ESNT — Essent Group Ltd.

NYSE · Financials · Insurance · CIK 1448893 ·
Last close
$60.41
Market Cap
$5.57B
52W High
$65.20
52W Low
$56.38
ADV30
661,707
Next earnings
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 336,072,000 171,799,000 7,569,768,000 128,262,000 1,873,266,000
Dec 2025 319,350,000 154,982,000 7,441,003,000 123,049,000 1,684,276,000
Sep 2025 318,725,000 164,215,000 7,351,999,000 91,411,000 1,613,025,000
Jun 2025 326,053,000 195,339,000 7,220,561,000 92,116,000 1,547,713,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$856,053,000
Investing CF
$-154,738,000
Financing CF
$-709,746,000
CapEx
$-7,364,000
Dividends Paid
$-122,067,000
Buybacks
$-587,679,000
EPS Diluted TTM
$6.89
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$5,257,385,000
Inventory
Receivables
$51,267,000
ST Investments
$6,104,085,000
EBIT TTM
$854,558,000
Pretax Income TTM
$821,862,000
Interest Exp TTM
$32,696,000
Analysts
7

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,279,448,960
EBITDA
$864,814,016
Free Cash Flow
$587,141,632
Enterprise Value
$5,345,391,616
Total Cash
$751,296,000
Total Debt
$495,636,992
Shares Out
92,152,860
Trailing EPS
$7.03
Book Value
$61.20
ROE
12.1%
ROA
7.3%
Div Yield
2.30%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,288,194,000 689,969,000 7,441,003,000 1,684,276,000 856,053,000
Dec 2024 1,267,152,000 729,403,000 7,111,649,000 1,507,991,000 861,532,000
Dec 2023 1,131,085,000 696,386,000 6,426,673,000 1,324,123,000 763,001,000
Dec 2022 1,018,340,000 831,353,000 5,723,797,000 1,261,488,000 588,817,000

TTM Snapshot

Revenues TTM
$1,157,989,000
NetIncome TTM
$737,538,000
OpCashFlow TTM
$0
Assets (Latest)
$7,111,649,000
Forward EPS
$7.72

Peers — same industry

TickerNameMarket CapLastDaily %
MCY MERCURY GENERAL CORP $5.63B $101.56
MTG MGIC INVESTMENT CORP $5.50B $26.02
SIGI SELECTIVE INSURANCE GROUP INC $5.35B $89.40
OSCR Oscar Health, Inc. $5.82B $21.89
WTM WHITE MOUNTAINS INSURANCE GROUP LTD $5.27B $2129.17

News headlines (Yahoo Finance, 1h cache)

1 Cash-Producing Stock for Long-Term Investors and 2 We Ignore
2026-05-22 17:00 · Yahoo
1 Value Stock to Own for Decades and 2 We Question
2026-05-19 09:08 · Yahoo
Is Essent Group (ESNT) Still Attractive After Recent Mortgage Insurance Sector Focus?
2026-05-19 05:13 · Yahoo
How The Essent Group (ESNT) Story Is Shifting With New Targets And Buybacks
2026-05-19 01:16 · Yahoo
The 5 Most Interesting Analyst Questions From Essent Group’s Q1 Earnings Call
2026-05-19 00:44 · Yahoo
Property & Casualty Insurance Stocks Q1 Results: Benchmarking Essent Group (NYSE:ESNT)
2026-05-16 10:52 · Yahoo
ESNT Q1 Deep Dive: Mortgage Insurance Growth Amid Housing Market Pause, Capital Deployment Shifts
2026-05-13 10:20 · Yahoo
Essent Group Q1 Earnings Call Highlights
2026-05-10 09:12 · Yahoo
Essent Group Ltd. Q1 2026 Earnings Call Summary
2026-05-08 16:58 · Yahoo
Essent Group (ESNT) Q1 2026 Earnings Transcript
2026-05-08 15:20 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.