FRME — FIRST MERCHANTS CORP

Nasdaq · Financials · Banks · CIK 712534 ·
Last close
$41.92
Market Cap
$2.63B
52W High
$45.33
52W Low
$38.50
ADV30
425,726
Next earnings
2026-10-21
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, refinance, construction or renovation of residential properties, agricultural lending, treasury management services and depository products. It also provides personal and commercial wealth management services, brokerage, investment management, private banking, fiduciary estate, and financial planning services. The company operates banking locations in Indiana, Ohio, and Michigan counties. It offers its services through electronic and mobile delivery channels. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026 157,132,000 28,156,000 21,072,521,000 273,437,000 18,399,956,000
Dec 2025 172,170,000 57,065,000 19,025,101,000 280,458,000 16,558,434,000
Sep 2025 166,142,000 56,765,000 18,811,629,000 256,785,000 16,399,227,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$280,537,000
Investing CF
$-245,332,000
Financing CF
$-23,235,000
CapEx
Dividends Paid
$-87,120,000
Buybacks
$-63,900,000
EPS Diluted TTM
$3.12
As of
2026-08-02

Balance + Analyst (yfinance extras)

Retained Earnings
$1,418,609,000
Inventory
Receivables
$97,026,000
ST Investments
$410,455,000
EBIT TTM
Pretax Income TTM
$222,985,000
Interest Exp TTM
$393,797,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$642,190,976
EBITDA
Free Cash Flow
Enterprise Value
$3,651,520,768
Total Cash
$665,652,992
Total Debt
$1,652,504,960
Shares Out
62,801,423
Trailing EPS
$3.11
Book Value
$42.95
ROE
7.4%
ROA
0.9%
Div Yield
3.52%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 662,947,000 226,001,000 19,025,101,000 16,558,434,000 283,646,000
Dec 2024 626,711,000 201,402,000 18,311,969,000 16,006,986,000 266,210,000
Dec 2023 651,002,000 223,786,000 18,405,887,000 16,158,174,000 258,833,000
Dec 2022 628,144,000 222,089,000 18,002,199,000 15,967,429,000 284,289,000

TTM Snapshot

Revenues TTM
$747,102,000
NetIncome TTM
$222,075,000
OpCashFlow TTM
$0
Assets (Latest)
$18,311,969,000
Forward EPS
$4.48

Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $45.00 · spot: $41.92 · call volume: 5 · put volume: 0
Expected Move to 2026-09-18: ±$8.96 (21.37%) — implied range $32.96$50.88 · ATM straddle on $45.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
CUBI Customers Bancorp, Inc. $2.67B $78.99
EEFT EURONET WORLDWIDE, INC. $2.67B $70.20
WAFD WAFD INC $2.68B $36.29
TRMK TRUSTMARK CORP $2.70B $46.47
FBNC FIRST BANCORP /NC/ $2.70B $65.29

News headlines (Yahoo Finance, 1h cache)

2 Momentum Stocks with Competitive Advantages and 1 Facing Headwinds
2026-08-16 11:49 · Yahoo
Regional Banks Stocks Q2 Highlights: First Merchants (NASDAQ:FRME)
2026-08-13 20:05 · Yahoo
Does First Merchants (FRME) Still Look Cheap After Its Earnings Miss?
2026-07-31 01:06 · Yahoo
First Merchants Corp (FRME) Q2 2026 Earnings Call Highlights: Strong Loan Growth Amid Credit ...
2026-07-23 21:01 · Yahoo
First Merchants (FRME) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
2026-07-22 23:00 · Yahoo
First Merchants (FRME) Q2 Earnings Lag Estimates
2026-07-22 21:55 · Yahoo
1First Merchants (NASDAQ:FRME) Misses Q2 CY2026 Sales Expectations
2026-07-22 20:18 · Yahoo
Will First Merchants (FRME) Beat Estimates Again in Its Next Earnings Report?
2026-07-17 16:10 · Yahoo
3 Bank Stocks We Think Twice About
2026-07-14 11:51 · Yahoo
Why First Merchants (FRME) is a Top Dividend Stock for Your Portfolio
2026-07-10 15:45 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.