OVBC — OHIO VALLEY BANC CORP

Nasdaq · Financials · Banks · CIK 894671 ·
Last close
$47.96
Market Cap
$225.94M
52W High
$48.69
52W Low
$39.54
ADV30
14,114
Next earnings
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit box, wire transfer, credit card, home equity loans, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. The company owns and operates ATMs, including off-site ATMs. It operates offices in Ohio and West Virginia. The company was founded in 1872 and is based in Gallipolis, Ohio.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 16,201,000 3,955,000 1,582,654,000 45,897,000 1,412,397,000
Sep 2025 16,345,000 3,030,000 1,570,043,000 89,316,000 1,405,626,000
Jun 2025 17,383,000 4,210,000 1,510,358,000 54,627,000 1,349,598,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$18,085,000
Investing CF
$-110,605,000
Financing CF
$55,310,000
CapEx
$-1,037,000
Dividends Paid
$-4,287,000
Buybacks
$-14,000
EPS Diluted TTM
$3.28
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$133,007,000
Inventory
Receivables
$5,476,000
ST Investments
$208,444,000
EBIT TTM
Pretax Income TTM
$19,452,000
Interest Exp TTM
$27,492,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$63,845,000
EBITDA
Free Cash Flow
Enterprise Value
$153,517,600
Total Cash
$125,327,000
Total Debt
$52,905,000
Shares Out
4,711,001
Trailing EPS
$3.28
Book Value
$36.36
ROE
9.5%
ROA
1.0%
Div Yield
2.12%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 66,715,000 15,601,000 1,582,654,000 1,412,397,000 18,085,000
Dec 2024 61,975,000 10,999,000 1,503,412,000 1,353,084,000 13,097,000
Dec 2023 58,656,000 12,631,000 1,352,135,000 1,208,128,000 20,747,000
Dec 2022 54,940,000 13,338,000 1,210,787,000 1,075,759,000 15,990,000

TTM Snapshot

Revenues TTM
$59,095,000
NetIncome TTM
$11,696,000
OpCashFlow TTM
$0
Assets (Latest)
$1,503,412,000
Forward EPS

Peers — same industry

TickerNameMarket CapLastDaily %
PEBK PEOPLES BANCORP OF NORTH CAROLINA INC $224.07M $42.20
NKSH NATIONAL BANKSHARES INC $223.79M $35.14
VABK Virginia National Bankshares Corp $229.48M $42.32
CMTV COMMUNITY BANCORP /VT $216.94M $38.80
QNBC QNB CORP. $215.87M $43.47

News headlines (Yahoo Finance, 1h cache)

Promotions, Retirements and a New Loan Office for OVBC
2026-05-15 16:00 · Yahoo
Ohio Valley Banc Stock Slips Post Q1 Earnings, Credit Costs Rise
2026-05-01 13:25 · Yahoo
Ohio Valley Banc Corp. Reports 1st Quarter Earnings
2026-04-28 19:21 · Yahoo
OVBC vs. FFBC: Which Ohio Regional Bank Stock Is the Better Buy Now?
2026-04-21 14:58 · Yahoo
OVBC ANNOUNCES CASH DIVIDEND
2026-04-14 19:17 · Yahoo
Top Analyst Reports for Eli Lilly, RTX & Abbott
2026-03-24 14:38 · Yahoo
The Zacks Analyst Blog Highlights Eli Lilly, RTX, Abbott Laboratories, Ohio Valley Banc and Rave Restaurant
2026-03-24 13:45 · Yahoo
OVBC Stock Up Post Q4 Earnings on Strong Loan Growth, Margin Expansion
2026-01-30 16:50 · Yahoo
Does Ohio Valley Banc (NASDAQ:OVBC) Deserve A Spot On Your Watchlist?
2026-01-29 10:40 · Yahoo
Ohio Valley Banc Corp. Reports 4th Quarter and Record Fiscal Year Earnings
2026-01-27 20:38 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.