UPYY — UPAY
—
OTC ·
Information Technology ·
Software ·
CIK 1677897 ·
Last close
$0.90
Market Cap
$15.75M
52W High
$1.00
52W Low
$0.90
ADV30
0
Next earnings
—
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Nov 2025 | 184,587 | 130,043 | -113,390 | -1,032,123 | 211,845 | 67,418 | 698,196 |
| May 2025 | 170,414 | 127,830 | -130,602 | -141,986 | 199,185 | 43,621 | 775,761 |
| Feb 2025 | 139,583 | 96,787 | -29,834 | -38,877 | 234,149 | 55,362 | 703,005 |
| Nov 2024 | 150,366 | 105,967 | -150,821 | -159,184 | 168,801 | 31,935 | 526,366 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$-314,901
Investing CF
$-12
Financing CF
$270,000
CapEx
$-12
Dividends Paid
—
Buybacks
$0
EPS Diluted TTM
$-0.09
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$-3,454,612
Inventory
—
Receivables
$57,165
ST Investments
—
EBIT TTM
$-1,328,124
Pretax Income TTM
$-1,372,170
Interest Exp TTM
$44,046
Analysts
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Yahoo Snapshot (yfinance, live)
Total Revenue
$683,531
EBITDA
$-372,066
Free Cash Flow
$-167,474
Enterprise Value
$16,222,522
Total Cash
$67,418
Total Debt
$544,250
Shares Out
17,495,211
Trailing EPS
$-0.08
Book Value
$-0.03
ROE
—
ROA
-124.5%
Div Yield
—
Annual Trend (SEC EDGAR, last 3y)
Revenues vs Net Income (last 3y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Feb 2025 | 715,269 | -508,857 | -540,062 | 234,149 | 703,005 | — | -764,674 |
| Feb 2024 | 1,394,408 | -681,858 | -736,191 | 770,340 | 1,025,147 | — | -145,611 |
| Feb 2023 | 1,359,991 | -89,241 | -135,487 | 833,257 | 1,215,284 | — | -361,066 |
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| CXAI | CXApp Inc. | $15.93M | $0.23 | — |
| SKKY | Skkynet Cloud Systems, Inc. | $15.94M | $0.30 | — |
| NTCL | NetClass Technology Inc | $15.30M | $0.26 | — |
| CLOQ | CYBERLOQ TECHNOLOGIES, INC. | $16.68M | $0.12 | — |
| APCX | AppTech Payments Corp. | $14.49M | $0.34 | — |
News headlines (Yahoo Finance, 1h cache)
UPAY CEO elected to CASA Board for two-year term — joining the first Board constituted after industry rebrand
2025-10-27 21:06 · Yahoo
ACPAS to Sponsor the Upcoming MFSA AGM and the Official Launch of CASA (Credit Association of South Africa)
2025-10-17 16:32 · Yahoo
UPAY Announces Appointment of Richard K. Pellerin to Its Board of Directors
2025-09-17 17:24 · Yahoo
ACPAS Signs Multi-Phase Development Deal with Leading Pan-African Finance Group to Launch Customized Lending Solutions
2025-09-04 17:41 · Yahoo
ACPAS - Powers Device Financing for Flagship U.S. Tech Brand in South African Retail Network
2025-06-09 16:13 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.