FMBM — F&M BANK CORP

OTC · Financials · Banks · CIK 740806 ·
Last close
$33.50
Market Cap
$119.23M
52W High
$34.49
52W Low
$29.77
ADV30
1,906
Next earnings
F & M Bank Corp. operates as the bank holding company for Farmers & Merchants Bank that provides financial products and services to consumers and businesses in Virginia. The company offers commercial and individual demand and time deposit accounts, savings accounts, money market accounts, internet and mobile banking services, and drive-in banking services. It also provides construction loans, including residential and land acquisition and development loans; commercial real estate loans; business loans; consumer loans, such as personal loans, automobile loans, deposit account loans, installment and demand loans, and home equity loans; residential mortgage loans; credit cards; dealer finance; farmland loans; multi-family loans; and commercial and industrial loans. In addition, the company offers drive-in banking services, ATMs, as well as a courier service for its commercial banking customers. Further, it originates conventional and government agency sponsored mortgages and provides title insurance and real estate settlement services. The company was founded in 1908 and is headquartered in Timberville, Virginia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 13,651,000 2,888,000 1,373,757,000 20,324,000 1,268,969,000
Sep 2025 13,041,000 2,924,000 1,358,109,000 19,844,000 1,256,616,000
Jun 2025 13,286,000 2,965,000 1,311,924,000 20,975,000 1,217,183,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$16,503,000
Investing CF
$-53,859,000
Financing CF
$49,248,000
CapEx
$-724,000
Dividends Paid
$-3,693,000
Buybacks
$-133,000
EPS Diluted TTM
$3.09
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$92,205,000
Inventory
Receivables
$5,118,000
ST Investments
$23,476,000
EBIT TTM
Pretax Income TTM
$12,981,000
Interest Exp TTM
$26,222,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$51,618,000
EBITDA
Free Cash Flow
Enterprise Value
$74,192,960
Total Cash
$90,118,080
Total Debt
$42,089,288
Shares Out
3,559,157
Trailing EPS
$3.37
Book Value
$29.98
ROE
12.1%
ROA
0.9%
Div Yield
3.15%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 52,134,000 11,229,000 1,373,757,000 1,268,969,000 16,503,000
Dec 2024 44,354,000 7,285,000 1,302,011,000 1,215,873,000 7,133,000
Dec 2023 41,384,000 2,771,000 1,294,596,000 1,216,273,000 2,165,000
Dec 2022 45,695,000 8,318,000 1,245,902,000 1,175,110,000 17,571,000

Peers — same industry

TickerNameMarket CapLastDaily %
CBNA CHAIN BRIDGE BANCORP INC $121.20M $36.00
SFDL SECURITY FEDERAL CORP $114.45M $37.00
PNBK PATRIOT NATIONAL BANCORP INC $112.54M $1.02
CCNB Coastal Carolina Bancshares, Inc. $111.48M $14.70
UNIB UNIVERSITY BANCORP INC /DE/ $111.14M $21.50

News headlines (Yahoo Finance, 1h cache)

F&M Bank Corp. Records Boost to Net Income With After-Tax Gain of $3.8 Million
2026-05-04 18:00 · Yahoo
F&M Bank Corp. Reports First Quarter 2026 Earnings and Quarterly Dividend
2026-04-28 21:00 · Yahoo
F&M Bank Corp. Reports Fourth Quarter And Year-end Results For 2025, Including Record Earnings For The Year
2026-01-30 22:35 · Yahoo
F&M Bank Corp. Reports Third Quarter 2025 and Year-To-Date Earnings and Quarterly Dividend
2025-10-28 18:55 · Yahoo
F&M Bank Corp. Reports Second Quarter 2025 Earnings And Quarterly Dividend
2025-07-30 21:25 · Yahoo
F&M Bank Corp. Announces Authorization of Stock Repurchase Program
2025-06-04 20:00 · Yahoo

Recent Insider Activity

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