MCBS — MetroCity Bankshares, Inc.

Nasdaq · Financials · Banks · CIK 1747068 ·
Last close
$32.96
Market Cap
$944.63M
52W High
$33.67
52W Low
$27.13
ADV30
78,012
Next earnings
2026-07-24
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; and commercial and industrial, residential mortgage, small business administration loans, and consumer and other loans, as well as letters of credit and investment securities. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and banking by telephone, mail and personal appointment. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. MetroCity Bankshares, Inc. was founded in 2006 and is headquartered in Doraville, Georgia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 41,527,000 18,139,000 4,768,400,000 370,832,000 4,224,216,000
Sep 2025 37,970,000 17,270,000 3,629,463,000 213,941,000 3,183,575,000
Jun 2025 37,911,000 16,826,000 3,615,688,000 273,596,000 3,179,588,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$37,702,000
Investing CF
$126,832,000
Financing CF
$-30,733,000
CapEx
$-674,000
Dividends Paid
$-24,845,000
Buybacks
$-2,696,000
EPS Diluted TTM
$2.77
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$402,684,000
Inventory
Receivables
$20,298,000
ST Investments
$6,891,000
EBIT TTM
Pretax Income TTM
$92,694,000
Interest Exp TTM
$90,379,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$171,712,992
EBITDA
Free Cash Flow
Enterprise Value
$982,290,880
Total Cash
$392,571,008
Total Debt
$439,828,000
Shares Out
28,660,042
Trailing EPS
$2.78
Book Value
$18.88
ROE
15.2%
ROA
1.8%
Div Yield
3.19%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 153,418,000 68,532,000 4,768,400,000 4,224,216,000 37,702,000
Dec 2024 139,662,000 64,504,000 3,594,045,000 3,172,692,000 63,501,000
Dec 2023 118,035,000 51,613,000 3,502,823,000 3,121,306,000 82,099,000
Dec 2022 134,677,000 62,602,000 3,427,239,000 3,077,818,000 134,694,000

TTM Snapshot

Revenues TTM
$0
NetIncome TTM
$61,904,000
OpCashFlow TTM
$0
Assets (Latest)
$3,594,045,000
Forward EPS
$3.30

Peers — same industry

TickerNameMarket CapLastDaily %
EQBK EQUITY BANCSHARES INC $950.92M $46.07
HBNC HORIZON BANCORP INC /IN/ $962.43M $18.75
CCNE CNB FINANCIAL CORP/PA $922.65M $31.14
BFST Business First Bancshares, Inc. $921.52M $28.20
FMCB FARMERS & MERCHANTS BANCORP $970.93M $1402.50

News headlines (Yahoo Finance, 1h cache)

US Market's 3 Undiscovered Gems with Promising Potential
2026-05-11 17:33 · Yahoo
Top Dividend Stocks To Consider In May 2026
2026-05-08 17:32 · Yahoo
There's A Lot To Like About MetroCity Bankshares' (NASDAQ:MCBS) Upcoming US$0.29 Dividend
2026-04-26 13:26 · Yahoo
METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2026
2026-04-24 20:00 · Yahoo
PEBK vs. MCBS: Which Regional Bank Stock Is the Better Buy Right Now?
2026-04-22 14:44 · Yahoo
MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend
2026-04-15 20:00 · Yahoo
Exploring US Hidden Treasures 3 Undiscovered Gems in the Market
2026-04-08 11:33 · Yahoo
ACNB And 2 More Top Dividend Stocks To Consider
2026-04-08 11:31 · Yahoo
3 Dividend Stocks Offering Yields Up To 3.5%
2026-02-02 17:32 · Yahoo
MetroCity: Q4 Earnings Snapshot
2026-01-30 13:32 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.