MCHB — Mechanics Bancorp

Nasdaq · Financials · Banks · CIK 1518715 ·
Last close
$16.16
Market Cap
$3.56B
52W High
$17.38
52W Low
$13.99
ADV30
660,832
Next earnings
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 201,087,000 124,302,000 22,351,475,000 1,029,983,000 19,489,100,000
Sep 2025 160,646,000 55,161,000 22,708,820,000 1,442,647,000 19,934,686,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$198,793,476
Investing CF
$7,230,077
Financing CF
$-1,545,368,645
CapEx
$-9,091,149
Dividends Paid
$-141,128,217
Buybacks
EPS Diluted TTM
$1.23
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$407,908,000
Inventory
Receivables
ST Investments
$6,818,000
EBIT TTM
Pretax Income TTM
$322,379,000
Interest Exp TTM
$240,913,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$742,465,024
EBITDA
Free Cash Flow
Enterprise Value
$3,433,642,752
Total Cash
$603,705,024
Total Debt
$297,009,984
Shares Out
220,312,061
Trailing EPS
$1.30
Book Value
$11.62
ROE
11.0%
ROA
1.5%
Div Yield
9.63%

Annual Trend (SEC EDGAR, last 5y)

Revenues vs Net Income (last 5y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 663,163,000 265,739,000 22,351,475,000 19,489,100,000 193,592,000
Dec 2024 379,245,000 28,999,000 16,490,112,000 14,188,244,000 292,264,000
Dec 2023
Dec 2022 694,967,117
Dec 2021 687,941,357

TTM Snapshot

Revenues TTM
$257,789,000
NetIncome TTM
$89,776,000
OpCashFlow TTM
$0
Assets (Latest)
$16,490,112,000
Forward EPS
$1.20

Peers — same industry

TickerNameMarket CapLastDaily %
FIBK FIRST INTERSTATE BANCSYSTEM INC $3.55B $37.24
NIC NICOLET BANKSHARES INC $3.62B $172.94
FFBC FIRST FINANCIAL BANCORP /OH/ $3.46B $32.94
PRK PARK NATIONAL CORP /OH/ $3.68B $203.46
BANF BANCFIRST CORP /OK/ $3.78B $112.53

News headlines (Yahoo Finance, 1h cache)

Mechanics Bancorp Declares Third Quarter 2026 Cash Dividend
2026-08-19 21:59 · Yahoo
Mechanics Bancorp (MCHB) Q2 2026 Earnings Call Transcript
2026-08-08 00:33 · Yahoo
Mechanics Bank (MCHB) Q2 Earnings and Revenues Beat Estimates
2026-07-29 11:05 · Yahoo
Mechanics Bancorp Announces Date of Second Quarter 2026 Earnings Release and Conference Call
2026-07-15 20:15 · Yahoo
Is Mechanics Bancorp (MCHB) One of the Ultra-High Dividend Stocks to Buy for Income Investors?
2026-06-22 03:35 · Yahoo
Assessing Mechanics Bancorp (MCHB) Valuation After Recent Share Price Weakness
2026-05-11 05:08 · Yahoo
Mechanics Bancorp (MCHB) Q1 2026 Earnings Call Highlights: Strong Core Net Income and Strategic ...
2026-05-01 07:16 · Yahoo
Mechanics Bank Trust Dumps $16.8 MIllion Worth of Mechanics Bancorp Shares -- What Investors Should Know
2026-04-10 15:58 · Yahoo
Mechanics Bank Q2 2026 Earnings Call Summary
2026-07-29 22:29 · Yahoo
Mechanics Bancorp Reports Second Quarter 2026 Results
2026-07-29 09:45 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.