ESQ — Esquire Financial Holdings, Inc.

Nasdaq · Financials · Banks · CIK 1531031 ·
Last close
$112.57
Market Cap
$972.54M
52W High
$118.15
52W Low
$93.82
ADV30
119,774
Next earnings
2026-07-23
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company provides checking, savings, money market, and time deposits, as well as certificates of deposit. It also offers commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified ISO customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, and other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services, including portfolio acquisition loan, agent residual acquisition loan, working capital line of credit, and merchant term loan. In addition, it provides cash management, cash sweep, online and mobile banking, and individual retirement accounts. Further, it offers payment processing, ACH and administrative services, and law firm banking solutions. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 39,398,000 13,468,000 2,365,661,000 235,887,000 2,076,063,000
Sep 2025 37,572,000 14,057,000 2,184,311,000 240,759,000 1,905,084,000
Jun 2025 35,831,000 11,890,000 2,059,977,000 162,973,000 1,796,421,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$59,840,000
Investing CF
$-362,089,000
Financing CF
$411,807,000
CapEx
$-5,582,000
Dividends Paid
$-5,861,000
Buybacks
$0
EPS Diluted TTM
$5.95
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$197,787,000
Inventory
Receivables
$12,640,000
ST Investments
$246,505,000
EBIT TTM
Pretax Income TTM
$65,652,000
Interest Exp TTM
$17,936,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$142,384,992
EBITDA
Free Cash Flow
Enterprise Value
$687,903,040
Total Cash
$222,220,992
Total Debt
$2,408,000
Shares Out
8,639,431
Trailing EPS
$5.94
Book Value
$36.78
ROE
18.7%
ROA
2.4%
Div Yield
0.68%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 146,561,000 50,822,000 2,365,661,000 2,076,063,000 59,840,000
Dec 2024 124,824,000 43,658,000 1,892,503,000 1,655,409,000 42,212,000
Dec 2023 113,524,000 41,011,000 1,616,876,000 1,418,321,000 42,401,000
Dec 2022 84,271,000 28,518,000 1,395,639,000 1,237,481,000 38,797,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$8.65

Peers — same industry

TickerNameMarket CapLastDaily %
FMCB FARMERS & MERCHANTS BANCORP $970.93M $1402.50
SBSI SOUTHSIDE BANCSHARES INC $980.91M $32.97
HBNC HORIZON BANCORP INC /IN/ $962.43M $18.75
EQBK EQUITY BANCSHARES INC $950.92M $46.07
MCBS MetroCity Bankshares, Inc. $944.63M $32.96

News headlines (Yahoo Finance, 1h cache)

Discovering US Undiscovered Gems in May 2026
2026-05-18 17:33 · Yahoo
Esquire Bank Ranks #1 in Raymond James Community Bankers Cup, Earning Recognition for Eighth Consecutive Year
2026-05-18 12:30 · Yahoo
Top Growth Companies With High Insider Ownership May 2026
2026-05-15 17:35 · Yahoo
Esquire Bank Earns Multiple Honors at 2026 FCS Portfolio Awards
2026-05-14 12:30 · Yahoo
Esquire Financial Holdings, Inc. (NASDAQ:ESQ) Looks Like A Good Stock, And It's Going Ex-Dividend Soon
2026-05-11 13:15 · Yahoo
Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend For Common Stockholders
2026-04-30 20:30 · Yahoo
Esquire Financial Holdings, Inc. Named to KBW's Bank Honor Roll for Third Consecutive Year
2026-04-29 12:30 · Yahoo
KBW Announces 2026 Bank Honor Roll Award Winners
2026-04-28 12:30 · Yahoo
Esquire Financial Q1 Earnings Call Highlights
2026-04-23 17:39 · Yahoo
Compared to Estimates, Esquire Financial (ESQ) Q1 Earnings: A Look at Key Metrics
2026-04-23 14:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.