ECPG — ENCORE CAPITAL GROUP INC

Nasdaq · Financials · Consumer Finance · CIK 1084961 ·
Last close
$81.55
Market Cap
$1.75B
52W High
$92.64
52W Low
$64.00
ADV30
363,464
Next earnings
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 475,411,000 265,312,000 183,992,000 86,243,000 5,450,561,000 227,204,000 4,415,753,000
Dec 2025 473,552,000 260,889,000 173,393,000 76,657,000 5,339,800,000 156,784,000 4,363,050,000
Sep 2025 460,353,000 256,624,000 173,178,000 74,660,000 5,257,943,000 172,488,000 4,305,029,000
Jun 2025 442,122,000 236,361,000 150,733,000 58,721,000 5,191,386,000 172,896,000 4,295,415,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$153,199,000
Investing CF
$-242,586,000
Financing CF
$44,854,000
CapEx
$-26,270,000
Dividends Paid
Buybacks
$-90,402,000
EPS Diluted TTM
$10.96
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$1,104,640,000
Inventory
Receivables
$34,241,000
ST Investments
EBIT TTM
$616,632,000
Pretax Income TTM
$336,159,000
Interest Exp TTM
$280,473,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,851,437,952
EBITDA
$709,569,984
Free Cash Flow
$-229,486,752
Enterprise Value
$5,533,342,208
Total Cash
$227,204,000
Total Debt
$4,041,025,024
Shares Out
21,440,412
Trailing EPS
$12.85
Book Value
$48.13
ROE
32.0%
ROA
8.2%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,768,802,000 626,647,000 256,834,000 5,339,800,000 4,363,050,000 153,199,000
Dec 2024 1,316,361,000 276,474,000 -139,244,000 4,789,729,000 4,022,398,000 156,168,000
Dec 2023 1,222,680,000 273,461,000 -206,492,000 4,630,486,000 3,693,948,000 152,991,000
Dec 2022 1,398,347,000 466,249,000 194,564,000 4,508,360,000 3,328,733,000 210,681,000

TTM Snapshot

Revenues TTM
$1,397,066,000
NetIncome TTM
$165,042,000
OpCashFlow TTM
$0
Assets (Latest)
$4,789,729,000
Forward EPS
$13.36

Peers — same industry

TickerNameMarket CapLastDaily %
WD Walker & Dunlop, Inc. $1.72B $50.08
WLTH WEALTHFRONT CORP $1.80B $12.01
AGM FEDERAL AGRICULTURAL MORTGAGE CORP $1.67B $179.04
LC LendingClub Corp $1.86B $16.16
QFIN Qfin Holdings, Inc. $1.53B $12.59

News headlines (Yahoo Finance, 1h cache)

Should Value Investors Buy Encore Capital Group (ECPG) Stock?
2026-05-26 13:40 · Yahoo
Interactive Brokers, Enova, and Encore Capital Group Shares Are Soaring, What You Need To Know
2026-05-18 20:28 · Yahoo
Is Encore’s Multi‑Currency Debt Refinancing Reshaping the Investment Case for Encore Capital Group (ECPG)?
2026-05-18 16:18 · Yahoo
5 Must-Read Analyst Questions From Encore Capital Group’s Q1 Earnings Call
2026-05-16 18:12 · Yahoo
Encore Capital Group, Inc. Announces Pricing of Upsized Senior Secured Floating Rate Notes Offering
2026-05-13 22:46 · Yahoo
ECPG Q1 Deep Dive: Technology-Driven Collections Boost Results Amid Stable U.S. Debt Market
2026-05-13 11:08 · Yahoo
Encore Capital (ECPG) Q1 2026 Earnings Transcript
2026-05-12 16:05 · Yahoo
Wall Street Analysts Think Encore Capital Group (ECPG) Could Surge 26.72%: Read This Before Placing a Bet
2026-05-12 13:55 · Yahoo
Encore Capital Group, Inc. Announces Proposed Senior Secured Floating Rate Notes Offering
2026-05-12 07:15 · Yahoo
Encore Capital Group, Inc. Announces Pricing of Upsized Senior Secured Notes Offering
2026-05-11 22:54 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.