GBNY — Generations Bancorp NY, Inc.

OTC · Financials · Thrifts & Mortgage Finance · CIK 1823365 ·
Last close
$15.00
Market Cap
$34.17M
52W High
$15.00
52W Low
$14.68
ADV30
513
Next earnings
Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that engages in the provision of various banking products and services. It accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. The company provides one- to four-family residential real estate loans, including home equity loans and lines of credit; consumer loans, such as student, automobile, recreational vehicle, manufactured home, and other consumer loans; and commercial real estate and multi-family, consumer business, residential and commercial construction loans. In addition, it invests in securities, including corporate and municipal bonds issued by states, local municipalities, and schools in the northeastern United States; and mortgage-backed securities issued by the U.S. government sponsored entities and Federal Home Loan Bank stock, as well as offers insurance and other financial products. It operates through primary office in Seneca Falls, New York; and eight full-service branch offices and one drive-through facility located in Auburn, Farmington, Geneva, Medina, Phelps, Union Springs, and Waterloo, New York. The company was founded in 1870 and is headquartered in Seneca Falls, New York.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2025 1,741,000 -1,012,000 384,336,000 16,077,000 349,900,000

Balance + Analyst (yfinance extras)

Retained Earnings
$15,213,000
Inventory
Receivables
$1,761,000
ST Investments
$24,362,000
EBIT TTM
Pretax Income TTM
$-1,004,000
Interest Exp TTM
$2,268,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$7,649,000
EBITDA
Free Cash Flow
Enterprise Value
$40,345,680
Total Cash
$13,607,000
Total Debt
$19,896,000
Shares Out
2,278,074
Trailing EPS
$-2.05
Book Value
$15.53
ROE
-13.1%
ROA
-1.2%
Div Yield

Annual Trend (SEC EDGAR, last 5y)

Revenues vs Net Income (last 5y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 6,191,000 -4,682,000 348,811,000 315,530,000 1,392,000
Dec 2024 6,895,000 -4,775,000 387,148,000 351,750,000 -1,065,000
Dec 2023 9,451,000 -1,567,000 424,496,000 386,798,000 2,037,000
Dec 2022 11,387,000 1,087,000 386,293,000 348,965,000 4,350,000
Dec 2021

Peers — same industry

TickerNameMarket CapLastDaily %
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VWFB VWF Bancorp, Inc. $27.36M $14.36
QNTO QUAINT OAK BANCORP, INC. $44.54M $16.85

Recent Insider Activity

No insider activity indexed for this ticker.