LX — LexinFintech Holdings Ltd.

Nasdaq · Financials · Consumer Finance · CIK 1708259 · China
Last close
$1.30
Market Cap
$167.85M
52W High
$2.59
52W Low
$1.27
ADV30
2,114,434
Next earnings
2026-08-31
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Juzi Licai, an online investment platform; technical support and consulting; software development; financing guarantee; and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 3,309,138,000 834,626,000 76,873,000 201,440,000 22,766,758,000 1,578,364,000 10,662,308,000
Dec 2025 3,043,076,000 784,082,000 194,078,000 214,084,000 23,162,963,000 2,156,133,000 11,210,332,000
Sep 2025 3,417,498,000 1,192,972,000 477,169,000 521,268,000 23,066,727,000 2,191,291,000 11,242,171,000
Jun 2025 3,587,414,000 1,272,684,000 451,969,000 511,401,000 22,514,788,000 2,077,282,000 10,909,889,000

Balance + Analyst (yfinance extras)

Retained Earnings
$8,017,674,000
Inventory
$20,932,000
Receivables
$5,112,857,000
ST Investments
$0
EBIT TTM
$1,652,916,000
Pretax Income TTM
$1,813,538,000
Interest Exp TTM
$23,419,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$13,357,125,632
EBITDA
$1,304,368,000
Free Cash Flow
$442,012,128
Enterprise Value
$2,684,355,584
Total Cash
$1,578,364,032
Total Debt
$4,047,179,008
Shares Out
129,117,160
Trailing EPS
$1.20
Book Value
$10.83
ROE
12.4%
ROA
3.3%
Div Yield
29.38%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 13,152,087,000 1,592,617,000 1,677,077,000 23,162,963,000 11,210,332,000 3,614,441,000
Dec 2024 14,203,594,000 2,286,205,000 1,100,460,000 22,240,779,000 11,500,773,000 1,081,458,000
Dec 2023 13,057,082,000 1,879,098,000 1,065,945,000 23,140,791,000 13,430,709,000 2,817,572,000
Dec 2022 9,865,811,000 334,447,000 819,752,000 22,770,703,000 14,121,952,000 57,273,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$1.01

Max Pain — expiry 2028-01-21

max pain strike: $2.50 · spot: $1.32 · call oi: 2,514 · put oi: 2,603
Expected Move to 2028-01-21: ±$0.80 (60.84%) — implied range $0.52$2.12 · ATM straddle on $1.50 strike

Peers — same industry

TickerNameMarket CapLastDaily %
TONX TON Strategy Co $166.87M $3.03
CNTN Canton Strategic Holdings, Inc. $170.52M $2.14
USBC USBC, Inc. $173.93M $0.45
AGM-A FEDERAL AGRICULTURAL MORTGAGE CORP $160.80M $156.00
GHI Greystone Housing Impact Investors LP $156.69M $6.65

News headlines (Yahoo Finance, 1h cache)

LexinFintech Holdings Ltd. to Report Second Quarter 2026 Unaudited Financial Results on August 31, 2026 (Beijing time)
2026-08-17 10:00 · Yahoo
LexinFintech Holdings (LX) Slides On Credit Fears As Undervaluation Debate Builds
2026-07-12 19:07 · Yahoo
Why LexinFintech Holdings (LX) Is Down 16.5% After Rising Credit-Market and Regulatory Concerns - And What's Next
2026-07-11 18:07 · Yahoo
LexinFintech (LX) Q1 2026 Earnings Transcript
2026-05-27 18:48 · Yahoo
LexinFintech Holdings Ltd (LX) Q1 2026 Earnings Call Highlights: Strong Loan Growth Amidst ...
2026-05-25 19:00 · Yahoo
LexinFintech Q1 Earnings Call Highlights
2026-05-25 13:04 · Yahoo
LexinFintech Holdings Ltd. Reports First Quarter 2026 Unaudited Financial Results
2026-05-25 02:00 · Yahoo
UPDATE - LexinFintech Holdings Ltd. to Report First Quarter 2026 Unaudited Financial Results on May 25, 2026 (Beijing time)
2026-05-19 09:50 · Yahoo
Asian Equities Traded in the US as American Depositary Receipts Rise in Monday Trading
2026-07-20 14:38 · Yahoo
Asian Equities Traded in the US as American Depositary Receipts Rise in Friday Trading
2026-07-10 14:27 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.