PDLB — Ponce Financial Group, Inc.

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1874071 ·
Last close
$18.84
Market Cap
$455.70M
52W High
$18.99
52W Low
$15.86
ADV30
50,422
Next earnings
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 31,297,000 10,136,000 3,223,970,000 126,403,000 2,682,421,000
Sep 2025 26,585,000 6,508,000 3,157,079,000 146,828,000 2,627,244,000
Jun 2025 26,245,000 6,100,000 3,153,869,000 126,888,000 2,632,781,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$55,594,000
Investing CF
$-219,718,000
Financing CF
$150,439,000
CapEx
$-1,489,000
Dividends Paid
$-1,125,000
Buybacks
$0
EPS Diluted TTM
$1.30
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$135,332,000
Inventory
Receivables
$17,905,000
ST Investments
$92,196,000
EBIT TTM
Pretax Income TTM
$38,431,000
Interest Exp TTM
$85,714,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$109,183,000
EBITDA
Free Cash Flow
Enterprise Value
$1,163,734,016
Total Cash
$117,495,000
Total Debt
$600,529,024
Shares Out
24,187,901
Trailing EPS
$1.31
Book Value
$13.78
ROE
5.9%
ROA
1.0%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 108,323,000 28,703,000 3,223,970,000 2,682,421,000 55,594,000
Dec 2024 81,138,000 10,972,000 3,039,938,000 2,534,438,000 7,212,000
Dec 2023 73,866,000 3,352,000 2,750,722,000 2,259,327,000 6,493,000
Dec 2022 70,971,000 -30,001,000 2,311,989,000 1,819,289,000 9,799,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$1.77

Max Pain — expiry 2026-08-21 (volume-derived — Yahoo OI feed degraded)

max pain strike: $17.50 · spot: $18.84 · call volume: 736 · put volume: 2
Expected Move to 2026-08-21: ±$2.80 (14.86%) — implied range $16.04$21.64 · ATM straddle on $20.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
GCBC GREENE COUNTY BANCORP INC $429.89M $25.25
HBCP HOME BANCORP, INC. $512.59M $65.36
KRNY Kearny Financial Corp. $522.34M $8.30
FMAO FARMERS & MERCHANTS BANCORP INC $382.48M $27.78
NRIM NORTHRIM BANCORP INC $556.56M $25.02

News headlines (Yahoo Finance, 1h cache)

Best Momentum Stock to Buy for May 26th
2026-05-26 12:09 · Yahoo
US Undiscovered Gems To Explore In May 2026
2026-05-22 17:33 · Yahoo
Alerus Financial (ALRS) Hit a 52 Week High, Can the Run Continue?
2026-05-21 13:15 · Yahoo
Ponce Financial (PDLB) Surpasses Q1 Earnings and Revenue Estimates
2026-04-24 12:45 · Yahoo
Ponce Financial Group, Inc. Reports First Quarter 2026 Results
2026-04-24 11:32 · Yahoo
Ponce Bank Ranked Among Top 50 Best-Performing U.S. Community Banks by S&P Global Market Intelligence
2026-04-03 16:17 · Yahoo
Ponce Financial Group, Inc. Appoints New Member to the Board of Directors
2026-03-30 21:40 · Yahoo
Discover 3 Undiscovered Gems in the US Market
2026-01-29 17:35 · Yahoo
Here's Why Ponce Financial Group (NASDAQ:PDLB) Has Caught The Eye Of Investors
2026-01-29 14:28 · Yahoo
Ponce Financial: Q4 Earnings Snapshot
2026-01-27 22:40 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.