1,323,728,000 1,284,703,000 13,760,000

Peers — same industry

TickerNameMarket CapLastDaily %
OSBK OCONEE FINANCIAL CORP $54.65M $52.00
OAKV Oak View Bankshares, Inc. $51.98M $14.91
BSPA Ballston Spa Bancorp, Inc. $55.70M $75.00
ASRV AMERISERV FINANCIAL INC /PA/ $64.46M $3.80
USIO Usio, Inc. $43.88M $1.59

News headlines (Yahoo Finance, 1h cache)

Citizens Holding Company Reports Earnings
2026-04-27 13:15 · Yahoo
Citizens: Q4 Earnings Snapshot
2026-02-02 14:17 · Yahoo
Citizens Holding Company Announces Statement of Material Changes In Beneficial Ownership of Securities
2025-11-14 22:00 · Yahoo
CORRECTING and REPLACING Citizens Holding Company Reports Earnings
2025-10-30 02:00 · Yahoo
Citizens: Q3 Earnings Snapshot
2025-10-28 12:12 · Yahoo
Citizens Holding Company Announces Suspension of Quarterly Cash Dividend
2025-09-29 22:00 · Yahoo
Citizens: Q2 Earnings Snapshot
2025-07-29 22:06 · Yahoo
Citizens Holding Company Announces Quarterly Dividend
2025-06-09 13:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.