NBTB — NBT BANCORP INC
—
Nasdaq ·
Financials ·
Banks ·
CIK 790359 ·
Last close
$50.06
Market Cap
$2.60B
52W High
$54.08
52W Low
$37.91
ADV30
345,233
Next earnings
2026-10-27
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 184,363,000 | — | — | 55,509,000 | 15,995,121,000 | 487,116,000 | 14,098,905,000 |
| Sep 2025 | 185,349,000 | — | — | 54,471,000 | 16,112,584,000 | 640,242,000 | 14,259,438,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$246,253,000
Investing CF
$276,546,000
Financing CF
$-60,810,000
CapEx
$-17,024,000
Dividends Paid
$-75,766,000
Buybacks
$-21,199,000
EPS Diluted TTM
$4.09
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$1,228,753,000
Inventory
—
Receivables
—
ST Investments
$185,722,000
EBIT TTM
—
Pretax Income TTM
$238,898,000
Interest Exp TTM
$210,563,000
Analysts
6
Yahoo Snapshot (yfinance, live)
Total Revenue
$723,808,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$2,864,318,976
Total Cash
$366,823,008
Total Debt
$543,248,000
Shares Out
51,960,061
Trailing EPS
$4.11
Book Value
$37.41
ROE
11.4%
ROA
1.3%
Div Yield
3.09%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 694,391,000 | — | 169,235,000 | 15,995,121,000 | 14,098,905,000 | 1,896,216,000 | 235,218,000 |
| Dec 2024 | 574,441,000 | — | 140,641,000 | 13,786,666,000 | 12,260,525,000 | 1,526,141,000 | 188,567,000 |
| Dec 2023 | 517,779,000 | — | 118,782,000 | 13,309,040,000 | 11,883,349,000 | 1,425,691,000 | 157,457,000 |
| Dec 2022 | 515,121,000 | — | 151,995,000 | 11,739,296,000 | 10,565,742,000 | 1,173,554,000 | 183,223,000 |
TTM Snapshot
Revenues TTM
$739,234,000
NetIncome TTM
$183,632,000
OpCashFlow TTM
—
Assets (Latest)
$16,204,406,000
Forward EPS
$4.54
Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)
max pain strike: $40.00 · spot: $50.06 · call volume: 57 · put volume: 0
Expected Move to 2026-11-20:
±$3.30
(6.59%) —
implied range
$46.76 –
$53.36
· ATM straddle on $50.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| BBAR | Banco BBVA Argentina S.A. | $2.58B | $12.65 | — |
| TRMK | TRUSTMARK CORP | $2.57B | $44.21 | — |
| FBK | FB Financial Corp | $2.63B | $52.65 | — |
| BOH | BANK OF HAWAII CORP | $2.64B | $66.81 | — |
| INTR | Inter & Co, Inc. | $2.50B | $7.68 | — |
News headlines (Yahoo Finance, 1h cache)
Q2 Earnings Highlights: NBT Bancorp (NASDAQ:NBTB) Vs The Rest Of The Regional Banks Stocks
2026-09-29 18:24 · Yahoo
Kimberly A. Boynton Named to NBT Board of Directors
2026-09-21 20:10 · Yahoo
NBTB Q2 Deep Dive: Loan Growth and Deposit Mix Drive Mixed Results
2026-07-29 09:33 · Yahoo
NBT Bancorp Inc (NBTB) Q2 2026 Earnings Call Highlights: Strong Earnings Growth and Dividend ...
2026-07-28 21:03 · Yahoo
NBT Bancorp Q2 Earnings Call Highlights
2026-07-28 15:04 · Yahoo
Here's What Key Metrics Tell Us About NBT (NBTB) Q2 Earnings
2026-07-27 23:00 · Yahoo
NBT Bancorp (NBTB) Lags Q2 Earnings and Revenue Estimates
2026-07-27 22:05 · Yahoo
NBT Bancorp (NASDAQ:NBTB) Misses Q2 CY2026 Revenue Estimates
2026-07-27 20:33 · Yahoo
Executive Sells 9,000 Shares of Regional Bank, Valued at $486,400
2026-08-06 21:05 · Yahoo
NBT Bancorp Inc. Announces Date of Third Quarter Conference Call
2026-10-01 13:00 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.