PGYWW — Pagaya Technologies Ltd.

Nasdaq · Financials · Consumer Finance · CIK 1883085 ·
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ADV30
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Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026 365,639,000 146,924,000 84,396,000 45,273,000 1,693,107,000 249,257,000 1,044,324,000
Mar 2026 298,991,000 121,430,000 61,052,000 24,694,000 1,648,643,000 317,813,000 1,049,491,000
Dec 2025 321,036,000 130,989,000 65,943,000 34,296,000 1,545,914,000 235,329,000 990,563,000
Sep 2025 339,887,000 139,313,000 69,680,000 22,545,000 1,455,376,000 218,314,000 919,541,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$264,730,000
Investing CF
$-292,365,000
Financing CF
$85,918,000
CapEx
$-12,951,000
Dividends Paid
Buybacks
EPS Diluted TTM
As of
2026-08-02

Balance + Analyst (yfinance extras)

Retained Earnings
$-792,687,000
Inventory
Receivables
$190,470,000
ST Investments
$1,040,118,000
EBIT TTM
$281,071,000
Pretax Income TTM
$98,688,000
Interest Exp TTM
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,389,959,040
EBITDA
$351,616,000
Free Cash Flow
$207,177,120
Enterprise Value
Total Cash
$1,289,374,976
Total Debt
$907,344,000
Shares Out
Trailing EPS
Book Value
$7.13
ROE
19.5%
ROA
14.0%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,261,341,000 223,808,000 81,389,000 1,545,914,000 990,563,000 238,620,000
Dec 2024 1,004,550,000 39,142,000 -401,406,000 1,291,072,000 849,526,000 47,751,000
Dec 2023 772,814,000 -63,637,000 -128,438,000 1,208,376,000 542,627,000 -21,659,000
Dec 2022 685,414,000 -315,019,000 -302,321,000 1,045,079,000 279,656,000 -40,000,000

TTM Snapshot

Revenues TTM
$468,991,000
NetIncome TTM
$-89,228,000
OpCashFlow TTM
$0
Assets (Latest)
$1,291,072,000
Forward EPS

Peers — same industry

TickerNameMarket CapLastDaily %
FNMFO FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE $183.64T $32000.00
AXP AMERICAN EXPRESS CO $227.80B $337.33
FNMFN FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE $93.26B $16.25
FNMAK FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE $83.79B $14.60
FNMAN FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE $83.21B $14.50

News headlines (Yahoo Finance, 1h cache)

Tricolor Fallout Fuels Boom in Business for Collateral Checkers
2026-08-21 09:00 · Yahoo
Pagaya (PGY) Stock May Be Undervalued As Earnings Support The Case
2026-08-20 03:24 · Yahoo
Can Network Volume Strength Keep PGY's Top-Line Growth on Track?
2026-08-19 14:27 · Yahoo
What Is Driving Attention Around Pagaya Technologies (PGY) Today?
2026-08-19 10:14 · Yahoo
Pagaya to Participate in Upcoming Investor Conferences and Events
2026-08-18 12:30 · Yahoo
PGY vs. UPST: Which AI Credit Stock Is the Better Investment Option?
2026-08-17 16:08 · Yahoo
Can T. Rowe Price Turn AI Adoption Into a Competitive Advantage?
2026-08-17 16:04 · Yahoo
Pagaya Targets $200M Net Income Run Rate as Lending Network Expands
2026-08-16 12:01 · Yahoo
Pagaya Technologies Ltd. (PGY) Just Flashed Golden Cross Signal: Do You Buy?
2026-08-13 13:55 · Yahoo
Pagaya's Q2 Earnings Beat and Higher Guidance Strengthen Growth Case
2026-08-11 14:21 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.