NAVI — NAVIENT CORP

Nasdaq · Financials · Capital Markets · CIK 1593538 ·
Last close
$8.55
Market Cap
$803.61M
52W High
$9.84
52W Low
$7.80
ADV30
1,000,743
Next earnings
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 152,000,000 17,000,000 48,004,000,000 621,000,000 45,625,000,000
Dec 2025 137,000,000 -5,000,000 48,681,000,000 637,000,000 46,282,000,000
Sep 2025 161,000,000 -86,000,000 49,306,000,000 571,000,000 46,867,000,000
Jun 2025 156,000,000 14,000,000 50,222,000,000 712,000,000 47,658,000,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$323,000,000
Investing CF
$2,742,000,000
Financing CF
$-2,989,000,000
CapEx
Dividends Paid
$-62,000,000
Buybacks
$-99,000,000
EPS Diluted TTM
$-0.63
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$4,552,000,000
Inventory
Receivables
$1,765,000,000
ST Investments
EBIT TTM
Pretax Income TTM
$-74,000,000
Interest Exp TTM
$2,481,000,000
Analysts
8

Yahoo Snapshot (yfinance, live)

Total Revenue
$329,000,000
EBITDA
Free Cash Flow
Enterprise Value
$45,337,190,400
Total Cash
$657,000,000
Total Debt
$45,200,998,400
Shares Out
93,989,417
Trailing EPS
$-0.62
Book Value
$25.12
ROE
-2.5%
ROA
-0.1%
Div Yield
7.60%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 610,000,000 -80,000,000 48,681,000,000 46,282,000,000 441,000,000
Dec 2024 961,000,000 131,000,000 51,789,000,000 49,148,000,000 459,000,000
Dec 2023 1,279,000,000 228,000,000 61,375,000,000 58,615,000,000 676,000,000
Dec 2022 1,737,000,000 645,000,000 70,795,000,000 67,818,000,000 305,000,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$0.95

Max Pain — expiry 2026-07-17

max pain strike: $7.50 · spot: $8.55 · call oi: 22,308 · put oi: 1,290
Expected Move to 2026-07-17: ±$1.33 (15.50%) — implied range $7.23$9.88 · ATM straddle on $7.50 strike

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RPC Ridgepost Capital, Inc. $664.87M $8.50

News headlines (Yahoo Finance, 1h cache)

Navient's Turnaround Strategy: Can Cost Cuts Offset Revenue Pressure?
2026-05-26 13:26 · Yahoo
3 Unprofitable Stocks We Steer Clear Of
2026-05-25 08:35 · Yahoo
Navient declares second quarter common stock dividend
2026-05-21 21:00 · Yahoo
Sezzle, OneMain, Sixth Street Specialty Lending, Navient, and Atlanticus Holdings Shares Skyrocket, What You Need To Know
2026-05-18 21:08 · Yahoo
3 Russell 2000 Stocks Walking a Fine Line
2026-05-18 06:36 · Yahoo
1 Financials Stock on Our Buy List and 2 We Question
2026-05-13 19:48 · Yahoo
3 Reasons NAVI is Risky and 1 Stock to Buy Instead
2026-05-13 01:08 · Yahoo
Why The Navient (NAVI) Story Is Shifting As Analyst Fair Value And Leadership Change
2026-05-03 12:05 · Yahoo
NAVI Q1 Deep Dive: Product Expansion and Credit Trends Shape Outlook
2026-05-02 03:32 · Yahoo
Navient (NAVI) Q1 2026 Earnings Transcript
2026-04-30 15:05 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.