ESNT — Essent Group Ltd.

NYSE · Financials · Insurance · CIK 1448893 ·
Last close
$64.36
Market Cap
$5.93B
52W High
$65.69
52W Low
$55.34
ADV30
977,124
Next earnings
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 336,072,000 171,799,000 7,569,768,000 128,262,000 1,873,266,000
Dec 2025 319,350,000 154,982,000 7,441,003,000 123,049,000 1,684,276,000
Sep 2025 318,725,000 164,215,000 7,351,999,000 91,411,000 1,613,025,000
Jun 2025 326,053,000 195,339,000 7,220,561,000 92,116,000 1,547,713,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$856,053,000
Investing CF
$-154,738,000
Financing CF
$-709,746,000
CapEx
$-7,364,000
Dividends Paid
$-122,067,000
Buybacks
$-587,679,000
EPS Diluted TTM
$6.89
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$5,257,385,000
Inventory
Receivables
$51,267,000
ST Investments
$6,104,085,000
EBIT TTM
$854,558,000
Pretax Income TTM
$821,862,000
Interest Exp TTM
$32,696,000
Analysts
7

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,279,448,960
EBITDA
$864,814,016
Free Cash Flow
$587,141,632
Enterprise Value
$5,688,200,704
Total Cash
$751,296,000
Total Debt
$495,636,992
Shares Out
92,152,860
Trailing EPS
$7.03
Book Value
$61.20
ROE
12.1%
ROA
7.3%
Div Yield
2.17%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,288,194,000 689,969,000 7,441,003,000 1,684,276,000 856,053,000
Dec 2024 1,267,152,000 729,403,000 7,111,649,000 1,507,991,000 861,532,000
Dec 2023 1,131,085,000 696,386,000 6,426,673,000 1,324,123,000 763,001,000
Dec 2022 1,018,340,000 831,353,000 5,723,797,000 1,261,488,000 588,817,000

TTM Snapshot

Revenues TTM
$1,157,989,000
NetIncome TTM
$737,538,000
OpCashFlow TTM
$0
Assets (Latest)
$7,111,649,000
Forward EPS
$7.72

Peers — same industry

TickerNameMarket CapLastDaily %
MTG MGIC INVESTMENT CORP $5.95B $28.14
MCY MERCURY GENERAL CORP $6.05B $109.26
SIGI SELECTIVE INSURANCE GROUP INC $5.74B $95.93
ACT Enact Holdings, Inc. $6.25B $44.75
RLI RLI CORP $5.58B $60.65

News headlines (Yahoo Finance, 1h cache)

Is Essent Group (ESNT) Fairly Valued Following Its Push Beyond Mortgage Insurance?
2026-07-10 04:33 · Yahoo
ESNT Stock Tracks Key Housing and Reinsurance Trends in 2026
2026-07-08 12:07 · Yahoo
Is ESNT Stock a Buy at 1.04 Times Book With Mixed Near-Term Risks?
2026-07-07 15:52 · Yahoo
Essent Group Stock Outlook Hinges on Capital, Credit and Rates
2026-07-07 15:36 · Yahoo
Essent vs. Progressive: Which Insurance Stock Is a Better Buy in 2026?
2026-07-03 15:56 · Yahoo
ESNT or ACIC: Which Is the Better Value Stock Right Now?
2026-07-03 15:40 · Yahoo
Zacks Industry Outlook Highlights The Hanover Insurance, Essent, Mercury General, Selective Insurance and Skyward Specialty Insurance
2026-07-02 12:52 · Yahoo
5 P&C Insurers to Buy as Industry Sees Digitalization, Exposure Growth
2026-07-01 17:34 · Yahoo
3 Reasons to Avoid ESNT and 1 Stock to Buy Instead
2026-06-29 16:18 · Yahoo
Strength Seen in Mercury General (MCY): Can Its 3.2% Jump Turn into More Strength?
2026-06-29 12:51 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.