UPST — Upstart Holdings, Inc.
—
Nasdaq ·
Financials ·
Consumer Finance ·
CIK 1647639 ·
Last close
$22.99
Market Cap
$2.24B
52W High
$55.22
52W Low
$22.78
ADV30
4,359,053
Next earnings
2026-11-03
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | 364,708,000 | — | — | 16,539,000 | 3,171,273,000 | 457,739,000 | 2,373,785,000 |
| Mar 2026 | 308,214,000 | — | — | -6,646,000 | 2,961,681,000 | 474,554,000 | 2,228,515,000 |
| Dec 2025 | 276,218,000 | — | — | 18,636,000 | 2,974,805,000 | 657,445,000 | 2,175,990,000 |
| Sep 2025 | 277,105,000 | — | — | 31,805,000 | 2,904,848,000 | 494,887,000 | 2,161,130,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$-284,006,000
Investing CF
$106,190,000
Financing CF
$458,633,000
CapEx
$-21,124,000
Dividends Paid
—
Buybacks
$-100,057,000
EPS Diluted TTM
$0.49
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$-347,663,000
Inventory
—
Receivables
$290,334,000
ST Investments
—
EBIT TTM
—
Pretax Income TTM
$61,682,000
Interest Exp TTM
$59,645,000
Analysts
15
Yahoo Snapshot (yfinance, live)
Total Revenue
$1,285,890,048
EBITDA
$115,055,000
Free Cash Flow
$-132,382,752
Enterprise Value
$4,090,000,896
Total Cash
$457,843,008
Total Debt
$2,057,602,944
Shares Out
97,313,046
Trailing EPS
$0.52
Book Value
$8.20
ROE
7.9%
ROA
2.0%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 1,023,985,000 | — | 53,601,000 | 2,974,805,000 | 2,175,990,000 | 798,815,000 | -147,725,000 |
| Dec 2024 | 628,834,000 | — | -128,581,000 | 2,366,958,000 | 1,733,740,000 | 633,218,000 | 186,331,000 |
| Dec 2023 | 508,119,000 | — | -240,132,000 | 2,017,100,000 | 1,381,795,000 | 635,305,000 | -111,712,000 |
| Dec 2022 | 837,760,000 | — | -108,665,000 | 1,936,054,000 | 1,263,619,000 | 672,435,000 | -657,860,000 |
TTM Snapshot
Revenues TTM
$667,301,000
NetIncome TTM
$-105,743,000
OpCashFlow TTM
$0
Assets (Latest)
$2,974,805,000
Forward EPS
$3.48
Max Pain — expiry 2026-10-09 (volume-derived — Yahoo OI feed degraded)
max pain strike: $25.00 · spot: $22.99 · call volume: 1,018 · put volume: 635Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| XXI | Twenty One Capital, Inc. | $2.25B | $6.50 | — |
| KEEL | Keel Infrastructure Corp. | $2.18B | $3.53 | — |
| SECZ | Securitize Corp. | $2.38B | $14.59 | — |
| BTDR | Bitdeer Technologies Group | $2.39B | $10.49 | — |
| PURR | Hyperliquid Strategies Inc | $2.43B | $12.27 | — |
News headlines (Yahoo Finance, 1h cache)
Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know
2026-09-30 12:00 · Yahoo
KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-4
2026-09-28 22:36 · Yahoo
PayPal vs. Upstart: Which Fintech Stock Is Better to Consider?
2026-09-28 15:18 · Yahoo
3 Niche Growth Stocks With an Edge Their Rivals Can’t Ignore
2026-09-28 11:25 · Yahoo
Upstart Lends Money It Doesn't Hold. What Does That Do to the Stock in a Downturn?
2026-09-26 19:25 · Yahoo
Upstart Holdings, Inc. (UPST) Stock Dips While Market Gains: Key Facts
2026-09-25 20:50 · Yahoo
Upstart Expands Partnership With Commonwealth Credit Union
2026-09-24 16:32 · Yahoo
Sensitive Sector: Why Are Upstart, Affirm, and SoFi Dropping Faster Than the Broader Equities Market?
2026-09-23 18:07 · Yahoo
Consumer Lending Stocks Slide While Financials Barely Budge: Upstart and Affirm Drop 4%, SoFi Eases
2026-09-23 16:51 · Yahoo
Upstart Stock Just Returned to Profit and Hit a Record Quarter. Why Is the Stock Near Its Lows?
2026-09-23 15:05 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.