UVE — UNIVERSAL INSURANCE HOLDINGS, INC.

NYSE · Financials · Insurance · CIK 891166 ·
Last close
$42.15
Market Cap
$1.18B
52W High
$43.96
52W Low
$33.20
ADV30
206,174
Next earnings
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 393,565,000 54,291,000 2,769,389,000 595,771,000 2,184,645,000
Dec 2025 407,926,000 66,589,000 2,839,695,000 408,868,000 2,288,660,000
Sep 2025 400,981,000 39,830,000 3,089,645,000 405,114,000 2,594,602,000
Jun 2025 400,141,000 35,093,000 3,275,818,000 367,108,000 2,818,010,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$349,546,000
Investing CF
$-92,176,000
Financing CF
$-59,783,000
CapEx
$-4,791,000
Dividends Paid
$-22,238,000
Buybacks
$-29,519,000
EPS Diluted TTM
$6.75
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$807,080,000
Inventory
Receivables
$277,883,000
ST Investments
$144,777,000
EBIT TTM
$265,002,000
Pretax Income TTM
$259,305,000
Interest Exp TTM
$5,697,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,602,612,992
EBITDA
$272,129,984
Free Cash Flow
$338,452,640
Enterprise Value
$671,203,712
Total Cash
$595,771,008
Total Debt
$100,290,000
Shares Out
27,911,118
Trailing EPS
$6.76
Book Value
$19.67
ROE
38.9%
ROA
6.1%
Div Yield
1.53%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,603,915,000 182,951,000 2,839,695,000 2,288,660,000 381,493,000
Dec 2024 1,520,536,000 58,928,000 2,841,861,000 2,468,611,000 137,358,000
Dec 2023 1,391,582,000 66,823,000 2,316,561,000 1,975,264,000 70,971,000
Dec 2022 1,222,658,000 -22,257,000 2,890,154,000 2,602,258,000 324,515,000

TTM Snapshot

Revenues TTM
$1,347,666,000
NetIncome TTM
$-74,170,000
OpCashFlow TTM
$0
Assets (Latest)
$2,841,861,000
Forward EPS
$4.40

Peers — same industry

TickerNameMarket CapLastDaily %
ASIC Ategrity Specialty Insurance Co Holdings $1.16B $24.12
IGIC International General Insurance Holdings Ltd. $1.20B $28.19
TRUP TRUPANION, INC. $1.13B $25.83
HGTY Hagerty, Inc. $1.25B $12.23
SAFT SAFETY INSURANCE GROUP INC $1.11B $75.55

News headlines (Yahoo Finance, 1h cache)

Universal Declares Regular Cash Dividend
2026-07-08 20:10 · Yahoo
UVE Stock Outperforms Industry, Trades Near 52-Week High: Time to Exit?
2026-07-02 16:06 · Yahoo
HCI Group (HCI) Surges 4.2%: Is This an Indication of Further Gains?
2026-06-29 15:35 · Yahoo
KBRA Assigns Rating to Senior Unsecured Notes Issued by Universal Insurance Holdings, Inc.
2026-06-22 20:56 · Yahoo
Is Universal Insurance Holdings (UVE) Stock Undervalued Right Now?
2026-06-17 13:40 · Yahoo
Is It Time To Reconsider Universal Insurance Holdings (UVE) After Recent Sector Risk Headlines?
2026-06-09 16:09 · Yahoo
WTW Acquires Redefind to Expand Its Crypto Insurance Presence
2026-06-04 15:32 · Yahoo
Best Value Stocks to Buy for June 4th
2026-06-04 09:47 · Yahoo
Voya's Unit Expands Alternative Investment Offerings With New CITs
2026-06-03 14:44 · Yahoo
UVE Outperforms Industry in a Year: Time to Add It for Better Returns?
2026-06-02 15:24 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.