SEZL — Sezzle Inc.

Nasdaq · Industrials · Professional Services · CIK 1662991 ·
Last close
$117.93
Market Cap
$3.97B
52W High
$195.71
52W Low
$104.00
ADV30
771,055
Next earnings
2026-11-04
Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026 135,539,000 99,337,000 66,021,000 51,303,000 454,305,000 120,448,000 257,583,000
Dec 2025 129,869,000 93,444,000 51,564,000 42,691,000 400,229,000 64,054,000 230,418,000
Sep 2025 116,796,000 81,118,000 31,638,000 26,671,000 366,964,000 104,147,000 211,694,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$246,406,000
Investing CF
$-210,112,000
Financing CF
$-10,793,000
CapEx
$-3,476,000
Dividends Paid
Buybacks
$-87,957,000
EPS Diluted TTM
$4.17
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$28,273,000
Inventory
Receivables
$281,707,000
ST Investments
EBIT TTM
$185,396,000
Pretax Income TTM
$181,874,000
Interest Exp TTM
$9,856,072
Analysts
6

Yahoo Snapshot (yfinance, live)

Total Revenue
$531,887,008
EBITDA
$315,603,008
Free Cash Flow
$100,542,000
Enterprise Value
$4,013,652,480
Total Cash
$79,757,000
Total Debt
$122,115,000
Shares Out
33,675,014
Trailing EPS
$4.52
Book Value
$6.92
ROE
88.9%
ROA
48.8%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 450,279,000 162,768,000 133,130,000 400,229,000 230,418,000 209,907,000
Dec 2024 271,128,000 68,484,000 78,522,000 298,372,000 210,537,000 130,648,000
Dec 2023 159,356,772 22,200,401 7,098,022 212,645,283 190,550,959 -25,690,433
Dec 2022 125,570,441 -48,035,321 -38,093,756 172,576,538 163,733,292 8,511,848

TTM Snapshot

Revenues TTM
$169,682,176
NetIncome TTM
$2,250,698
OpCashFlow TTM
$0
Assets (Latest)
$298,372,000
Forward EPS
$6.65

Max Pain — expiry 2026-09-18

max pain strike: $125.00 · spot: $117.93 · call oi: 6,057 · put oi: 2,523
Expected Move to 2026-09-18: ±$16.50 (13.99%) — implied range $101.43$134.43 · ATM straddle on $120.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
EQPT EquipmentShare.com Inc $4.05B $18.76
WSC WillScot Holdings Corp $4.08B $22.53
FOUR Shift4 Payments, Inc. $3.79B $48.00
KFY KORN FERRY $4.35B $84.73
XMTR Xometry, Inc. $4.55B $84.58

News headlines (Yahoo Finance, 1h cache)

SoFi vs. Sezzle: Which Fintech Stock Is the Better Buy?
2026-08-25 09:20 · Yahoo
Sezzle AI Push: Can Automation Boost Service and Productivity?
2026-08-21 17:00 · Yahoo
Sezzle Subscribers: Can 76.4% Y/Y Growth Keep Accelerating?
2026-08-20 16:15 · Yahoo
Klarna Group Drops 7% Before Q2 Earnings, Sezzle Falls 5% as BNPL Names Diverge
2026-08-17 17:34 · Yahoo
A Look Back at Personal Loan Stocks’ Q2 Earnings: Sezzle (NASDAQ:SEZL) Vs The Rest Of The Pack
2026-08-17 11:42 · Yahoo
Sezzle (SEZL) Is Up 9.3% After Raising 2026 Guidance And Securing New Credit Facility – Has The Bull Case Changed?
2026-08-16 22:09 · Yahoo
Why Is Sezzle (SEZL) Pursuing A National Bank Charter Now?
2026-08-16 17:08 · Yahoo
Is Sezzle (SEZL) Fairly Valued As It Raises 2026 Guidance And Secures $300 Million?
2026-08-16 16:09 · Yahoo
Sezzle pivots to national bank charter
2026-08-13 10:11 · Yahoo
Sezzle's President Holds $145 Million in Stock. Here's What His Post-Earnings Insider Filing Signals
2026-08-13 00:31 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.