SAFT — SAFETY INSURANCE GROUP INC

Nasdaq · Financials · Insurance · CIK 1172052 ·
Last close
$72.27
Market Cap
$1.06B
52W High
$77.78
52W Low
$68.90
ADV30
82,848
Next earnings
Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, and insure individual vehicles, as well as commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; dwelling fire insurance for non-owner occupied residences; and commercial umbrella, which offers an excess liability product to clients. Additionally, the company offers inland marine coverage for homeowners and business owner policies; and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 311,109,000 -14,323,000 2,434,571,000 54,831,000 1,578,821,000
Dec 2025 315,295,000 20,112,000 2,471,108,000 73,901,000 1,578,797,000
Sep 2025 323,208,000 28,310,000 2,449,840,000 56,233,000 1,550,286,000
Jun 2025 315,932,000 28,937,000 2,364,208,000 49,409,000 1,490,944,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$194,498,000
Investing CF
$-125,706,000
Financing CF
$-53,865,000
CapEx
$-2,663,000
Dividends Paid
$-53,865,000
Buybacks
$0
EPS Diluted TTM
$6.70
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$844,063,000
Inventory
Receivables
$483,330,000
ST Investments
$700,025,000
EBIT TTM
$128,213,000
Pretax Income TTM
$126,683,000
Interest Exp TTM
$1,530,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,276,968,960
EBITDA
$88,845,000
Free Cash Flow
$167,937,632
Enterprise Value
$1,074,049,280
Total Cash
$54,831,000
Total Debt
$61,101,000
Shares Out
14,683,434
Trailing EPS
$4.23
Book Value
$58.28
ROE
7.4%
ROA
2.2%
Div Yield
5.06%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,254,073,000 99,255,000 2,471,108,000 1,578,797,000 194,498,000
Dec 2024 1,109,737,000 70,734,000 2,270,090,000 1,441,626,000 128,688,000
Dec 2023 925,946,000 18,875,000 2,094,004,000 1,289,737,000 52,114,000
Dec 2022 785,061,000 46,561,000 1,972,569,000 1,160,570,000 44,326,000

TTM Snapshot

Revenues TTM
$930,696,000
NetIncome TTM
$58,850,000
OpCashFlow TTM
$0
Assets (Latest)
$2,270,090,000
Forward EPS
$6.25

Peers — same industry

TickerNameMarket CapLastDaily %
HGTY Hagerty, Inc. $1.05B $10.35
IGIC International General Insurance Holdings Ltd. $1.08B $25.20
UVE UNIVERSAL INSURANCE HOLDINGS, INC. $1.08B $38.66
MHLA Maiden Holdings, Ltd. $1.08B $12.52
TRUP TRUPANION, INC. $953.54M $21.86

News headlines (Yahoo Finance, 1h cache)

Safety Insurance Group, Inc. Announces First Quarter 2026 Results and Declares Second Quarter 2026 Dividend
2026-05-06 20:05 · Yahoo
US Market's Undiscovered Gems 3 Promising Small Caps
2026-04-20 17:33 · Yahoo
Positive Signs As Multiple Insiders Buy Safety Insurance Group Stock
2026-04-18 13:54 · Yahoo
Safety Insurance: Q4 Earnings Snapshot
2026-02-25 22:29 · Yahoo
Safety Insurance Group, Inc. Announces Fourth Quarter and Year Ended 2025 Results
2026-02-25 21:08 · Yahoo
3 Undiscovered Gems In The US Market With Solid Potential
2026-02-18 17:33 · Yahoo
Safety Insurance Group, Inc. Declares First Quarter 2026 Dividend and Timing of Year-End 2025 Results
2026-02-17 21:05 · Yahoo
Safety Insurance Group (NASDAQ:SAFT) Ticks All The Boxes When It Comes To Earnings Growth
2026-02-16 11:43 · Yahoo
Undiscovered Gems in the US Market for January 2026
2026-01-20 11:33 · Yahoo
Does Safety Insurance Group, Inc.'s (NASDAQ:SAFT) Weak Fundamentals Mean That The Stock Could Move In The Opposite Direction?
2026-01-06 10:45 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.