COSO — CoastalSouth Bancshares, Inc.

NYSE · Financials · Banks · CIK 1297107 ·
Last close
$27.54
Market Cap
$329.23M
52W High
$28.51
52W Low
$25.14
ADV30
83,021
Next earnings
2026-10-19
CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products. It offers commercial loans, such as acquisition, development, and construction loans; income-producing and owner-occupied commercial real estate loans; senior housing loans; and commercial and industrial loans. In addition, the company offers retail loans, including residential mortgages, marine vessels, cash value life insurance line of credit, and other consumer loans, as well as loans held-for-sale. Further, it provides commercial treasury management services which includes balance reporting, transfers between accounts, wire transfer initiation, ACH origination and stop payments; senior housing lending, marine lending, and government guaranteed lending; warehouse lending; debit cards; and telephone banking. In addition, the company offers online banking solutions comprising access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions; direct deposits; cashier's checks; wire transfer services; automated clearing house services; and cash management deposit products consist of remote deposit capture, positive pay, zero balance accounts and sweep accounts. The company was founded in 2003 and is headquartered in Atlanta, Georgia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 21,170,000 7,136,000 2,306,586,000 41,538,000 2,047,057,000
Sep 2025 21,290,000 6,741,000 2,255,389,000 20,088,000 2,004,951,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$43,729,000
Investing CF
$-209,412,000
Financing CF
$129,708,000
CapEx
$-2,530,000
Dividends Paid
$-599,000
Buybacks
EPS Diluted TTM
$2.24
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$72,602,000
Inventory
Receivables
$13,578,000
ST Investments
$202,949,000
EBIT TTM
Pretax Income TTM
$32,829,000
Interest Exp TTM
$53,382,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$85,171,000
EBITDA
Free Cash Flow
Enterprise Value
$369,549,280
Total Cash
$39,783,000
Total Debt
$81,900,000
Shares Out
11,954,446
Trailing EPS
$2.22
Book Value
$22.47
ROE
11.5%
ROA
1.2%
Div Yield
0.73%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 80,973,000 24,892,000 2,306,586,000 2,047,057,000 63,128,000
Dec 2024 68,932,000 21,904,000 2,098,712,000 1,903,480,000 -12,669,000
Dec 2023 71,660,000 24,478,000 2,028,599,000 1,872,556,000 37,139,000
Dec 2022 63,300,000 18,190,000 1,835,478,000 1,716,681,000 83,538,000

TTM Snapshot

Revenues TTM
$528,000
NetIncome TTM
$5,887,000
OpCashFlow TTM
$0
Assets (Latest)
$2,098,712,000
Forward EPS
$2.55

Peers — same industry

TickerNameMarket CapLastDaily %
BCML BayCom Corp $328.91M $30.12
JMSB John Marshall Bancorp, Inc. $325.14M $23.04
FVCB FVCBankcorp, Inc. $334.35M $18.54
FCCO FIRST COMMUNITY CORP /SC/ $316.39M $33.66
FDBC FIDELITY D & D BANCORP INC $313.54M $53.98

News headlines (Yahoo Finance, 1h cache)

CoastalSouth Bancshares, Inc. (NYSE:COSO) Passed Our Checks, And It's About To Pay A US$0.05 Dividend
2026-05-11 12:41 · Yahoo
EJF Capital Opens New 45K Stake in Metropolitan Bank Holding Corp.
2026-05-22 04:19 · Yahoo
CoastalSouth Bancshares, Inc. (COSO) Q2 Earnings and Revenues Lag Estimates
2026-07-20 21:35 · Yahoo
CoastalSouth Bancshares, Inc. Reports Earnings for Second Quarter 2026
2026-07-20 20:15 · Yahoo
Regions Financial (RF) Q2 Earnings Beat Estimates
2026-07-17 11:45 · Yahoo
Undervalued Small Caps With Insider Action To Watch In April 2026
2026-04-22 11:39 · Yahoo
CoastalSouth Bancshares, Inc. (NYSE:COSO) is definitely on the radar of institutional investors who own 38% of the company
2026-01-28 11:53 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.