NCNO — nCino, Inc.

Nasdaq · Information Technology · Software · CIK 1902733 ·
Last close
$15.23
Market Cap
$1.66B
52W High
$19.07
52W Low
$13.80
ADV30
3,029,293
Next earnings
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jan 2026 149,666,000 91,916,000 2,820,000 8,336,000 1,648,106,000 88,374,000 579,454,000
Oct 2025 152,163,000 93,686,000 11,716,000 6,539,000 1,561,174,000 87,590,000 507,251,000
Jul 2025 148,815,000 88,125,000 -9,296,000 -15,257,000 1,616,017,000 122,935,000 548,854,000
Apr 2025 144,137,000 86,442,000 -1,513,000 5,562,000 1,650,942,000 133,230,000 569,995,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$90,065,000
Investing CF
$-54,080,000
Financing CF
$-73,032,000
CapEx
$-7,501,000
Dividends Paid
Buybacks
$-125,097,000
EPS Diluted TTM
$0.05
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$-375,773,000
Inventory
Receivables
$166,540,000
ST Investments
EBIT TTM
$24,164,000
Pretax Income TTM
$6,707,000
Interest Exp TTM
$17,457,000
Analysts
14

Yahoo Snapshot (yfinance, live)

Total Revenue
$594,780,992
EBITDA
$59,059,000
Free Cash Flow
$144,525,872
Enterprise Value
$2,043,630,592
Total Cash
$88,374,000
Total Debt
$278,695,008
Shares Out
108,794,598
Trailing EPS
$0.05
Book Value
$9.27
ROE
0.9%
ROA
0.6%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Jan 2026 594,781,000 3,727,000 5,180,000 1,648,106,000 579,454,000 90,065,000
Jan 2025 540,657,000 -18,131,000 -37,878,000 1,610,381,000 512,783,000 55,199,000
Jan 2024 476,543,000 -39,512,000 -42,346,000 1,340,430,000 287,826,000 57,285,000
Jan 2023 408,315,000 -94,013,000 -102,720,000 1,327,269,000 299,602,000 -15,381,000

TTM Snapshot

Revenues TTM
$436,071,000
NetIncome TTM
$-58,846,000
OpCashFlow TTM
$0
Assets (Latest)
$1,610,381,000
Forward EPS
$1.44

Peers — same industry

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BL BLACKLINE, INC. $1.69B $28.87
OPRA Opera Ltd $1.59B $17.72
SEMR SEMrush Holdings, Inc. $1.57B $12.00
INTA Intapp, Inc. $1.53B $19.83

News headlines (Yahoo Finance, 1h cache)

nCino (NCNO) To Report Earnings Tomorrow: Here Is What To Expect
2026-05-26 04:04 · Yahoo
nCino to Participate in Upcoming Investor Event
2026-05-20 20:05 · Yahoo
Is nCino (NCNO) One of the Most Oversold Software Stocks to Buy After Landing a Major Credit Union Deal?
2026-05-20 12:34 · Yahoo
nCino (NCNO) Upgraded to Strong Buy: Here's What You Should Know
2026-05-19 16:00 · Yahoo
New Strong Buy Stocks for May 19th
2026-05-19 09:20 · Yahoo
A Look At nCino (NCNO) Valuation After A Year Of Weak Share Price Performance
2026-05-19 08:11 · Yahoo
Owls Nest Just Sold Its Entire nCino Stake. Should Investors Worry?
2026-05-15 00:47 · Yahoo
eGain (EGAN) Q3 Earnings and Revenues Beat Estimates
2026-05-14 21:50 · Yahoo
nCino Announces Timing of its First Quarter Fiscal Year 2027 Financial Results Conference Call
2026-05-14 20:05 · Yahoo
Banks Are Moving to a Dual Workforce Model, nCino’s Inaugural AI in Banking Benchmark Shows
2026-05-13 12:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.