PEBK — PEOPLES BANCORP OF NORTH CAROLINA INC

Nasdaq · Financials · Banks · CIK 1093672 ·
Last close
$42.20
Market Cap
$224.07M
52W High
$43.31
52W Low
$36.36
ADV30
34,200
Next earnings
2026-07-20
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States. The company offers deposit products. It also originates commercial real estate loans, commercial loans, construction and land development loans, single-family residential mortgage loans, as well as agricultural loans. In addition, the company provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, it operates as a clearinghouse for the provision of appraisal services for community banks; and acquires, manages, and disposes of real property, other collateral, and other assets obtained in the ordinary course of collecting debts. The company was founded in 1912 and is headquartered in Newton, North Carolina.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 19,106,000 6,633,000 1,702,148,000 58,105,000 1,545,030,000
Sep 2025 18,583,000 3,692,000 1,738,336,000 117,016,000 1,588,869,000
Jun 2025 18,907,000 5,160,000 1,693,845,000 102,000,000 1,549,840,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$21,373,000
Investing CF
$-41,831,000
Financing CF
$19,297,000
CapEx
$-1,413,000
Dividends Paid
$-5,247,000
Buybacks
$0
EPS Diluted TTM
$3.63
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$135,645,000
Inventory
Receivables
ST Investments
$216,855,000
EBIT TTM
Pretax Income TTM
$25,850,000
Interest Exp TTM
$24,601,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$89,867,000
EBITDA
Free Cash Flow
Enterprise Value
$180,924,784
Total Cash
$61,256,000
Total Debt
$18,905,000
Shares Out
5,309,769
Trailing EPS
$3.63
Book Value
$29.78
ROE
13.4%
ROA
1.2%
Div Yield
2.00%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 74,414,000 19,830,000 1,702,148,000 1,545,030,000 21,373,000
Dec 2024 71,140,000 16,353,000 1,651,962,000 1,521,399,000 20,558,000
Dec 2023 68,635,000 15,546,000 1,635,910,000 1,514,894,000 22,780,000
Dec 2022 67,394,000 16,123,000 1,620,927,000 1,515,732,000 22,616,000

TTM Snapshot

Revenues TTM
$38,533,000
NetIncome TTM
$9,817,000
OpCashFlow TTM
$0
Assets (Latest)
$1,087,991,000
Forward EPS

Peers — same industry

TickerNameMarket CapLastDaily %
NKSH NATIONAL BANKSHARES INC $223.79M $35.14
OVBC OHIO VALLEY BANC CORP $225.94M $47.96
VABK Virginia National Bankshares Corp $229.48M $42.32
CMTV COMMUNITY BANCORP /VT $216.94M $38.80
QNBC QNB CORP. $215.87M $43.47

News headlines (Yahoo Finance, 1h cache)

Peoples Bancorp Announces Cash Dividend
2026-05-22 12:30 · Yahoo
Peoples Bancorp Stock Declines Post Q1 Earnings, NIM Rises
2026-04-23 16:20 · Yahoo
PEBK vs. MCBS: Which Regional Bank Stock Is the Better Buy Right Now?
2026-04-22 14:44 · Yahoo
Peoples Bancorp Announces First Quarter 2026 Results
2026-04-20 13:00 · Yahoo
The Zacks Analyst Blog Highlights Texas Instruments, Newmont, EOG Resources, Weyco and Peoples Bancorp of North Carolina
2026-04-07 13:30 · Yahoo
Top Analyst Reports for Texas Instruments, Newmont & EOG Resources
2026-04-06 20:20 · Yahoo
ServisFirst Bancshares Stock Scores RS Rating Upgrade
2026-02-18 17:42 · Yahoo
We Ran A Stock Scan For Earnings Growth And Peoples Bancorp of North Carolina (NASDAQ:PEBK) Passed With Ease
2026-02-07 12:54 · Yahoo
Peoples Bancorp Stock Slips Post Q4 Earnings Despite Profit Growth
2026-01-29 17:16 · Yahoo
Peoples Bancorp Announces Fourth Quarter and Full Year 2025 Results
2026-01-26 14:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.