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F1 Terminal / MSBB

MSBB — Mercer Bancorp, Inc.

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OTC · Financials · Thrifts & Mortgage Finance · CIK 1967306 ·
Last close
$18.80
Market Cap
$19.05M
52W High
$18.80
52W Low
$16.55
ADV30
253
Next earnings
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Mercer Bancorp, Inc. operates as the bank holding company for Mercer Savings Bank that offers financial products and services to individuals and businesses in western Ohio. The company accepts checking accounts, savings accounts, and certificates of deposit. Its loan products include one- to four-family residential mortgage loans and agricultural real estate loans secured by properties; and multifamily real estate loans, commercial real estate loans, construction and land loans, home equity lines of credit, commercial and industrial loans, and consumer loans, as well as indirect automobile loans. It invests in securities; and provides online and mobile banking services. The company was founded in 1888 and is based in Celina, Ohio.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 1,883,147 — — 272,139 173,935,733 4,929,619 148,835,636
Dec 2025 1,801,652 — — 171,270 174,193,239 4,125,234 149,199,818
Sep 2025 1,661,762 — — 326,932 176,171,657 3,389,187 151,548,319
Jun 2025 1,807,367 — — 333,698 176,958,175 2,897,313 152,885,444

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$2,235,442
Investing CF
$5,784,693
Financing CF
$-8,167,805
CapEx
$-2,802,873
Dividends Paid
—
Buybacks
$-406,588
EPS Diluted TTM
$0.87
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$17,514,888
Inventory
—
Receivables
$553,245
ST Investments
$3,642,320
EBIT TTM
—
Pretax Income TTM
$1,091,015
Interest Exp TTM
$2,489,493
Analysts
—

Yahoo Snapshot (yfinance, live)

Total Revenue
$7,527,691
EBITDA
—
Free Cash Flow
—
Enterprise Value
$4,272,438
Total Cash
$15,777,658
Total Debt
$1,000,000
Shares Out
1,013,303
Trailing EPS
$1.14
Book Value
$24.77
ROE
4.5%
ROA
0.6%
Div Yield
—

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Sep 2025 6,848,645 — 972,305 176,171,657 151,548,319 — 1,871,616
Sep 2024 5,993,508 — 692,737 181,748,216 157,795,183 — -8,127,996
Sep 2023 5,697,276 — 743,964 159,046,613 136,368,922 — -1,632,255
Sep 2022 5,047,271 — 943,588 152,882,751 138,826,421 — 1,302,483

Peers — same industry

TickerNameMarket CapLastDaily %
GOVB Gouverneur Bancorp, Inc./MD/ $20.31M $19.17 —
VWFB VWF Bancorp, Inc. $27.36M $14.36 —
PFSB PFS Bancorp, Inc. $28.20M $18.20 —
FNFI FIRST NILES FINANCIAL INC $12.69M $8.25 —
GBNY Generations Bancorp NY, Inc. $34.17M $15.00 —

Recent Insider Activity

No insider activity indexed for this ticker.
SEC EDGAR filings → · StockAnalysis.com → · OpenInsider →