OCFC — OCEANFIRST FINANCIAL CORP

Nasdaq · Financials · Banks · CIK 1004702 ·
Last close
$19.02
Market Cap
$1.10B
52W High
$19.38
52W Low
$17.12
ADV30
685,996
Next earnings
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 102,097,000 20,506,000 14,556,336,000 136,981,000 12,886,968,000
Dec 2025 103,603,000 13,093,000 14,564,317,000 135,130,000 12,901,767,000
Sep 2025 101,791,000 17,330,000 14,324,664,000 274,125,000 12,671,237,000
Jun 2025 98,213,000 19,046,000 13,327,847,000 170,599,000 11,684,167,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$114,207,000
Investing CF
$-1,300,807,000
Financing CF
$1,159,860,000
CapEx
$-7,796,000
Dividends Paid
$-47,022,000
Buybacks
$-78,770,000
EPS Diluted TTM
$1.17
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$671,657,000
Inventory
Receivables
$49,588,000
ST Investments
$1,181,087,000
EBIT TTM
Pretax Income TTM
$91,299,000
Interest Exp TTM
$287,024,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$396,644,992
EBITDA
Free Cash Flow
Enterprise Value
$2,455,628,288
Total Cash
$195,908,992
Total Debt
$1,573,264,000
Shares Out
57,600,069
Trailing EPS
$1.18
Book Value
$28.98
ROE
4.1%
ROA
0.5%
Div Yield
4.28%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 400,342,000 70,978,000 14,564,317,000 12,901,767,000 87,211,000
Dec 2024 379,810,000 100,065,000 13,421,247,000 11,718,490,000 92,243,000
Dec 2023 398,715,000 104,029,000 13,538,253,000 11,876,308,000 124,261,000
Dec 2022 431,600,000 146,603,000 13,103,896,000 11,518,432,000 250,450,000

TTM Snapshot

Revenues TTM
$515,854,000
NetIncome TTM
$108,561,000
OpCashFlow TTM
$0
Assets (Latest)
$13,421,247,000
Forward EPS
$2.38

Peers — same industry

TickerNameMarket CapLastDaily %
CCB COASTAL FINANCIAL CORP $1.09B $71.27
OSBC OLD SECOND BANCORP INC $1.11B $21.49
UVSP UNIVEST FINANCIAL Corp $1.11B $39.88
MCB Metropolitan Bank Holding Corp. $1.13B $91.35
HBT HBT Financial, Inc. $1.05B $28.88

News headlines (Yahoo Finance, 1h cache)

Q1 Earnings Highs And Lows: OceanFirst Financial (NASDAQ:OCFC) Vs The Rest Of The Regional Banks Stocks
2026-05-12 11:40 · Yahoo
OceanFirst Financial and Rocket Companies Shares Are Falling, What You Need To Know
2026-05-05 19:08 · Yahoo
A Look At OceanFirst Financial (OCFC) Valuation After Its Latest Quarterly Earnings And Loan Charge Offs
2026-05-05 14:11 · Yahoo
Strategic Value Bank Partners Opens $11.6 Million Position in OceanFirst Financial Ahead of Merger
2026-04-28 20:55 · Yahoo
OceanFirst Financial Q1 Earnings Call Highlights
2026-04-27 18:43 · Yahoo
OceanFirst Financial Corp. And Flushing Financial Corporation Announce Receipt of All Requisite Regulatory and Shareholder Approvals to Complete Proposed Merger and Annual Meeting Date
2026-04-27 11:47 · Yahoo
OCFC Q1 Deep Dive: Loan Growth, Deposit Momentum, and Flushing Merger Progress
2026-04-25 12:13 · Yahoo
OceanFirst Financial Corp (OCFC) Q1 2026 Earnings Call Highlights: Strong Loan Growth and ...
2026-04-25 07:05 · Yahoo
Alliance Advisors Leads Successful Proxy Solicitations for Four Regional Bank Mergers in First Quarter 2026
2026-04-24 17:23 · Yahoo
OceanFirst (OCFC) Q1 2026 Earnings Transcript
2026-04-24 16:08 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.