RPAY — Repay Holdings Corp

Nasdaq · Industrials · Professional Services · CIK 1720592 ·
Last close
$3.84
Market Cap
$318.33M
52W High
$4.55
52W Low
$3.14
ADV30
456,600
Next earnings
2026-11-09
Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. Repay Holdings Corporation was founded in 2006 and is headquartered in Atlanta, Georgia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 80,794,000 61,487,000 -7,000 -9,940,000 1,140,803,000 43,770,000 665,540,000
Dec 2025 78,585,000 58,345,000 -4,282,000 -140,112,000 1,199,749,000 115,692,000 717,967,000
Sep 2025 77,725,000 57,790,000 -3,009,000 -6,414,000 1,333,489,000 95,691,000 711,075,000
Jun 2025 75,626,000 57,222,000 -1,123,000 -102,251,000 1,413,374,000 162,615,000 773,970,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$105,432,000
Investing CF
$-65,397,000
Financing CF
$-162,417,000
CapEx
$-65,397,000
Dividends Paid
$-2,349,000
Buybacks
$-15,868,000
EPS Diluted TTM
$-3.06
As of
2026-08-16

Balance + Analyst (yfinance extras)

Retained Earnings
$-600,490,000
Inventory
Receivables
$36,608,000
ST Investments
EBIT TTM
$-261,654,000
Pretax Income TTM
$-276,338,000
Interest Exp TTM
$14,684,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$337,808,992
EBITDA
$73,248,000
Free Cash Flow
$61,309,624
Enterprise Value
$1,004,235,264
Total Cash
$83,660,000
Total Debt
$772,844,992
Shares Out
82,898,508
Trailing EPS
$-2.01
Book Value
$5.70
ROE
-31.8%
ROA
-0.4%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 309,261,000 -12,034,000 -256,724,000 1,199,749,000 717,967,000 91,112,000
Dec 2024 313,042,000 -7,770,000 -10,156,000 1,571,908,000 798,739,000 150,090,000
Dec 2023 296,627,000 -25,586,000 -110,490,000 1,519,833,000 689,045,000 103,614,000
Dec 2022 279,227,000 -42,411,000 12,836,000 1,626,800,000 698,507,000 74,223,000

TTM Snapshot

Revenues TTM
$74,906,000
NetIncome TTM
$-4,071,000
OpCashFlow TTM
$0
Assets (Latest)
$1,571,908,000
Forward EPS
$1.16

Max Pain — expiry 2027-03-19 (volume-derived — Yahoo OI feed degraded)

max pain strike: $2.50 · spot: $3.85 · call volume: 23 · put volume: 0
Expected Move to 2027-03-19: ±$1.80 (46.81%) — implied range $2.05$5.65 · ATM straddle on $5.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
TBI TrueBlue, Inc. $324.84M $10.67
PRTHU Priority Technology Holdings, Inc. $335.19M $5.00
FVRR Fiverr International Ltd. $336.86M $9.37
IRHO Iron Horse Acquisition II Corp. $294.08M $10.03
RCMT RCM TECHNOLOGIES, INC. $292.39M $41.12

News headlines (Yahoo Finance, 1h cache)

Earnings Estimates Rising for Repay Holdings (RPAY): Will It Gain?
2026-08-24 16:20 · Yahoo
Repay Holdings (RPAY) Q2 2026 Earnings Call Transcript
2026-08-17 21:14 · Yahoo
Repay Holdings Corp (RPAY) (Q2 2026) Earnings Call Highlights: Strong Revenue Growth and KUBRA ...
2026-08-11 05:01 · Yahoo
Repay Q2 Earnings Call Highlights
2026-08-11 01:04 · Yahoo
What Makes Repay Holdings (RPAY) Appear Attractive
2026-07-08 14:28 · Yahoo
REPAY Reports Second Quarter 2026 Financial Results
2026-08-10 20:08 · Yahoo
REPAY to Announce Second Quarter 2026 Results on August 10, 2026
2026-07-27 20:10 · Yahoo
REPAY and SBT Bring Compliant Text Communications and Payments to the Accounts Receivable Management and Financial Services Industries
2026-07-16 12:30 · Yahoo
REPAY Rejects Revised Unsolicited Proposal from Forager Capital
2026-07-13 21:30 · Yahoo
REPAY Joins Visa Platform Connect, Granting ISO and ISV Clients Next-Generation Payment Infrastructure
2026-08-19 20:15 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.