ECPG — ENCORE CAPITAL GROUP INC

Nasdaq · Financials · Consumer Finance · CIK 1084961 ·
Last close
$103.16
Market Cap
$2.19B
52W High
$104.98
52W Low
$77.02
ADV30
362,136
Next earnings
2026-11-04
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026 491,872,000 269,569,000 186,902,000 63,999,000 5,565,263,000 182,932,000 4,486,546,000
Mar 2026 475,411,000 265,312,000 183,992,000 86,243,000 5,450,561,000 227,204,000 4,415,753,000
Dec 2025 473,552,000 260,889,000 173,393,000 76,657,000 5,339,800,000 156,784,000 4,363,050,000
Sep 2025 460,353,000 256,624,000 173,178,000 74,660,000 5,257,943,000 172,488,000 4,305,029,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$190,242,000
Investing CF
$-169,715,000
Financing CF
$23,126,000
CapEx
$-24,136,000
Dividends Paid
Buybacks
$-100,490,000
EPS Diluted TTM
$12.89
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$1,209,896,000
Inventory
Receivables
$28,808,000
ST Investments
EBIT TTM
$677,086,000
Pretax Income TTM
$392,262,000
Interest Exp TTM
$284,824,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,901,187,968
EBITDA
$745,539,968
Free Cash Flow
$-157,004,624
Enterprise Value
$6,149,698,048
Total Cash
$182,932,000
Total Debt
$4,186,030,080
Shares Out
21,209,366
Trailing EPS
$13.16
Book Value
$50.86
ROE
30.5%
ROA
8.3%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,768,802,000 626,647,000 256,834,000 5,339,800,000 4,363,050,000 153,199,000
Dec 2024 1,316,361,000 276,474,000 -139,244,000 4,789,729,000 4,022,398,000 156,168,000
Dec 2023 1,222,680,000 273,461,000 -206,492,000 4,630,486,000 3,693,948,000 152,991,000
Dec 2022 1,398,347,000 466,249,000 194,564,000 4,508,360,000 3,328,733,000 210,681,000

TTM Snapshot

Revenues TTM
$1,397,066,000
NetIncome TTM
$165,042,000
OpCashFlow TTM
$0
Assets (Latest)
$4,789,729,000
Forward EPS
$13.36

Max Pain — expiry 2026-12-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $60.00 · spot: $103.16 · call volume: 40 · put volume: 10

Peers — same industry

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XXI Twenty One Capital, Inc. $2.19B $6.31
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AGM FEDERAL AGRICULTURAL MORTGAGE CORP $2.05B $219.71
KEEL Keel Infrastructure Corp. $2.01B $3.25
BTDR Bitdeer Technologies Group $2.48B $10.91

News headlines (Yahoo Finance, 1h cache)

Robert W. Beck Appointed to Encore Capital Group Board of Directors
2026-08-19 21:10 · Yahoo
Why Encore Capital Group (ECPG) Stock Dropped And Why It Is Back In Focus
2026-08-11 17:11 · Yahoo
All You Need to Know About Encore Capital Group (ECPG) Rating Upgrade to Strong Buy
2026-08-10 16:00 · Yahoo
Are Investors Undervaluing Encore Capital Group (ECPG) Right Now?
2026-08-07 13:40 · Yahoo
Encore Capital Group Inc (ECPG) (Q2 2026) Earnings Call Highlights: Record Collections and ...
2026-08-06 05:04 · Yahoo
Encore Capital Group (NASDAQ:ECPG) Surprises With Strong Q2 CY2026
2026-08-05 22:44 · Yahoo
Encore Capital Group Announces Second Quarter 2026 Financial Results
2026-08-05 20:05 · Yahoo
Lazard, Corpay, and Encore Capital Group Shares Plummet, What You Need To Know
2026-07-08 23:14 · Yahoo
Can Encore Capital's Raised 2026 Outlook Drive More Earnings Growth?
2026-08-11 14:51 · Yahoo
ECPG Rises 16.3% in 3 Months Amid Record Collections and Higher EPS
2026-08-11 14:24 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.