EMYB — Embassy Bancorp, Inc.
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OTC ·
Financials ·
Banks ·
CIK 1449794 ·
Last close
$20.83
Market Cap
$154.44M
52W High
$20.89
52W Low
$19.26
ADV30
2,062
Next earnings
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Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | 12,101,000 | — | — | 3,739,000 | 1,841,972,000 | 140,833,000 | 1,717,165,000 |
| Dec 2025 | 12,068,000 | — | — | 3,580,000 | 1,800,579,000 | 111,859,000 | 1,673,004,000 |
| Sep 2025 | 11,664,000 | — | — | 3,793,000 | 1,778,059,000 | 106,997,000 | 1,655,625,000 |
| Jun 2025 | 11,266,000 | — | — | 3,437,000 | 1,759,315,000 | 90,817,000 | 1,645,003,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$12,833,000
Investing CF
$-67,628,000
Financing CF
$71,132,000
CapEx
$-632,000
Dividends Paid
$0
Buybacks
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EPS Diluted TTM
$1.69
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$133,287,000
Inventory
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Receivables
$4,276,000
ST Investments
$200,530,000
EBIT TTM
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Pretax Income TTM
$16,596,000
Interest Exp TTM
$29,038,000
Analysts
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Yahoo Snapshot (yfinance, live)
Total Revenue
$47,301,000
EBITDA
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Free Cash Flow
—
Enterprise Value
$23,983,702
Total Cash
$141,832,992
Total Debt
$12,708,000
Shares Out
7,414,465
Trailing EPS
$1.91
Book Value
$16.83
ROE
12.3%
ROA
0.8%
Div Yield
2.32%
Annual Trend (SEC EDGAR, last 5y)
Revenues vs Net Income (last 5y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 45,380,000 | — | 13,697,000 | 1,800,579,000 | 1,673,004,000 | — | 12,833,000 |
| Dec 2024 | 39,125,000 | — | 10,440,000 | 1,704,420,000 | 1,597,940,000 | — | 9,944,000 |
| Dec 2023 | 41,453,000 | — | 12,656,000 | 1,656,496,000 | 1,550,841,000 | — | 19,498,000 |
| Dec 2022 | 48,411,000 | — | 17,702,000 | 1,640,227,000 | 1,551,951,000 | — | 19,911,000 |
| Dec 2021 | — | — | — | — | — | — | — |
TTM Snapshot
Revenues TTM
$56,700,000
NetIncome TTM
$14,905,000
OpCashFlow TTM
$0
Assets (Latest)
$1,704,420,000
Forward EPS
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Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| MNSB | MainStreet Bancshares, Inc. | $163.91M | $23.03 | — |
| CPKF | CHESAPEAKE FINANCIAL SHARES INC | $164.05M | $34.95 | — |
| ENBP | ENB Financial Corp | $144.82M | $25.39 | — |
| TYFG | Tri-County Financial Group, Inc. | $142.94M | $60.10 | — |
| RMBI | Richmond Mutual Bancorporation, Inc. | $142.39M | $14.56 | — |
News headlines (Yahoo Finance, 1h cache)
Embassy Bancorp, Inc. Announces Results of Operations as of and for the Three Months Ended March 31, 2026
2026-05-21 20:02 · Yahoo
Embassy Bancorp, Inc. Announces Results of Operations as of and for the Three Months and Year Ended December 31, 2025
2026-03-24 19:54 · Yahoo
Embassy Bank Honored as “Best Bank & Mortgage Company” for Fifth Consecutive Year
2026-01-13 17:31 · Yahoo
Embassy Bancorp, Inc. Announces Promotion of Jeffrey Skumin to Chief Financial Officer
2025-12-05 15:05 · Yahoo
3 Undervalued Small Caps With Insider Activity In Your Region
2025-11-28 11:39 · Yahoo
Embassy Bancorp, Inc. Announces Results of Operations as of and for the Three and Nine Months Ended September 30, 2025
2025-11-14 19:51 · Yahoo
Embassy Bancorp, Inc. Announces Stock Repurchase Program
2025-10-27 12:30 · Yahoo
Embassy Bank for the Lehigh Valley Named “Best Bank” in The Morning Call’s 2025 Readers’ Choice Awards For the 11th Time
2025-10-22 19:55 · Yahoo
3 Undervalued Small Caps With Insider Buying Across Regions
2025-09-30 11:39 · Yahoo
Embassy Bancorp, Inc. Announces Results of Operations as of and for the Three and Six Months Ended June 30, 2025
2025-08-15 21:18 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.