EFSI — EAGLE FINANCIAL SERVICES INC

Nasdaq · Financials · Banks · CIK 880641 ·
Last close
$39.21
Market Cap
$212.22M
52W High
$40.50
52W Low
$31.18
ADV30
16,615
Next earnings
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, marine lending, and consumer lending, as well as secured and unsecured consumer loans, including personal installment loans, personal lines of credit, automobile loans, and credit card loans. In addition, the company offers advisory services and investment products, including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, long term care insurance, brokerage certificates of deposit, and other brokerage services; non-deposit investment products; and title insurance products. Further, it provides debit cards; fiduciary services; online bill payment services; and telephone, internet, and mobile banking services. It operates through full-service branches, loan production offices, wealth management offices, and drive-through only facility. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 20,037,000 4,334,000 1,888,626,000 117,926,000 1,699,787,000
Sep 2025 21,981,000 5,584,000 1,932,473,000 204,677,000 1,746,892,000
Jun 2025 20,150,000 5,270,000 2,035,080,000 277,969,000 1,855,432,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$25,754,000
Investing CF
$-965,000
Financing CF
$-754,000
CapEx
$-1,406,000
Dividends Paid
$-6,111,000
Buybacks
$-348,000
EPS Diluted TTM
$3.52
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$116,115,000
Inventory
Receivables
ST Investments
$28,543,000
EBIT TTM
Pretax Income TTM
$9,925,000
Interest Exp TTM
$36,391,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$80,848,000
EBITDA
Free Cash Flow
Enterprise Value
$57,850,380
Total Cash
$190,574,000
Total Debt
$40,122,000
Shares Out
5,412,376
Trailing EPS
$3.81
Book Value
$35.74
ROE
10.3%
ROA
1.0%
Div Yield
3.17%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 66,451,000 8,214,000 1,888,626,000 1,699,787,000 25,754,000
Dec 2024 64,768,000 15,343,000 1,866,215,000 1,747,228,000 18,762,000
Dec 2023 63,081,000 9,357,000 1,825,597,000 1,717,218,000 6,875,000
Dec 2022 61,256,000 14,521,000 1,616,717,000 1,514,988,000 13,814,000

TTM Snapshot

Revenues TTM
$30,618,000
NetIncome TTM
$7,423,000
OpCashFlow TTM
$0
Assets (Latest)
$877,320,000
Forward EPS
$3.67

Peers — same industry

TickerNameMarket CapLastDaily %
FOTB FIRST OTTAWA BANCSHARES, INC. $211.75M $224.96
MRBK Meridian Corp $210.81M $17.73
OPBK OP Bancorp $210.16M $14.11
QNBC QNB CORP. $215.87M $43.47
CMTV COMMUNITY BANCORP /VT $216.94M $38.80

News headlines (Yahoo Finance, 1h cache)

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2026-05-01 11:39 · Yahoo
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2026-04-30 11:39 · Yahoo
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2026-04-29 11:39 · Yahoo
Exploring Undervalued Small Caps With Insider Buying In April 2026
2026-04-28 11:40 · Yahoo
Eagle Financial Services Q1 Earnings Call Highlights
2026-04-27 14:39 · Yahoo
Discover April 2026's Undervalued Small Caps With Insider Action
2026-04-27 11:40 · Yahoo
EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2026 FIRST QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND
2026-04-23 20:35 · Yahoo
Eagle Financial Services (NASDAQ:EFSI) Is Due To Pay A Dividend Of $0.31
2026-01-29 13:29 · Yahoo
Don't Buy Eagle Financial Services, Inc. (NASDAQ:EFSI) For Its Next Dividend Without Doing These Checks
2026-01-28 12:50 · Yahoo
Eagle Financial Services Q4 Earnings Call Highlights
2026-01-27 15:54 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.