USCB — USCB FINANCIAL HOLDINGS, INC.

Nasdaq · Financials · Banks · CIK 1901637 ·
Last close
$18.73
Market Cap
$342.08M
52W High
$20.11
52W Low
$17.45
ADV30
71,703
Next earnings
2026-07-23
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 18,029,000 1,363,000 2,791,540,000 38,477,000 2,574,357,000
Sep 2025 24,958,000 8,939,000 2,767,945,000 56,811,000 2,558,850,000
Jun 2025 24,404,000 8,140,000 2,719,474,000 54,819,000 2,487,891,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$42,805,000
Investing CF
$-245,410,000
Financing CF
$164,047,000
CapEx
$-303,000
Dividends Paid
$-7,829,000
Buybacks
$-34,554,000
EPS Diluted TTM
$1.74
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$-49,542,000
Inventory
Receivables
$11,661,000
ST Investments
$0
EBIT TTM
Pretax Income TTM
$35,916,000
Interest Exp TTM
$61,857,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$91,172,000
EBITDA
Free Cash Flow
Enterprise Value
$358,126,816
Total Cash
$87,878,000
Total Debt
$105,931,000
Shares Out
18,263,900
Trailing EPS
$1.47
Book Value
$11.97
ROE
12.4%
ROA
1.0%
Div Yield
2.69%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 90,222,000 26,100,000 2,791,540,000 2,574,357,000 42,805,000
Dec 2024 82,676,000 24,674,000 2,581,216,000 2,365,828,000 34,837,000
Dec 2023 65,971,000 16,545,000 2,339,093,000 2,147,125,000 22,546,000
Dec 2022 68,728,000 20,141,000 2,085,834,000 1,903,406,000 29,537,000

TTM Snapshot

Revenues TTM
$13,728,000
NetIncome TTM
$4,781,000
OpCashFlow TTM
$0
Assets (Latest)
$1,853,939,000
Forward EPS
$2.20

Peers — same industry

TickerNameMarket CapLastDaily %
MVBF MVB FINANCIAL CORP $337.31M $26.25
CHMG CHEMUNG FINANCIAL CORP $335.70M $69.65
BCML BayCom Corp $335.68M $30.77
NWFL NORWOOD FINANCIAL CORP $334.34M $30.70
AVBH Avidbank Holdings, Inc. $333.69M $30.46

News headlines (Yahoo Finance, 1h cache)

There's A Lot To Like About USCB Financial Holdings' (NASDAQ:USCB) Upcoming US$0.125 Dividend
2026-05-11 12:00 · Yahoo
Patriot Financial Partners Makes Major TowneBank Investment
2026-05-06 23:19 · Yahoo
How The Story Is Shifting For USCB Financial Holdings (USCB) After Mixed Analyst Targets
2026-05-01 13:28 · Yahoo
USCB Financial Q1 Earnings Call Highlights
2026-04-27 18:43 · Yahoo
USCB (USCB) Q1 2026 Earnings Call Transcript
2026-04-24 16:21 · Yahoo
USCB Financial Holdings, Inc. Q1 2026 Earnings Call Summary
2026-04-24 12:30 · Yahoo
USCB Financial (USCB) Reports Q1 Earnings: What Key Metrics Have to Say
2026-04-23 22:30 · Yahoo
USCB Financial Holdings, Inc. (USCB) Q1 Earnings Miss Estimates
2026-04-23 21:55 · Yahoo
USCB Financial Holdings, Inc. Delivers Record Quarter: $0.51 diluted EPS, up 33% over prior year; ROAA 1.34%, ROAE 17.07%, and 22% Year‑Over‑Year Net Income Growth
2026-04-23 20:30 · Yahoo
First Community (FCCO) Q1 Earnings Surpass Estimates
2026-04-22 14:15 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.