NSTS — NSTS Bancorp, Inc.

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1881592 ·
Last close
$13.98
Market Cap
$68.75M
52W High
$14.04
52W Low
$13.60
ADV30
7,018
Next earnings
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgages, multifamily and commercial real estate mortgages, construction, consumer loans, other collateral and unsecured personal loans. It also provides online banking services. The company operates through full-service banking offices in Lake County, Illinois; and three loan production offices in Chicago, Plainfield, and Aurora. NSTS Bancorp, Inc. was founded in 1921 and is headquartered in Waukegan, Illinois.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 2,445,000 -39,000 270,318,000 44,386,000 190,344,000
Dec 2025 2,455,000 135,000 266,648,000 35,287,000 186,674,000
Sep 2025 2,442,000 65,000 269,842,000 35,380,000 190,903,000
Jun 2025 2,464,000 -258,000 275,976,000 48,982,000 198,143,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$12,261,000
Investing CF
$-11,841,000
Financing CF
$-14,484,000
CapEx
$-66,000
Dividends Paid
Buybacks
$-468,000
EPS Diluted TTM
$-0.12
As of
2026-08-16

Balance + Analyst (yfinance extras)

Retained Earnings
$39,841,000
Inventory
Receivables
$918,000
ST Investments
$5,066,000
EBIT TTM
Pretax Income TTM
$-97,000
Interest Exp TTM
$3,339,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$11,015,000
EBITDA
Free Cash Flow
Enterprise Value
$20,481,424
Total Cash
$48,269,000
Total Debt
$0
Shares Out
4,917,770
Trailing EPS
$-0.01
Book Value
$16.29
ROE
-0.1%
ROA
-0.0%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 9,434,000 -386,000 266,648,000 186,674,000 4,052,000
Dec 2024 8,790,000 -789,000 278,688,000 202,198,000 9,433,000
Dec 2023 4,953,000 -3,957,000 256,776,000 179,231,000 431,000
Dec 2022 6,734,000 27,000 264,206,000 183,664,000 2,989,000

Peers — same industry

TickerNameMarket CapLastDaily %
CLST Catalyst Bancorp, Inc. $70.07M $17.37
BYFC BROADWAY FINANCIAL CORP \DE\ $73.61M $11.91
REDW REDWOOD FINANCIAL INC /MN/ $75.13M $185.25
FMFG Farmers & Merchants Bancshares, Inc. $60.46M $18.53
FSEA First Seacoast Bancorp, Inc. $80.30M $17.07

News headlines (Yahoo Finance, 1h cache)

NSTS Bancorp, Inc. Announces Passing of Nathan E. Walker, Chief Executive Officer and President of North Shore Trust and Savings
2026-04-09 20:15 · Yahoo
BROOKFIELD BANCSHARES, INC. AND FIRST NATIONAL BANK OF BROOKFIELD ANNOUNCE EXECUTION OF MERGER AGREEMENT TO ACQUIRE NSTS BANCORP, INC. AND NORTH SHORE TRUST AND SAVINGS
2026-05-12 20:15 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.