ESNT — Essent Group Ltd.

NYSE · Financials · Insurance · CIK 1448893 ·
Last close
$68.47
Market Cap
$6.15B
52W High
$70.37
52W Low
$55.34
ADV30
536,184
Next earnings
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026 362,686,000 189,714,000 7,591,882,000 74,333,000 1,928,481,000
Mar 2026 336,072,000 171,799,000 7,569,768,000 128,262,000 1,873,266,000
Dec 2025 319,350,000 154,982,000 7,441,003,000 123,049,000 1,684,276,000
Sep 2025 318,725,000 164,215,000 7,351,999,000 91,411,000 1,613,025,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$826,530,000
Investing CF
$-193,691,000
Financing CF
$-712,643,000
CapEx
$-7,961,000
Dividends Paid
$-122,954,000
Buybacks
$-589,689,000
EPS Diluted TTM
$7.02
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$5,396,370,000
Inventory
Receivables
$144,121,000
ST Investments
$6,048,244,000
EBIT TTM
$854,284,000
Pretax Income TTM
$821,588,000
Interest Exp TTM
$32,696,000
Analysts
7

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,322,992,000
EBITDA
$858,380,032
Free Cash Flow
$690,249,472
Enterprise Value
$5,951,596,544
Total Cash
$698,219,008
Total Debt
$495,972,000
Shares Out
89,876,493
Trailing EPS
$7.21
Book Value
$63.01
ROE
12.0%
ROA
7.2%
Div Yield
2.06%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,288,194,000 689,969,000 7,441,003,000 1,684,276,000 856,053,000
Dec 2024 1,267,152,000 729,403,000 7,111,649,000 1,507,991,000 861,532,000
Dec 2023 1,131,085,000 696,386,000 6,426,673,000 1,324,123,000 763,001,000
Dec 2022 1,018,340,000 831,353,000 5,723,797,000 1,261,488,000 588,817,000

TTM Snapshot

Revenues TTM
$1,157,989,000
NetIncome TTM
$737,538,000
OpCashFlow TTM
$0
Assets (Latest)
$7,111,649,000
Forward EPS
$7.86

Peers — same industry

TickerNameMarket CapLastDaily %
RLI RLI CORP $6.11B $66.62
MTG MGIC INVESTMENT CORP $6.38B $31.10
MCY MERCURY GENERAL CORP $5.89B $106.28
ACT Enact Holdings, Inc. $6.84B $49.72
SIGI SELECTIVE INSURANCE GROUP INC $5.52B $92.65

News headlines (Yahoo Finance, 1h cache)

5 Insightful Analyst Questions From Essent Group’s Q2 Earnings Call
2026-08-16 08:29 · Yahoo
Essent (ESNT) Q2 2026 Earnings Call Transcript
2026-08-14 13:14 · Yahoo
What Essent Group (ESNT)'s Q2 2026 Results and Dividend Hike Mean For Shareholders
2026-08-10 04:29 · Yahoo
Is Essent Group (ESNT) Stock Trading At A Discount To Fair Value?
2026-08-09 11:16 · Yahoo
Essent Group Q2 Earnings Call Highlights
2026-08-08 07:04 · Yahoo
Essent Group Ltd (ESNT) (Q2 2026) Earnings Call Highlights: Strong Earnings and Strategic ...
2026-08-07 21:04 · Yahoo
Essent Group (ESNT) Q2 Earnings and Revenues Beat Estimates
2026-08-07 11:45 · Yahoo
Essent Group (NYSE:ESNT) Delivers Strong Q2 CY2026 Numbers
2026-08-07 10:44 · Yahoo
ESNT Q2 Earnings & Revenues Top Estimates on Strong Reinsurance Growth
2026-08-10 17:14 · Yahoo
Essent Group Ltd. Q2 2026 Earnings Call Summary
2026-08-07 21:36 · Yahoo

Recent Insider Activity

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