OFG — OFG BANCORP

NYSE · Financials · Banks · CIK 1030469 ·
Last close
$52.36
Market Cap
$2.21B
52W High
$54.47
52W Low
$43.91
ADV30
279,559
Next earnings
2026-10-21
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 169,394,000 55,893,000 12,465,657,000 1,040,335,000 11,075,652,000
Sep 2025 171,232,000 51,838,000 12,229,812,000 740,349,000 10,854,395,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$207,769,000
Investing CF
$-342,451,000
Financing CF
$60,581,000
CapEx
$-18,388,000
Dividends Paid
$-53,481,000
Buybacks
$-112,677,000
EPS Diluted TTM
$5.08
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$976,946,000
Inventory
Receivables
$59,677,000
ST Investments
$2,150,000
EBIT TTM
Pretax Income TTM
$252,069,000
Interest Exp TTM
$170,063,000
Analysts
4

Yahoo Snapshot (yfinance, live)

Total Revenue
$651,161,984
EBITDA
Free Cash Flow
Enterprise Value
$2,045,283,328
Total Cash
$745,729,024
Total Debt
$577,990,976
Shares Out
42,265,494
Trailing EPS
$5.07
Book Value
$33.30
ROE
16.1%
ROA
1.8%
Div Yield
2.58%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 680,221,000 205,103,000 12,465,657,000 11,075,652,000 217,719,000
Dec 2024 660,938,000 198,170,000 11,500,734,000 10,246,363,000 252,500,000
Dec 2023 640,141,000 181,872,000 11,344,453,000 10,150,973,000 295,657,000
Dec 2022 565,013,000 166,239,000 9,818,780,000 8,776,374,000 164,456,000

TTM Snapshot

Revenues TTM
$601,548,000
NetIncome TTM
$175,463,000
OpCashFlow TTM
$0
Assets (Latest)
$11,500,734,000
Forward EPS
$5.12

Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)

max pain strike: $55.00 · spot: $52.36 · call volume: 2 · put volume: 2
Expected Move to 2026-11-20: ±$3.35 (6.40%) — implied range $49.01$55.71 · ATM straddle on $50.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
HTH Hilltop Holdings Inc. $2.22B $38.67
NWBI Northwest Bancshares, Inc. $2.25B $15.37
EFSC ENTERPRISE FINANCIAL SERVICES CORP $2.30B $63.52
NTB Bank of N.T. Butterfield & Son Ltd $2.30B $58.54
FCF FIRST COMMONWEALTH FINANCIAL CORP /PA/ $2.12B $20.96

News headlines (Yahoo Finance, 1h cache)

Is OFG Bancorp (OFG) Still Fairly Valued After A 167% Run?
2026-08-14 20:09 · Yahoo
OFG Bancorp Declares Regular Quarterly Common Stock Dividend
2026-07-22 20:10 · Yahoo
OFG Bancorp (OFG) Q2 2026 Earnings Call Highlights: Strong EPS Growth and Strategic Advances
2026-07-21 21:02 · Yahoo
OFG Bancorp Q2 Earnings Call Highlights
2026-07-21 15:07 · Yahoo
OFG Bancorp’s (NYSE:OFG) Q2 CY2026: Strong Sales
2026-07-21 12:55 · Yahoo
OFG Bancorp (OFG) Tops Q2 Earnings and Revenue Estimates
2026-07-21 12:50 · Yahoo
OFG Bancorp Reports 2Q26 Results
2026-07-21 11:30 · Yahoo
After Climbing 157% in Five Years, Insider Dumps Shares of Regional Bank
2026-08-20 14:00 · Yahoo
Are You Looking for a High-Growth Dividend Stock?
2026-07-31 15:45 · Yahoo
OFG Bancorp (OFG) Could Be a Great Choice
2026-08-17 15:45 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.