ECPG — ENCORE CAPITAL GROUP INC

Nasdaq · Financials · Consumer Finance · CIK 1084961 ·
Last close
$92.58
Market Cap
$1.98B
52W High
$94.60
52W Low
$75.17
ADV30
336,952
Next earnings
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 475,411,000 265,312,000 183,992,000 86,243,000 5,450,561,000 227,204,000 4,415,753,000
Dec 2025 473,552,000 260,889,000 173,393,000 76,657,000 5,339,800,000 156,784,000 4,363,050,000
Sep 2025 460,353,000 256,624,000 173,178,000 74,660,000 5,257,943,000 172,488,000 4,305,029,000
Jun 2025 442,122,000 236,361,000 150,733,000 58,721,000 5,191,386,000 172,896,000 4,295,415,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$153,199,000
Investing CF
$-242,586,000
Financing CF
$44,854,000
CapEx
$-26,270,000
Dividends Paid
Buybacks
$-90,402,000
EPS Diluted TTM
$10.96
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$1,104,640,000
Inventory
Receivables
$34,241,000
ST Investments
EBIT TTM
$616,632,000
Pretax Income TTM
$336,159,000
Interest Exp TTM
$280,473,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,851,437,952
EBITDA
$709,569,984
Free Cash Flow
$-229,486,752
Enterprise Value
$5,783,337,472
Total Cash
$227,204,000
Total Debt
$4,041,025,024
Shares Out
21,440,412
Trailing EPS
$12.84
Book Value
$48.13
ROE
32.0%
ROA
8.2%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,768,802,000 626,647,000 256,834,000 5,339,800,000 4,363,050,000 153,199,000
Dec 2024 1,316,361,000 276,474,000 -139,244,000 4,789,729,000 4,022,398,000 156,168,000
Dec 2023 1,222,680,000 273,461,000 -206,492,000 4,630,486,000 3,693,948,000 152,991,000
Dec 2022 1,398,347,000 466,249,000 194,564,000 4,508,360,000 3,328,733,000 210,681,000

TTM Snapshot

Revenues TTM
$1,397,066,000
NetIncome TTM
$165,042,000
OpCashFlow TTM
$0
Assets (Latest)
$4,789,729,000
Forward EPS
$13.36

Peers — same industry

TickerNameMarket CapLastDaily %
AGM FEDERAL AGRICULTURAL MORTGAGE CORP $1.89B $202.53
XXI Twenty One Capital, Inc. $1.83B $5.27
WD Walker & Dunlop, Inc. $1.72B $50.23
LC Happen, Inc. $2.32B $20.10
QFIN Qfin Holdings, Inc. $1.61B $13.20

News headlines (Yahoo Finance, 1h cache)

Lazard, Corpay, and Encore Capital Group Shares Plummet, What You Need To Know
2026-07-08 23:14 · Yahoo
Encore Capital Group to Announce Second Quarter 2026 Financial Results on August 5
2026-07-06 20:05 · Yahoo
Encore Capital Group (ECPG) Stock Looks Cheap On Earnings Yet Pricey On Broader Value
2026-07-04 22:09 · Yahoo
1 Financials Stock with Impressive Fundamentals and 2 We Find Risky
2026-07-03 10:34 · Yahoo
2 Small-Cap Stocks with Exciting Potential and 1 We Ignore
2026-07-01 08:33 · Yahoo
ECPG Stock Outlook Rests on U.S. Supply and Collection Strength
2026-06-24 13:51 · Yahoo
Is ECPG Still Undervalued After Its Rally and Earnings Reset Higher
2026-06-24 13:48 · Yahoo
Encore Capital Trends Point to Tech Gains and Margin Risks Into 2026
2026-06-24 13:45 · Yahoo
Zacks Industry Outlook Highlights Credit Acceptance, Enova and Encore
2026-06-23 08:35 · Yahoo
3 Consumer Loan Stocks Poised to Gain From Improving Industry Dynamics
2026-06-22 12:27 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.