UBSI — UNITED BANKSHARES INC/WV
—
Nasdaq ·
Financials ·
Banks ·
CIK 729986 ·
Last close
$45.70
Market Cap
$6.22B
52W High
$49.22
52W Low
$32.90
ADV30
1,074,333
Next earnings
2026-10-22
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 317,968,000 | — | — | 128,828,000 | 33,660,281,000 | 2,540,892,000 | 28,164,298,000 |
| Sep 2025 | 322,743,000 | — | — | 130,748,000 | 33,407,181,000 | 2,517,374,000 | 27,961,466,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$539,780,000
Investing CF
$-1,184,748,000
Financing CF
$339,819,000
CapEx
$-18,659,000
Dividends Paid
$-211,906,000
Buybacks
$-176,902,000
EPS Diluted TTM
$3.67
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$2,241,354,000
Inventory
—
Receivables
$109,470,000
ST Investments
$296,964,000
EBIT TTM
—
Pretax Income TTM
$632,455,000
Interest Exp TTM
$573,511,000
Analysts
6
Yahoo Snapshot (yfinance, live)
Total Revenue
$1,250,497,024
EBITDA
—
Free Cash Flow
—
Enterprise Value
$5,133,864,448
Total Cash
$2,082,500,992
Total Debt
$799,446,016
Shares Out
136,173,338
Trailing EPS
$3.67
Book Value
$40.33
ROE
9.5%
ROA
1.5%
Div Yield
3.22%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 1,235,124,000 | — | 464,603,000 | 33,660,281,000 | 28,164,298,000 | 5,495,983,000 | 498,906,000 |
| Dec 2024 | 1,029,654,000 | — | 372,996,000 | 30,023,545,000 | 25,030,322,000 | 4,993,223,000 | 445,454,000 |
| Dec 2023 | 1,047,454,000 | — | 366,313,000 | 29,926,482,000 | 25,155,242,000 | 4,771,240,000 | 435,237,000 |
| Dec 2022 | 1,039,955,000 | — | 379,627,000 | 29,489,380,000 | 24,973,187,000 | 4,516,193,000 | 760,822,000 |
TTM Snapshot
Revenues TTM
$1,698,135,000
NetIncome TTM
$504,497,000
OpCashFlow TTM
—
Assets (Latest)
$33,705,380,000
Forward EPS
$3.86
Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)
max pain strike: $35.00 · spot: $45.70 · call volume: 36 · put volume: 5
Expected Move to 2026-11-20:
±$2.40
(5.25%) —
implied range
$43.30 –
$48.10
· ATM straddle on $45.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| FNB | FNB CORP/PA/ | $6.15B | $17.28 | — |
| IFS | Intercorp Financial Services Inc. | $5.85B | $53.00 | — |
| HWC | HANCOCK WHITNEY CORP | $5.83B | $72.71 | — |
| HOMB | HOME BANCSHARES INC | $5.70B | $28.48 | — |
| GBCI | GLACIER BANCORP, INC. | $5.60B | $42.98 | — |
News headlines (Yahoo Finance, 1h cache)
United Bankshares, Inc. Announces Florida Expansion
2026-10-08 13:00 · Yahoo
This is Why United Bankshares (UBSI) is a Great Dividend Stock
2026-10-02 14:45 · Yahoo
United Bankshares (UBSI) Could Be a Great Choice
2026-09-16 15:45 · Yahoo
Is United Bankshares’ (UBSI) GovCon Push a Niche Bet or a Strategic Growth Platform?
2026-09-15 22:14 · Yahoo
United Bank Hires Phil Poliquin to Lead Government Contracting Business
2026-09-15 13:00 · Yahoo
United Bankshares Inc's Dividend Analysis
2026-09-11 11:10 · Yahoo
United Bankshares Director Sells 3,200 Shares for $148,544
2026-09-10 21:20 · Yahoo
3 Bank Stocks We Approach with Caution
2026-09-04 09:18 · Yahoo
United Bankshares: An Underrated Dividend Stock with a 52-Year Growth Streak
2026-08-25 02:08 · Yahoo
United Bankshares Declares Third Quarter Dividend and Announces New Stock Repurchase Program
2026-08-24 18:45 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.