FRME — FIRST MERCHANTS CORP

Nasdaq · Financials · Banks · CIK 712534 ·
Last close
$43.10
Market Cap
$2.72B
52W High
$44.59
52W Low
$38.77
ADV30
423,996
Next earnings
2026-07-22
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, refinance, construction or renovation of residential properties, agricultural lending, treasury management services and depository products. It also provides personal and commercial wealth management services, brokerage, investment management, private banking, fiduciary estate, and financial planning services. The company operates banking locations in Indiana, Ohio, and Michigan counties. It offers its services through electronic and mobile delivery channels. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 157,132,000 28,156,000 21,072,521,000 273,437,000 18,399,956,000
Dec 2025 172,170,000 57,065,000 19,025,101,000 280,458,000 16,558,434,000
Sep 2025 166,142,000 56,765,000 18,811,629,000 256,785,000 16,399,227,000
Jun 2025 164,317,000 56,832,000 18,592,777,000 304,910,000 16,244,825,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$280,537,000
Investing CF
$-245,332,000
Financing CF
$-23,235,000
CapEx
Dividends Paid
$-87,120,000
Buybacks
$-63,900,000
EPS Diluted TTM
$3.40
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$1,418,609,000
Inventory
Receivables
$97,026,000
ST Investments
$410,455,000
EBIT TTM
Pretax Income TTM
$222,985,000
Interest Exp TTM
$393,797,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$637,811,008
EBITDA
Free Cash Flow
Enterprise Value
$4,076,861,440
Total Cash
$320,934,016
Total Debt
$1,691,682,944
Shares Out
63,022,741
Trailing EPS
$3.39
Book Value
$42.35
ROE
7.9%
ROA
1.0%
Div Yield
3.48%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 662,947,000 226,001,000 19,025,101,000 16,558,434,000 283,646,000
Dec 2024 626,711,000 201,402,000 18,311,969,000 16,006,986,000 266,210,000
Dec 2023 651,002,000 223,786,000 18,405,887,000 16,158,174,000 258,833,000
Dec 2022 628,144,000 222,089,000 18,002,199,000 15,967,429,000 284,289,000

TTM Snapshot

Revenues TTM
$940,432,000
NetIncome TTM
$211,106,000
OpCashFlow TTM
$0
Assets (Latest)
$18,311,969,000
Forward EPS
$4.61

Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $45.00 · spot: $43.10 · call volume: 5 · put volume: 0
Expected Move to 2026-09-18: ±$8.96 (20.79%) — implied range $34.14$52.06 · ATM straddle on $45.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
TRMK TRUSTMARK CORP $2.71B $46.27
TBBK Bancorp, Inc. $2.77B $66.50
FBNC FIRST BANCORP /NC/ $2.64B $63.72
WAFD WAFD INC $2.82B $38.10
NBTB NBT BANCORP INC $2.62B $50.28

News headlines (Yahoo Finance, 1h cache)

Why First Merchants (FRME) is a Top Dividend Stock for Your Portfolio
2026-07-10 15:45 · Yahoo
First Merchants Corporation to Report Second Quarter 2026 Financial Results, Host Conference Call and Webcast
2026-07-02 14:00 · Yahoo
Q1 Earnings Highlights: First Merchants (NASDAQ:FRME) Vs The Rest Of The Regional Banks Stocks
2026-06-29 21:30 · Yahoo
3 Reasons to Sell FRME and 1 Stock to Buy Instead
2026-06-25 19:53 · Yahoo
First Merchants Bank and NCRC Announce New $2 Billion Community Benefits Agreement to Expand Impact Across the Midwest
2026-06-25 18:30 · Yahoo
1 Small-Cap Stock with Promising Prospects and 2 That Underwhelm
2026-06-23 10:40 · Yahoo
First Merchants Stock Up 15%: Why This $835,000 Insider Sale Doesn't Seem Like a Red Flag
2026-06-18 19:42 · Yahoo
3 Value Stocks We’re Skeptical Of
2026-06-17 09:48 · Yahoo
Are You Looking for a High-Growth Dividend Stock?
2026-06-08 15:45 · Yahoo
3 Stocks That Could Be Trading At A Discount Of Up To 34.5%
2026-06-05 17:38 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.