NNI — NELNET INC

NYSE · Financials · Consumer Finance · CIK 1258602 ·
Last close
$133.51
Market Cap
$3.38B
52W High
$144.38
52W Low
$116.62
ADV30
143,949
Next earnings
2026-08-05
Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also offers student loan servicing software; and business process outsourcing services primarily in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels, and processing and administrative services. The Education Technology Services and Payments segment provides financial management services; school information system software; a donation platform; education technology solutions; and customized professional development and coaching, and advanced learning and educational instruction services. This segment also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; learning management system; an integrated commerce payment platform; and a school management platform that provides administrative, information and financial management, and communication functions for K-12 schools. The Asset Generation and Management segment invest, allocates an manages loan assts. The Nelnet Bank segment operates as an internet industrial bank. It also offers investment advisory, investment, and reinsurance services, as well as engages in the real estate investment; and solar engineering, procurement, and construction businesses. The company was founded in 1977 and is headquartered in Lincoln, Nebraska.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 362,891,000 71,126,000 14,177,917,000 240,007,000 10,571,905,000
Dec 2025 333,264,000 57,771,000 14,063,783,000 295,983,000 10,486,554,000
Sep 2025 373,925,000 106,684,000 13,876,682,000 216,425,000 10,289,987,000
Jun 2025 304,852,000 181,459,000 13,711,088,000 225,753,000 10,228,395,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$422,985,000
Investing CF
$356,404,000
Financing CF
$-737,138,000
CapEx
$-26,238,000
Dividends Paid
$-42,993,000
Buybacks
$-69,346,000
EPS Diluted TTM
$11.77
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$3,681,333,000
Inventory
Receivables
$225,538,000
ST Investments
$1,129,188,000
EBIT TTM
Pretax Income TTM
$526,331,000
Interest Exp TTM
$496,949,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,646,049,024
EBITDA
Free Cash Flow
Enterprise Value
$12,095,543,296
Total Cash
$241,246,000
Total Debt
$7,700,450,816
Shares Out
25,317,348
Trailing EPS
$11.50
Book Value
$103.79
ROE
10.7%
ROA
2.6%
Div Yield
0.97%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,351,076,000 428,474,000 14,063,783,000 10,486,554,000 422,985,000
Dec 2024 1,166,071,000 184,045,000 13,777,753,000 10,478,636,000 662,890,000
Dec 2023 968,446,000 89,826,000 16,712,384,000 13,512,277,000 432,027,000
Dec 2022 1,386,775,000 406,899,000 19,374,044,000 16,174,142,000 683,060,000

TTM Snapshot

Revenues TTM
$137,847,000
NetIncome TTM
$204,678,000
OpCashFlow TTM
$0
Assets (Latest)
$13,777,753,000
Forward EPS
$9.58

Peers — same industry

TickerNameMarket CapLastDaily %
CLSK CLEANSPARK, INC. $3.30B $12.85
UPST Upstart Holdings, Inc. $3.13B $32.74
BLSH Bullish $3.67B $24.23
FMCC FEDERAL HOME LOAN MORTGAGE CORP $3.85B $5.92
BFH BREAD FINANCIAL HOLDINGS, INC. $3.90B $96.50

News headlines (Yahoo Finance, 1h cache)

3 Reasons to Sell NNI and 1 Stock to Buy Instead
2026-07-09 13:01 · Yahoo
New Strong Sell Stocks for July 9th
2026-07-09 08:09 · Yahoo
Winners And Losers Of Q1: Nelnet (NYSE:NNI) Vs The Rest Of The Consumer Finance Stocks
2026-07-08 17:30 · Yahoo
Nelnet Campus Commerce Announces Partnership with Atrium Campus to Expand the Connected Campus Experience
2026-07-07 11:00 · Yahoo
Nelnet Bank Steps Up for Graduate Students Facing New Borrowing Challenges
2026-06-29 20:45 · Yahoo
1 Russell 2000 Stock to Own for Decades and 2 We Find Risky
2026-06-26 16:16 · Yahoo
3 Financials Stocks We’re Skeptical Of
2026-06-05 18:08 · Yahoo
1 Growth Stock Set to Flourishand 2 Facing Headwinds
2026-05-29 20:00 · Yahoo
3 Unpopular Stocks We Steer Clear Of
2026-05-22 22:28 · Yahoo
Assessing Nelnet (NNI) Valuation After Recent Share Price Strength And Conflicting P/E And DCF Signals
2026-05-22 17:07 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.