MCHB — Mechanics Bancorp

Nasdaq · Financials · Banks · CIK 1518715 ·
Last close
$14.39
Market Cap
$3.17B
52W High
$15.28
52W Low
$12.97
ADV30
479,950
Next earnings
2026-07-27
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 201,087,000 124,302,000 22,351,475,000 1,029,983,000 19,489,100,000
Sep 2025 160,646,000 55,161,000 22,708,820,000 1,442,647,000 19,934,686,000
Mar 2025 141,858,000 43,791,000 16,540,317,000 798,309,000 14,166,227,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$187,391,000
Investing CF
$-374,207,000
Financing CF
$-605,700,000
CapEx
$-6,452,000
Dividends Paid
$-48,561,000
Buybacks
EPS Diluted TTM
$1.11
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$456,695,000
Inventory
Receivables
ST Investments
$6,989,000
EBIT TTM
Pretax Income TTM
$260,508,000
Interest Exp TTM
$178,022,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$687,865,024
EBITDA
Free Cash Flow
Enterprise Value
$2,815,603,200
Total Cash
$536,852,000
Total Debt
$219,630,000
Shares Out
220,286,632
Trailing EPS
$1.20
Book Value
$12.61
ROE
10.3%
ROA
1.4%
Div Yield
19.80%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 650,125,000 265,739,000 22,351,475,000 19,489,100,000 193,592,000
Dec 2024 373,074,000 28,999,000 16,490,112,000 14,188,244,000 292,264,000
Dec 2023 623,672,000 201,914,000 17,501,795,000 15,266,190,000 266,001,000
Dec 2022 683,990,000 216,582,000 318,182,000

TTM Snapshot

Revenues TTM
$257,789,000
NetIncome TTM
$89,776,000
OpCashFlow TTM
$0
Assets (Latest)
$16,490,112,000
Forward EPS
$1.22

Peers — same industry

TickerNameMarket CapLastDaily %
SFNC SIMMONS FIRST NATIONAL CORP $3.14B $21.62
BOH BANK OF HAWAII CORP $3.11B $78.42
PRK PARK NATIONAL CORP /OH/ $3.09B $171.01
FFBC FIRST FINANCIAL BANCORP /OH/ $3.27B $31.15
NIC NICOLET BANKSHARES INC $3.06B $144.05

News headlines (Yahoo Finance, 1h cache)

Mechanics Bancorp Declares Cash Dividend
2026-05-13 20:25 · Yahoo
Assessing Mechanics Bancorp (MCHB) Valuation After Recent Share Price Weakness
2026-05-11 05:08 · Yahoo
Mechanics Bank Completes Sale of Fannie Mae Delegated Underwriting and Servicing Business Line to Fifth Third Bank
2026-05-07 12:00 · Yahoo
Mechanics Bancorp (MCHB) Q1 2026 Earnings Call Highlights: Strong Core Net Income and Strategic ...
2026-05-01 07:16 · Yahoo
Mechanics Bank Q1 2026 Earnings Call Summary
2026-05-01 00:47 · Yahoo
Mechanics Bancorp Reports First Quarter 2026 Results
2026-04-30 09:45 · Yahoo
Mechanics Bancorp Announces Date of First Quarter 2026 Earnings Release and Conference Call
2026-04-16 20:15 · Yahoo
Mechanics Bank Trust Dumps $16.8 MIllion Worth of Mechanics Bancorp Shares -- What Investors Should Know
2026-04-10 15:58 · Yahoo
CB Financial Services And Two Other Dividend Stocks To Consider
2026-04-03 11:31 · Yahoo
What Investors Should Know About This $5 Million Mechanics Bancorp Stock Sale
2026-02-20 01:01 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.