COSO — CoastalSouth Bancshares, Inc.

NYSE · Financials · Banks · CIK 1297107 ·
Last close
$25.85
Market Cap
$311.12M
52W High
$26.31
52W Low
$23.35
ADV30
99,416
Next earnings
CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products. It offers commercial loans, such as acquisition, development, and construction loans; income-producing and owner-occupied commercial real estate loans; senior housing loans; and commercial and industrial loans. In addition, the company offers retail loans, including residential mortgages, marine vessels, cash value life insurance line of credit, and other consumer loans, as well as loans held-for-sale. Further, it provides commercial treasury management services which includes balance reporting, transfers between accounts, wire transfer initiation, ACH origination and stop payments; senior housing lending, marine lending, and government guaranteed lending; warehouse lending; debit cards; and telephone banking. In addition, the company offers online banking solutions comprising access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions; direct deposits; cashier's checks; wire transfer services; automated clearing house services; and cash management deposit products consist of remote deposit capture, positive pay, zero balance accounts and sweep accounts. The company was founded in 2003 and is headquartered in Atlanta, Georgia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 21,170,000 7,136,000 2,306,586,000 41,538,000 2,047,057,000
Sep 2025 21,290,000 6,741,000 2,255,389,000 20,088,000 2,004,951,000
Jun 2025 19,873,000 5,965,000 2,221,245,000 23,245,000 2,011,880,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$115,320,000
Investing CF
$-114,768,000
Financing CF
$40,444,000
CapEx
$-1,679,000
Dividends Paid
Buybacks
EPS Diluted TTM
$2.22
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$66,886,000
Inventory
Receivables
$13,578,000
ST Investments
$184,960,000
EBIT TTM
Pretax Income TTM
$31,136,000
Interest Exp TTM
$53,823,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$82,083,000
EBITDA
Free Cash Flow
Enterprise Value
$249,086,480
Total Cash
$68,457,000
Total Debt
$6,425,000
Shares Out
12,035,531
Trailing EPS
$2.20
Book Value
$21.94
ROE
11.3%
ROA
1.2%
Div Yield
0.78%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 80,973,000 24,892,000 2,306,586,000 2,047,057,000 63,128,000
Dec 2024 68,932,000 21,904,000 2,098,712,000 1,903,480,000 -12,669,000
Dec 2023 71,660,000 24,478,000 2,028,599,000 1,872,556,000 37,139,000
Dec 2022 63,300,000 18,190,000 1,835,478,000 1,716,681,000 83,538,000

TTM Snapshot

Revenues TTM
$528,000
NetIncome TTM
$5,887,000
OpCashFlow TTM
$0
Assets (Latest)
$2,098,712,000
Forward EPS
$2.65

Peers — same industry

TickerNameMarket CapLastDaily %
CZFS CITIZENS FINANCIAL SERVICES INC $311.65M $64.86
JMSB John Marshall Bancorp, Inc. $300.87M $21.32
ISBA ISABELLA BANK CORP $299.57M $41.59
LNKB LINKBANCORP, Inc. $325.59M $8.69
FNLC First Bancorp, Inc /ME/ $326.32M $28.94

News headlines (Yahoo Finance, 1h cache)

EJF Capital Opens New 45K Stake in Metropolitan Bank Holding Corp.
2026-05-22 04:19 · Yahoo
CoastalSouth Bancshares, Inc. (NYSE:COSO) Passed Our Checks, And It's About To Pay A US$0.05 Dividend
2026-05-11 12:41 · Yahoo
CoastalSouth Bancshares, Inc. Announces Stock Repurchase Plan
2026-05-01 12:45 · Yahoo
Undervalued Small Caps With Insider Action To Watch In April 2026
2026-04-22 11:39 · Yahoo
CoastalSouth Bancshares, Inc. Reports Earnings for First Quarter 2026
2026-04-20 20:00 · Yahoo
Coastal States Bank Donates $136,000 to Charities in Community Commitment Initiative
2026-02-03 15:30 · Yahoo
CoastalSouth Bancshares, Inc. (NYSE:COSO) is definitely on the radar of institutional investors who own 38% of the company
2026-01-28 11:53 · Yahoo
CoastalSouth Bancshares, Inc. Announces Quarterly Cash Dividend On Common Stock
2026-01-22 21:10 · Yahoo
CoastalSouth Bancshares, Inc. Reports Earnings for Fourth Quarter 2025
2026-01-20 21:15 · Yahoo
Coastal States Bank Expands into Charleston, Announces Local Commercial Banking Team
2026-01-19 14:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.