UNTY — UNITY BANCORP INC /NJ/

Nasdaq · Financials · Banks · CIK 920427 ·
Last close
$55.65
Market Cap
$558.78M
52W High
$57.16
52W Low
$48.52
ADV30
41,776
Next earnings
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equity and personal loans; and owner and non-owner-occupied commercial mortgages. In addition, it is involved in the residential construction, commercial, and industrial lending activities secured by business assets, including real estate, receivables, inventory, and equipment. Further, the company offers credit and debit cards, wire transfers, safe deposit boxes, automated teller, and internet and mobile banking services; automated clearing house origination and remote deposit capture services; and business services, such as escrow account, merchant, and online services. Unity Bancorp, Inc. was founded in 1991 and is headquartered in Clinton, New Jersey.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 34,839,000 15,467,000 2,966,652,000 216,519,000 2,621,021,000
Sep 2025 33,459,000 14,390,000 2,876,365,000 203,486,000 2,542,342,000
Jun 2025 36,143,000 16,491,000 2,928,523,000 293,733,000 2,608,683,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$44,906,000
Investing CF
$-256,836,000
Financing CF
$248,011,000
CapEx
$-1,019,000
Dividends Paid
$-5,609,000
Buybacks
$-5,039,000
EPS Diluted TTM
$5.94
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$243,935,000
Inventory
Receivables
$12,896,000
ST Investments
$1,972,000
EBIT TTM
Pretax Income TTM
$75,507,000
Interest Exp TTM
$56,596,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$132,394,000
EBITDA
Free Cash Flow
Enterprise Value
$592,370,176
Total Cash
$229,419,008
Total Debt
$263,012,992
Shares Out
10,040,902
Trailing EPS
$5.94
Book Value
$35.66
ROE
18.3%
ROA
2.1%
Div Yield
1.14%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 133,748,000 57,951,000 2,966,652,000 2,621,021,000 44,906,000
Dec 2024 104,401,000 41,450,000 2,654,017,000 2,358,434,000 47,987,000
Dec 2023 100,938,000 39,707,000 2,578,507,000 2,317,077,000 46,909,000
Dec 2022 97,635,000 38,457,000 2,444,948,000 2,205,721,000 42,669,000

TTM Snapshot

Revenues TTM
$124,018,000
NetIncome TTM
$40,256,000
OpCashFlow TTM
$0
Assets (Latest)
$2,654,017,000
Forward EPS
$6.33

Peers — same industry

TickerNameMarket CapLastDaily %
ACNB ACNB CORP $562.28M $55.06
FFIC FLUSHING FINANCIAL CORP $547.56M $16.16
SFST SOUTHERN FIRST BANCSHARES INC $546.13M $57.76
VBNK VersaBank $578.37M $17.98
CIVB CIVISTA BANCSHARES, INC. $536.63M $25.82

News headlines (Yahoo Finance, 1h cache)

Unity Bancorp Announces Second Quarter Dividend
2026-05-21 20:01 · Yahoo
Here Are Friday’s Top Wall Street Analyst Research Calls: Arista Networks, BWX Technologies, Cisco Systems, Danaher, Doximity, Estee Lauder, Illumina, Texas Roadhouse, Workday, and More
2026-05-15 11:51 · Yahoo
Unity Bancorp (UNTY) Surpasses Q1 Earnings and Revenue Estimates
2026-04-14 11:15 · Yahoo
Unity Bancorp Reports Quarterly Earnings of $14.3 Million
2026-04-14 10:00 · Yahoo
Open Lending (LPRO) Misses Q4 Earnings and Revenue Estimates
2026-03-12 21:25 · Yahoo
Keep An Eye on These 4 Bank Stocks With Recent Dividend Hikes
2026-03-02 15:59 · Yahoo
Unity Bancorp Announces 7% Increase in First Quarter Dividend
2026-02-26 21:05 · Yahoo
Does Unity Bancorp (NASDAQ:UNTY) Deserve A Spot On Your Watchlist?
2026-02-10 11:55 · Yahoo
Piper Sandler Names Unity Bank a Top Bank Investment Idea for 2026
2026-01-30 18:43 · Yahoo
Undiscovered Gems In The US Market Featuring Three Promising Stocks
2026-01-14 11:33 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.