SFST — SOUTHERN FIRST BANCSHARES INC

Nasdaq · Financials · Banks · CIK 1090009 ·
Last close
$57.76
Market Cap
$546.13M
52W High
$59.98
52W Low
$50.49
ADV30
153,336
Next earnings
2026-07-21
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company offers other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 33,799,000 9,887,000 4,578,402,000 114,541,000 4,198,989,000
Dec 2025 31,835,000 9,857,000 4,403,494,000 86,110,000 4,034,837,000
Sep 2025 31,129,000 8,662,000 4,358,589,000 104,369,000 4,002,241,000
Jun 2025 28,629,000 6,581,000 4,308,067,000 90,198,000 3,962,605,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$33,648,000
Investing CF
$-250,817,000
Financing CF
$254,888,000
CapEx
$-720,000
Dividends Paid
Buybacks
EPS Diluted TTM
$4.28
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$261,330,000
Inventory
Receivables
ST Investments
$35,000
EBIT TTM
Pretax Income TTM
$45,178,000
Interest Exp TTM
$104,618,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$121,891,000
EBITDA
Free Cash Flow
Enterprise Value
$491,341,056
Total Cash
$343,208,992
Total Debt
$292,580,000
Shares Out
9,455,165
Trailing EPS
$4.26
Book Value
$46.00
ROE
9.8%
ROA
0.8%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 118,089,000 30,366,000 4,403,494,000 4,034,837,000 30,457,000
Dec 2024 93,363,000 15,530,000 4,087,593,000 3,757,149,000 25,558,000
Dec 2023 87,514,000 13,426,000 4,055,789,000 3,743,322,000 17,653,000
Dec 2022 107,595,000 29,115,000 3,691,981,000 3,397,469,000 50,305,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$6.58

Max Pain — expiry 2026-07-17 (volume-derived — Yahoo OI feed degraded)

max pain strike: $40.00 · spot: $57.76 · call volume: 3 · put volume: 0

Peers — same industry

TickerNameMarket CapLastDaily %
FFIC FLUSHING FINANCIAL CORP $547.56M $16.16
CIVB CIVISTA BANCSHARES, INC. $536.63M $25.82
UNTY UNITY BANCORP INC /NJ/ $558.78M $55.65
ACNB ACNB CORP $562.28M $55.06
BWB Bridgewater Bancshares Inc $529.78M $19.00

News headlines (Yahoo Finance, 1h cache)

Endeavour Capital Adds to QCR Holdings Stake, According to Recent SEC Filing
2026-05-15 21:07 · Yahoo
Endeavour Capital Boosts Its Stake in National Bank Holdings
2026-05-13 03:47 · Yahoo
Undiscovered Gems in the US Market April 2026
2026-04-22 11:32 · Yahoo
Southern First (SFST) Reports Q1 Earnings: What Key Metrics Have to Say
2026-04-21 14:00 · Yahoo
Southern First (SFST) Lags Q1 Earnings Estimates
2026-04-21 13:40 · Yahoo
Southern First Reports First Quarter 2026 Results
2026-04-21 12:30 · Yahoo
Southern First Bancshares, Inc. Announces Closing of Public Offering of Common Stock
2026-04-17 15:26 · Yahoo
Southern First Bancshares, Inc. Announces Pricing of Public Offering of Common Stock
2026-04-16 01:46 · Yahoo
Southern First Bancshares, Inc. Announces Public Offering of Common Stock
2026-04-15 20:01 · Yahoo
Undiscovered Gems in the US Market Featuring 3 Promising Stocks
2026-02-19 17:33 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.