PICS — PicS N.V.

Nasdaq · Financials · Consumer Finance · CIK 1841644 · Netherlands
Last close
$11.14
Market Cap
$480.53M
52W High
$18.20
52W Low
$9.88
ADV30
338,514
Next earnings
2026-06-02
PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. PicS N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in São Paulo, Brazil. PicS N.V. is a subsidiary of Jf International B.v.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Dec 2025 1,898,049,000 821,114,000 41,986,108,000 5,698,853,000 38,096,194,000
Sep 2025 1,619,992,000 93,308,000 37,619,088,000 5,500,127,000 34,707,739,000
Jun 2025 1,493,175,000 104,082,000 34,090,847,000 3,582,266,000 31,567,261,000
Dec 2024 1,258,691,000 66,726,000 27,317,658,000 2,780,318,000 25,553,791,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$1,571,340,000
Investing CF
$-766,055,000
Financing CF
$506,199,000
CapEx
$-638,033,000
Dividends Paid
Buybacks
EPS Diluted TTM
$8.64
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$1,148,018,000
Inventory
Receivables
$5,756,730,000
ST Investments
$978,295,000
EBIT TTM
Pretax Income TTM
$303,473,000
Interest Exp TTM
$3,257,458,000
Analysts
9

Yahoo Snapshot (yfinance, live)

Total Revenue
$10,277,824,512
EBITDA
$3,892,337,920
Free Cash Flow
$-1,838,923,008
Enterprise Value
$-842,162,752
Total Cash
$3,905,829,888
Total Debt
$1,613,298,944
Shares Out
43,135,919
Trailing EPS
$1.68
Book Value
$7.22
ROE
40.4%
ROA
7.0%
Div Yield

Annual Trend (SEC EDGAR, last 5y)

Revenues vs Net Income (last 5y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 6,282,156,000 1,091,487,000 41,986,108,000 38,096,194,000 -3,739,343,000
Dec 2024 3,808,320,000 217,574,000 27,317,658,000 25,553,791,000 2,290,544,000
Dec 2023 1,873,737,000 34,523,000 15,782,882,000 14,579,409,000 1,566,968,000
Dec 2022 1,764,192,000 -45,692,000 12,162,900,000 11,000,672,000 7,339,796,000
Dec 2021

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$3.27

Peers — same industry

TickerNameMarket CapLastDaily %
TROO Troops, Inc. /Cayman Islands/ $481.31M $3.94
ZSQR Z Squared Inc. $487.06M $9.47
TREE LendingTree, Inc. $512.22M $36.71
BKKT Bakkt, Inc. $526.87M $11.81
PRAA PRA GROUP INC $573.64M $15.04

News headlines (Yahoo Finance, 1h cache)

PicPay to Announce First Quarter 2026 Results on June 2, 2026
2026-05-19 12:00 · Yahoo
PicS (PICS) Delivers 85% Revenue Growth and IPO Transformation Despite Earnings Miss and Fintech Pressure
2026-03-28 10:16 · Yahoo
PicPay Announces Fourth Quarter and Full Year 2025 Results
2026-03-18 20:34 · Yahoo
BofA Initiates PicS N.V. (PICS) With a Buy Rating
2026-03-10 00:31 · Yahoo
Is PicS (PICS) Share Price Justified After Recent Volatility And Valuation Checks
2026-03-02 01:07 · Yahoo
Qualcomm, Booking Holdings upgraded: Wall Street's top analyst calls
2026-02-24 14:39 · Yahoo
PicPay Announces Date for Fourth Quarter and Full Year 2025 Earnings Release and Conference Call
2026-02-23 21:58 · Yahoo
Here Are Monday’s Top Wall Street Analyst Research Calls: Alphabet, Blackrock, Deere & Co., DocuSign, General Mills, Monday.com, Nvidia, Workday, and More
2026-02-23 12:55 · Yahoo
Opening Day: York Space Systems, Ethos make public debuts
2026-02-03 16:40 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.