MCY — MERCURY GENERAL CORP

NYSE · Financials · Insurance · CIK 64996 ·
Last close
$106.28
Market Cap
$5.89B
52W High
$113.06
52W Low
$94.92
ADV30
281,836
Next earnings
2026-11-03
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026 1,681,765,000 263,502,000 10,542,365,000 1,700,830,000 7,706,340,000
Mar 2026 1,539,809,000 190,421,000 9,872,865,000 1,350,883,000 7,282,755,000
Dec 2025 1,535,779,000 202,547,000 9,560,669,000 1,315,574,000 7,143,394,000
Sep 2025 1,584,926,000 280,403,000 9,372,742,000 1,252,575,000 7,140,428,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$1,327,615,000
Investing CF
$-1,047,293,000
Financing CF
$298,256,000
CapEx
$-63,850,000
Dividends Paid
$-70,343,000
Buybacks
EPS Diluted TTM
$16.92
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$2,736,326,000
Inventory
Receivables
$945,032,000
ST Investments
$368,357,000
EBIT TTM
$1,191,148,000
Pretax Income TTM
$1,162,180,000
Interest Exp TTM
$28,968,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$6,339,579,904
EBITDA
$1,268,857,984
Free Cash Flow
$1,143,784,576
Enterprise Value
$4,779,644,416
Total Cash
$2,069,186,944
Total Debt
$962,128,000
Shares Out
55,388,627
Trailing EPS
$16.92
Book Value
$51.20
ROE
39.0%
ROA
7.6%
Div Yield
1.20%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 5,992,468,000 541,094,000 9,560,669,000 7,143,394,000 1,087,188,000
Dec 2024 5,475,633,000 467,953,000 8,310,632,000 6,364,108,000 1,037,117,000
Dec 2023 4,629,631,000 96,336,000 7,103,397,000 5,555,252,000 453,004,000
Dec 2022 3,643,066,000 -512,672,000 6,514,188,000 4,992,057,000 352,589,000

TTM Snapshot

Revenues TTM
$4,428,066,000
NetIncome TTM
$125,614,000
OpCashFlow TTM
$0
Assets (Latest)
$8,310,632,000
Forward EPS
$12.25

Peers — same industry

TickerNameMarket CapLastDaily %
RLI RLI CORP $6.11B $66.62
ESNT Essent Group Ltd. $6.15B $68.47
SIGI SELECTIVE INSURANCE GROUP INC $5.52B $92.65
MTG MGIC INVESTMENT CORP $6.38B $31.10
RYAN RYAN SPECIALTY HOLDINGS, INC. $5.41B $44.34

News headlines (Yahoo Finance, 1h cache)

Is Mercury General (MCY) Fully Priced On Its Oklahoma Homeowners Product Update?
2026-08-16 18:08 · Yahoo
MCY Outperforms Industry in a Year: Time to Add it for Better Returns?
2026-08-13 14:37 · Yahoo
MCY Q2 Earnings Beat on Better Underwriting and Premium Growth
2026-08-05 17:11 · Yahoo
2 Momentum Stocks with Exciting Potential and 1 We Avoid
2026-08-24 11:21 · Yahoo
American Financial's Robust Financial Strength Fuels Dividend Growth
2026-08-21 13:37 · Yahoo
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2026-08-21 07:52 · Yahoo
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2026-08-21 07:26 · Yahoo
UVE Stock Gains 71.4% in a Year: Time to Add It for Better Returns?
2026-08-20 15:42 · Yahoo
Progressive's July Earnings Decline Y/Y on Escalating Expenses
2026-08-20 14:14 · Yahoo
The Damage You Don't See: Mercury Insurance Shares What Homeowners Should Know About Service Line Failures
2026-08-20 13:06 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.