NAVI — NAVIENT CORP

Nasdaq · Financials · Capital Markets · CIK 1593538 ·
Last close
$9.47
Market Cap
$888.13M
52W High
$9.57
52W Low
$7.18
ADV30
1,084,222
Next earnings
2026-10-28
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026 152,000,000 17,000,000 48,004,000,000 621,000,000 45,625,000,000
Dec 2025 137,000,000 -5,000,000 48,681,000,000 637,000,000 46,282,000,000
Sep 2025 161,000,000 -86,000,000 49,306,000,000 571,000,000 46,867,000,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$323,000,000
Investing CF
$2,742,000,000
Financing CF
$-2,989,000,000
CapEx
Dividends Paid
$-62,000,000
Buybacks
$-99,000,000
EPS Diluted TTM
$-0.50
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$4,552,000,000
Inventory
Receivables
$1,765,000,000
ST Investments
EBIT TTM
Pretax Income TTM
$-74,000,000
Interest Exp TTM
$2,481,000,000
Analysts
7

Yahoo Snapshot (yfinance, live)

Total Revenue
$334,000,000
EBITDA
Free Cash Flow
Enterprise Value
$44,518,256,640
Total Cash
$796,000,000
Total Debt
$44,428,001,280
Shares Out
93,783,828
Trailing EPS
$-0.48
Book Value
$25.57
ROE
-2.0%
ROA
-0.1%
Div Yield
6.77%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 610,000,000 -80,000,000 48,681,000,000 46,282,000,000 441,000,000
Dec 2024 961,000,000 131,000,000 51,789,000,000 49,148,000,000 459,000,000
Dec 2023 1,279,000,000 228,000,000 61,375,000,000 58,615,000,000 676,000,000
Dec 2022 1,737,000,000 645,000,000 70,795,000,000 67,818,000,000 305,000,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$0.95

Peers — same industry

TickerNameMarket CapLastDaily %
TIGR UP Fintech Holding Ltd $895.40M $5.20
ABX Abacus Global Management, Inc. $939.78M $9.61
GCMG GCM Grosvenor Inc. $834.37M $13.65
LCLN Lincoln International, Inc. $816.12M $23.42
CSHR CoinShares PLC $788.05M $5.98

News headlines (Yahoo Finance, 1h cache)

Can Navient's Cost-Cutting Strategy Set the Stage for Profitability?
2026-08-19 17:14 · Yahoo
5 Revealing Analyst Questions From Navient’s Q2 Earnings Call
2026-08-15 12:53 · Yahoo
Navient (NAVI) Q2 2026 Earnings Call Transcript
2026-08-14 00:16 · Yahoo
Navient declares third quarter common stock dividend
2026-08-13 21:00 · Yahoo
NAVI Q2 Deep Dive: Strategic Transformation Drives Higher Margins Amid Market Caution
2026-08-11 06:13 · Yahoo
Navient Stock Up on Q2 Earnings Beat, Expenses & Provisions Fall Y/Y
2026-08-07 18:03 · Yahoo
Navient (NAVI) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
2026-08-06 23:30 · Yahoo
Navient (NAVI) Q2 Earnings Surpass Estimates
2026-08-06 23:10 · Yahoo
Navient (NASDAQ:NAVI) Delivers Impressive Q2 CY2026
2026-08-06 20:35 · Yahoo
Navient posts second quarter 2026 financial results
2026-08-06 20:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.