PRAA — PRA GROUP INC

Nasdaq · Financials · Consumer Finance · CIK 1185348 ·
Last close
$20.17
Market Cap
$759.36M
52W High
$21.49
52W Low
$13.97
ADV30
397,604
Next earnings
2026-08-06
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026 317,413,000 212,697,000 72,156,000 28,210,000 5,206,830,000 124,778,000 4,138,276,000
Dec 2025 336,416,000 228,151,000 93,728,000 56,528,000 5,103,322,000 104,409,000 4,063,357,000
Sep 2025 314,147,000 199,703,000 59,864,000 -407,703,000 4,999,209,000 107,454,000 4,015,237,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$-8,024,000
Investing CF
$-53,991,000
Financing CF
$90,763,000
CapEx
$-5,331,000
Dividends Paid
Buybacks
$-30,000,000
EPS Diluted TTM
$-7.16
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$1,283,217,000
Inventory
Receivables
$4,652,794,000
ST Investments
$114,754,000
EBIT TTM
$-105,605,000
Pretax Income TTM
$-216,079,000
Interest Exp TTM
$110,474,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,331,236,992
EBITDA
$487,777,984
Free Cash Flow
$-129,378,376
Enterprise Value
$4,462,090,752
Total Cash
$136,968,000
Total Debt
$3,794,482,944
Shares Out
37,648,006
Trailing EPS
$-6.71
Book Value
$27.77
ROE
-20.2%
ROA
5.6%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,213,341,000 243,635,000 -305,142,000 5,103,322,000 4,063,357,000 -85,541,000
Dec 2024 1,123,825,000 209,763,000 70,601,000 4,931,155,000 3,737,548,000 -94,594,000
Dec 2023 802,554,000 -81,232,000 -83,477,000 4,525,354,000 3,285,978,000 -97,535,000
Dec 2022 966,524,000 155,125,000 117,147,000 4,175,674,000 2,888,924,000 21,592,000

TTM Snapshot

Revenues TTM
$1,006,412,000
NetIncome TTM
$74,104,000
OpCashFlow TTM
$0
Assets (Latest)
$4,931,155,000
Forward EPS
$2.60

Max Pain — expiry 2026-12-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $15.00 · spot: $20.17 · call volume: 49 · put volume: 24
Expected Move to 2026-12-18: ±$4.25 (21.07%) — implied range $15.92$24.42 · ATM straddle on $20.00 strike

Peers — same industry

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GDOT GREEN DOT CORP $764.74M $13.42
BTGO BITGO HOLDINGS, INC. $739.09M $6.80
HIVE HIVE Digital Technologies Ltd. $784.43M $2.86
VEL Velocity Financial, Inc. $728.04M $18.44
WYFI WhiteFiber, Inc. $807.26M $20.78

News headlines (Yahoo Finance, 1h cache)

PRA Group (PRAA) Q2 2026 Earnings Call Transcript
2026-08-14 00:02 · Yahoo
PRA Group Q2 Earnings Beat Estimates on Strong Portfolio Income
2026-08-10 16:34 · Yahoo
PRA Group Q2 Earnings Call Highlights
2026-08-07 08:04 · Yahoo
PRA Group Inc (PRAA) (Q2 2026) Earnings Call Highlights: Strategic ERC Boost and Cost Savings ...
2026-08-07 05:05 · Yahoo
PRA Group (PRAA) Q2 Earnings and Revenues Beat Estimates
2026-08-06 23:10 · Yahoo
PRA Group Reports Second Quarter 2026 Results
2026-08-06 20:05 · Yahoo
PRA Group to Announce Second Quarter 2026 Results on August 6
2026-07-23 20:05 · Yahoo
Should You Hold PRAA Stock on Rising Collections and Portfolio Income?
2026-06-04 17:24 · Yahoo
PRA Group, Inc. Q2 2026 Earnings Call Summary
2026-08-07 12:30 · Yahoo
PRA Group to Present at the 2026 Midwest IDEAS Conference on Wednesday, August 26
2026-08-20 20:05 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.