UCB — UNITED COMMUNITY BANKS INC

NYSE · Financials · Banks · CIK 857855 ·
Last close
$33.60
Market Cap
$4.02B
52W High
$35.07
52W Low
$29.14
ADV30
741,037
Next earnings
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 272,809,000 86,455,000 28,002,554,000 395,754,000 24,363,868,000
Sep 2025 270,877,000 91,494,000 28,143,473,000 613,431,000 24,546,622,000
Jun 2025 254,339,000 78,733,000 28,085,521,000 561,001,000 24,472,597,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$384,035,000
Investing CF
$33,417,000
Financing CF
$-541,571,000
CapEx
$-27,579,000
Dividends Paid
$-123,237,000
Buybacks
$-121,868,000
EPS Diluted TTM
$2.72
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$914,261,000
Inventory
Receivables
$83,557,000
ST Investments
$2,919,740,000
EBIT TTM
Pretax Income TTM
$331,253,000
Interest Exp TTM
$350,496,000
Analysts
6

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,047,745,024
EBITDA
Free Cash Flow
Enterprise Value
$3,522,550,272
Total Cash
$623,414,976
Total Debt
$169,975,008
Shares Out
119,686,643
Trailing EPS
$2.73
Book Value
$30.17
ROE
9.5%
ROA
1.2%
Div Yield
3.01%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,040,952,000 328,095,000 28,002,554,000 24,363,868,000 384,035,000
Dec 2024 930,042,000 252,397,000 27,720,258,000 24,288,131,000 349,734,000
Dec 2023 871,949,000 187,544,000 27,297,251,000 24,035,726,000 293,971,000
Dec 2022 868,131,000 277,472,000 24,008,884,000 21,308,210,000 607,307,000

TTM Snapshot

Revenues TTM
$830,014,000
NetIncome TTM
$250,190,000
OpCashFlow TTM
$0
Assets (Latest)
$27,720,258,000
Forward EPS
$3.31

Peers — same industry

TickerNameMarket CapLastDaily %
CATY CATHAY GENERAL BANCORP $3.90B $58.11
FULT FULTON FINANCIAL CORP $4.16B $21.77
INDB INDEPENDENT BANK CORP $3.86B $79.91
RNST RENASANT CORP $3.82B $41.42
WSFS WSFS FINANCIAL CORP $3.79B $72.77

News headlines (Yahoo Finance, 1h cache)

Regional Banks Stocks Q1 Highlights: United Community Banks (NYSE:UCB)
2026-05-20 03:56 · Yahoo
3 Reasons to Avoid UCB and 1 Stock to Buy Instead
2026-05-20 02:52 · Yahoo
United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock
2026-05-14 20:15 · Yahoo
1 Stock Under $50 with Exciting Potential and 2 That Underwhelm
2026-05-03 14:52 · Yahoo
Discover Citizens Financial Services And Two More Top Dividend Stocks
2026-04-30 11:31 · Yahoo
The 5 Most Interesting Analyst Questions From United Community Banks’s Q1 Earnings Call
2026-04-28 21:48 · Yahoo
United Community Chief Financial Officer Jefferson Harralson to Retire After Nearly a Decade of Dedicated Service
2026-04-28 12:44 · Yahoo
How Rising Earnings and Share Buybacks Will Impact United Community Banks (UCB) Investors
2026-04-28 09:06 · Yahoo
UCB Q1 Deep Dive: Loan Growth, Deposit Trends, and Strategic M&A Take Center Stage
2026-04-22 15:41 · Yahoo
SC lender drills down on Atlanta area with $100.8M deal
2026-04-22 11:55 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.