PFS — PROVIDENT FINANCIAL SERVICES INC

NYSE · Financials · Thrifts & Mortgage Finance · CIK 1178970 ·
Last close
$23.57
Market Cap
$3.07B
52W High
$25.25
52W Low
$21.30
ADV30
966,270
Next earnings
2026-10-29
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 225,723,000 83,431,000 24,980,710,000 211,484,000 22,147,498,000
Sep 2025 221,751,000 71,720,000 24,832,763,000 301,614,000 22,065,728,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$438,401,000
Investing CF
$-1,108,245,000
Financing CF
$657,851,000
CapEx
$-14,091,000
Dividends Paid
$-125,401,000
Buybacks
$-10,255,000
EPS Diluted TTM
$2.40
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$1,202,413,000
Inventory
Receivables
$97,726,000
ST Investments
$139,735,000
EBIT TTM
Pretax Income TTM
$426,475,000
Interest Exp TTM
$509,914,000
Analysts
6

Yahoo Snapshot (yfinance, live)

Total Revenue
$894,275,008
EBITDA
Free Cash Flow
Enterprise Value
$5,721,273,856
Total Cash
$344,014,016
Total Debt
$2,991,226,880
Shares Out
130,422,618
Trailing EPS
$2.39
Book Value
$22.29
ROE
11.1%
ROA
1.2%
Div Yield
4.05%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 870,401,000 291,160,000 24,980,710,000 22,147,498,000 442,264,000
Dec 2024 694,727,000 115,525,000 24,051,825,000 21,450,618,000 426,381,000
Dec 2023 479,283,000 128,398,000 14,210,810,000 12,520,214,000 173,396,000
Dec 2022 505,341,000 175,648,000 13,783,436,000 12,185,733,000 200,310,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$2.60

Max Pain — expiry 2027-01-15 (volume-derived — Yahoo OI feed degraded)

max pain strike: $17.50 · spot: $23.57 · call volume: 84 · put volume: 2

Peers — same industry

TickerNameMarket CapLastDaily %
BKU BankUnited, Inc. $3.30B $46.28
BBT Beacon Financial Corp $2.65B $31.58
TFSL TFS Financial CORP $4.95B $17.65
EBC Eastern Bankshares, Inc. $5.17B $22.64
AX Axos Financial, Inc. $5.50B $96.94

News headlines (Yahoo Finance, 1h cache)

Provident Financial Services, Inc. Announces Pricing of Subordinated Notes Offering
2026-08-20 20:44 · Yahoo
Zacks Industry Outlook Highlights WSFS Financial, Provident Financial Services and Southern Missouri Bancorp
2026-08-11 15:03 · Yahoo
Provident Financial Services, Inc. and Provident Bank Appoint Michael E. Regan to the Boards of Directors
2026-08-04 18:00 · Yahoo
Provident Financial Services Q2 Earnings Call Highlights
2026-08-01 00:03 · Yahoo
Provident Financial Services Inc (PFS) (Q2 2026) Earnings Call Highlights: Record Revenues and ...
2026-07-30 23:04 · Yahoo
Provident Financial Services (PFS) Reports Q2: Everything You Need To Know Ahead Of Earnings
2026-07-28 22:29 · Yahoo
3 Savings & Loan Stocks Worth Picking on Improving Industry Prospects
2026-08-10 13:45 · Yahoo
Provident Financial (PFS) is a Great Momentum Stock: Should You Buy?
2026-08-05 16:00 · Yahoo
Provident Financial Services, Inc. and Provident Bank Promote Diane Gigliotti to Senior Vice President, Chief Accounting Officer
2026-08-04 20:30 · Yahoo
Provident Financial Services, Inc. Declares Quarterly Cash Dividend
2026-07-30 20:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.