HBT — HBT Financial, Inc.

Nasdaq · Financials · Banks · CIK 775215 ·
Last close
$35.93
Market Cap
$1.31B
52W High
$37.51
52W Low
$27.56
ADV30
143,207
Next earnings
2026-10-26
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, HSA, and IRA accounts. It also provides lending products, including non-owner occupied regulatory commercial real estate (CRE), construction and land development and multi-family; commercial and industrial and owner-occupied CRE; agricultural and farmland; one-to-four family residential loans; municipal, consumer, and other loans; residential mortgage origination and servicing; and traditional trust and investment services. In addition, the company offers digital banking services comprising online banking, mobile banking, digital payments, and personal financial management tools; small business and commercial checking accounts, and treasury management services; financial planning to consumers, trusts, and estates; and trustee and custodial services. Further, it provides investment management services; corporate retirement plan consulting and administration; retail brokerage services; farm management services, broker farmland sale, and crop insurance. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 60,099,000 18,938,000 5,071,390,000 122,269,000 4,455,892,000
Sep 2025 59,571,000 19,765,000 5,035,027,000 155,133,000 4,435,898,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$83,151,000
Investing CF
$177,578,000
Financing CF
$-184,667,000
CapEx
$-11,695,000
Dividends Paid
$-27,209,000
Buybacks
$-20,238,000
EPS Diluted TTM
$2.33
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$371,093,000
Inventory
Receivables
$35,313,000
ST Investments
$630,327,000
EBIT TTM
Pretax Income TTM
$94,053,000
Interest Exp TTM
$57,911,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$265,922,000
EBITDA
Free Cash Flow
Enterprise Value
$1,324,635,392
Total Cash
$135,296,000
Total Debt
$153,315,008
Shares Out
36,365,612
Trailing EPS
$2.36
Book Value
$21.03
ROE
11.6%
ROA
1.3%
Div Yield
2.80%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 235,739,000 77,008,000 5,071,390,000 4,455,892,000 85,070,000
Dec 2024 222,365,000 71,780,000 5,032,902,000 4,488,297,000 89,372,000
Dec 2023 225,716,000 65,842,000 5,073,170,000 4,583,674,000 65,829,000
Dec 2022 179,542,000 56,456,000 4,286,734,000 3,913,102,000 72,586,000

TTM Snapshot

Revenues TTM
$64,117,000
NetIncome TTM
$18,180,000
OpCashFlow TTM
$0
Assets (Latest)
$5,032,902,000
Forward EPS
$3.45

Max Pain — expiry 2026-10-16 (volume-derived — Yahoo OI feed degraded)

max pain strike: $35.00 · spot: $35.54 · call volume: 41 · put volume: 357
Expected Move to 2026-10-16: ±$2.75 (7.74%) — implied range $32.79$38.29 · ATM straddle on $35.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
OSBC OLD SECOND BANCORP INC $1.29B $25.45
FMBH FIRST MID BANCSHARES, INC. $1.34B $50.45
WABC WESTAMERICA BANCORPORATION $1.35B $58.33
ESQ Esquire Financial Holdings, Inc. $1.39B $114.81
CTBI COMMUNITY TRUST BANCORP INC /KY/ $1.39B $76.65

News headlines (Yahoo Finance, 1h cache)

HBT Financial (HBT) Is Up 2.31% in One Week: What You Should Know
2026-08-21 16:00 · Yahoo
Illinois’ HBT to buy in-state Tri-County Financial for $204.6M
2026-08-11 09:47 · Yahoo
Is HBT Financial (HBT) Still Worth A Premium Following Its Earnings Beat And Dividend Hike?
2026-07-29 04:26 · Yahoo
HBT Financial beats second-quarter earnings and revenue forecasts
2026-07-27 13:42 · Yahoo
HBT Financial, Inc. Announces Second Quarter 2026 Financial Results
2026-07-27 11:05 · Yahoo
HBT Financial (HBT) Earnings Expected to Grow: Should You Buy?
2026-07-20 14:00 · Yahoo
HBT Financial (HBT) Could Be a Great Choice
2026-07-13 15:45 · Yahoo
HBT Financial, Inc. to Announce Second Quarter 2026 Financial Results on July 27, 2026
2026-07-10 12:00 · Yahoo
HBT Financial (HBT) is a Great Momentum Stock: Should You Buy?
2026-06-29 16:00 · Yahoo
Beat the Market Like Zacks: Amgen, FirstCash, Delek in Focus
2026-08-24 12:21 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.