FSBW — FS Bancorp, Inc.

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1530249 ·
Last close
$40.65
Market Cap
$301.40M
52W High
$42.01
52W Low
$36.40
ADV30
14,065
Next earnings
2026-07-21
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages loans, home equity loan products, commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. Further, it provides online banking platforms, mobile banking apps, and telephone banking services, as well as cash management services. The company operates full bank service branches and home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Kitsap, Clallam, Jefferson, Grays Harbor, Thurston, and Benton counties; Oregon; and a loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is headquartered in Mountlake Terrace, Washington.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 39,103,000 8,420,000 3,196,847,000 28,219,000 2,889,153,000
Sep 2025 38,538,000 9,177,000 3,208,825,000 61,280,000 2,908,314,000
Jun 2025 36,563,000 7,728,000 3,176,013,000 33,443,000 2,878,810,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$72,313,000
Investing CF
$-206,433,000
Financing CF
$130,704,000
CapEx
$-20,374,000
Dividends Paid
$-10,262,000
Buybacks
$-15,887,000
EPS Diluted TTM
$4.29
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$280,197,000
Inventory
Receivables
$14,614,000
ST Investments
$179,697,000
EBIT TTM
Pretax Income TTM
$41,120,000
Interest Exp TTM
$66,841,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$144,038,000
EBITDA
Free Cash Flow
Enterprise Value
$396,246,368
Total Cash
$42,487,000
Total Debt
$222,818,000
Shares Out
7,414,542
Trailing EPS
$4.30
Book Value
$42.42
ROE
10.8%
ROA
1.1%
Div Yield
2.83%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 149,765,000 33,346,000 3,196,847,000 2,889,153,000 72,313,000
Dec 2024 141,976,000 35,024,000 3,029,177,000 2,733,410,000 50,823,000
Dec 2023 141,367,000 36,053,000 2,972,669,000 2,708,181,000 77,669,000
Dec 2022 119,670,000 29,649,000 2,632,900,000 2,401,203,000 184,898,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$5.13

Peers — same industry

TickerNameMarket CapLastDaily %
FNRN FIRST NORTHERN COMMUNITY BANCORP $283.68M $17.29
TSBK TIMBERLAND BANCORP INC $321.10M $41.02
WNEB Western New England Bancorp, Inc. $271.89M $13.51
NECB NorthEast Community Bancorp, Inc./MD/ $335.02M $24.25
WSBF Waterstone Financial, Inc. $335.07M $18.56

News headlines (Yahoo Finance, 1h cache)

FS Bancorp (FSBW) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
2026-04-22 13:30 · Yahoo
FS Bancorp (FSBW) Q1 Earnings Surpass Estimates
2026-04-21 21:50 · Yahoo
FS Bancorp, Inc. Reports First Quarter Net Income of $7.8 Million or $1.02 Per Diluted Share and Declares 53rd Consecutive Quarterly Cash Dividend
2026-04-21 20:30 · Yahoo
Should Value Investors Buy FS Bancorp (FSBW) Stock?
2026-03-31 13:40 · Yahoo
Washington’s FS Bancorp boosts Portland presence
2026-02-27 12:32 · Yahoo
FS Bancorp, Inc. and Pacific West Bancorp to Merge
2026-02-26 02:00 · Yahoo
1st Security Bank CEO Matthew Mullet joins the Federal Reserve Bank of San Francisco’s Seattle Branch Board of Directors
2026-02-12 20:23 · Yahoo
Only Four Days Left To Cash In On FS Bancorp's (NASDAQ:FSBW) Dividend
2026-02-01 14:37 · Yahoo
FS Bancorp (NASDAQ:FSBW) Is Paying Out A Larger Dividend Than Last Year
2026-01-25 13:04 · Yahoo
FS Bancorp (FSBW) Reports Q4 Earnings: What Key Metrics Have to Say
2026-01-22 14:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.