OVLY — Oak Valley Bancorp

Nasdaq · Financials · Banks · CIK 1431567 ·
Last close
$33.70
Market Cap
$283.53M
52W High
$35.47
52W Low
$30.68
ADV30
34,426
Next earnings
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans, including automobile loans, home mortgages, credit lines, and other personal loans. In addition, the company offers Internet, online, and mobile banking services; automated teller machines; and remote deposit capture, merchant, night depository, extended hours, wire transfer of funds, and note collection services. Oak Valley Bancorp was incorporated in 1990 and is headquartered in Oakdale, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 21,282,000 6,335,000 2,023,116,000 203,099,000 1,815,141,000
Sep 2025 21,170,000 6,693,000 1,995,416,000 225,470,000 1,797,136,000
Jun 2025 19,857,000 5,588,000 1,920,909,000 153,040,000 1,735,104,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$28,667,000
Investing CF
$-57,205,000
Financing CF
$91,966,000
CapEx
$-4,108,000
Dividends Paid
$-5,022,000
Buybacks
EPS Diluted TTM
$2.88
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$194,393,000
Inventory
Receivables
$8,878,000
ST Investments
$209,855,000
EBIT TTM
Pretax Income TTM
$30,650,000
Interest Exp TTM
$13,307,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$82,090,000
EBITDA
Free Cash Flow
Enterprise Value
$85,994,880
Total Cash
$201,603,008
Total Debt
$8,251,000
Shares Out
8,413,458
Trailing EPS
$2.88
Book Value
$25.21
ROE
12.3%
ROA
1.2%
Div Yield
2.22%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 81,729,000 23,913,000 2,023,116,000 1,815,141,000 28,667,000
Dec 2024 76,589,000 24,948,000 1,900,604,000 1,717,168,000 25,636,000
Dec 2023 82,433,000 30,848,000 1,842,422,000 1,676,330,000 33,059,000
Dec 2022 65,647,000 22,902,000 1,968,346,000 1,841,720,000 22,806,000

Peers — same industry

TickerNameMarket CapLastDaily %
FCCO FIRST COMMUNITY CORP /SC/ $285.51M $30.38
FVCB FVCBankcorp, Inc. $285.79M $15.88
CCFN MUNCY COLUMBIA FINANCIAL Corp $286.53M $27.00
MYFW First Western Financial Inc $279.03M $28.68
CFNB CALIFORNIA FIRST LEASING CORP $278.81M $31.05

News headlines (Yahoo Finance, 1h cache)

Exploring May 2026's Undervalued Small Caps With Insider Buying
2026-05-13 11:39 · Yahoo
Oak Valley Community Bank Announces Commercial Banking Officer Hiring
2026-05-08 17:35 · Yahoo
OVLY's Q1 Earnings Flat Y/Y Despite Net Interest Income Gain
2026-04-28 17:48 · Yahoo
Oak Valley Bancorp Reports 1st Quarter Results
2026-04-22 21:00 · Yahoo
The Zacks Analyst Blog Highlights AstraZeneca, HSBC, Walt Disney, Oak Valley Bancorp and BV Financial
2026-04-08 14:02 · Yahoo
Top Research Reports for AstraZeneca, HSBC & Walt Disney
2026-04-07 20:29 · Yahoo
Oak Valley Community Bank Named One of Central Valley’s Best Places to Work
2026-03-27 17:34 · Yahoo
Oak Valley Community Bank Welcomes Nathan Dellinger as Senior Vice President, Credit Administrator
2026-03-02 17:54 · Yahoo
Oak Valley Community Bank Welcomes Pete Centeno as Vice President, Branch Manager of Ripon Branch
2026-02-23 19:04 · Yahoo
Undervalued Small Caps With Insider Action In February 2026
2026-02-17 11:39 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.